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How do I get a VA Home Loan?1. Apply for a Certificate of Eligibility. A veteran who doesn`t have a certificate can obtain one by: filling out VA Form 26-1880 (request for Determination of Eligibility and Available Loan Guaranty Entitlement) and submitting it to your local VA office.
Department of Veterans Affairs VA Regional Office 536 South Clark Street Chicago, IL 60605 Website: homeloans.va.gov 2. Decide on a home and sign a purchase agreement
3. Order an appraisal from the VA. (This is usually done by the lender)
4. Apply for the loan through a mortgage lender. While the appraisal is being processed, the lender can gather credit and income information. If the lender is authorized by the VA to do automatic processing, the loan can be approved and closed without waiting for the VA to review the credit application. For loans that must first be approved by the VA, the lender will send the application to the local VA office, which will notify the lender of its decision.
5. Close of loan and move in to your new home
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