The mission of this Federal agency is to help the nation's communities meet their development needs, spur economic growth in distressed neighborhoods, provide housing assistance for the poor, help rehabilitate and develop moderate and low-cost housing, and enforce the nation's fair housing laws. HUD plays a major role in supporting homeownership by underwriting homeownership for lower- and moderate-income families through its mortgage insurance program. To ensure easy access to its programs and services, HUD maintains eight clearinghouses with toll-free accessibility.
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