About the Indian Home Loan Guarantee Program (Section 184)

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History

The Indian Home Loan Guarantee Program (Section 184) is funded annually by Congress. The program is offered to Native Americans and provides homeownership opportunities throughout Indian Country in the United States. The program was developed specifically for Native Americans seeking homeownership opportunities on fee simple land in an Indian area, on Tribal Trust Land, or on individually allotted land on a reservation.

Program Staff

The Office of Native American Programs, Office of Loan Guarantee is located in Washington, DC and Denver, CO. Our mailing address is:

Office of Native American Programs
U.S. Department of Housing and Urban Development
451, 7th St SW
Washington DC
Phone: (202) 401-7914
FAX: (202) 401-7909

The 184 program staff is responsible for program development, monitoring and quality control, loan underwriting, program training, and marketing. In addition, the Loan Guarantee staff serve as a liaison between lenders, government agencies, tribal members, and other entities instrumental in making this program a success.

To help market the Section 184 Loan Guarantee Program, ONAP has organized a team of Section 184 Coordinators from regional ONAP staff. The regional coordinators are committed to helping Native American homebuyers and tribes to take advantage of new opportunities to own their own homes.

The Section 184 Team

Alaska Region

David Vought is currently a Native American Program Specialist for the Department of Housing and Urban Development in the Alaska Office of Native American Programs. David has been with ONAP since 1988 he has served as the Chief of Housing Management, and Director of Grants Evaluation. David can be reached by at (907) 677-9862 or Fax at (907) 677-9807, or e-mail David.Vought@hud.gov.  

N. Iris Friday is a Program Analyst in the Northwest Office of Native American Programs where she serves as a liaison between tribes, lenders, and HUD's housing partners to ensure smooth delivery of the 184 loan guarantee program. Iris has worked to bring homeownership to Native families through homebuyer fairs, homebuyer education counseling, and the promotion of financial education as a tool for achieving homeownership success. As Northwest tribes move forward in the 184 process, Iris is available to answer questions and provide technical assistance. Iris can be reached at (206) 220-5420 or via e-mail at Iris.Friday@hud.gov.  

Eastern/Woodlands Region

Hal Beiler is the 184 Coordinator for the Eastern Woodlands Region. He has been a Grants Management Specialist for about one and a half years and has worked with the Mold Study Program. He has experience in financial programs at SBA and FDIC. He can be reached at 800-735-3239 or Harold.A.Beiler@hud.gov.  

Southwest Region

Andrea V. Dunyon is the Section 184 Coordinator for the Southwest Office of Native American Programs, Phoenix, AZ. Andrea's region covers the states of Arizona, California, Nevada, New Mexico, and Texas. She can be reached at: (602) 379-7202, or e-mail: Andrea.V.Dunyon@hud.gov. 

Southern Plains Region

Michelle Tinnin is serving as the Section 184 Coordinator for the Southern Plains Region. Michelle can be reached at (405) 609-8532 or FAX: (405) 609-8403, or e-mail Michelle.K.Tinnin@hud.gov.

Northern Plains Region

Edward R. Vaughan, Denver, CO is the Section 184 Loan Guarantee Coordinator for the Northern Plains Office of Native American Programs(NPONAP). As a member of the 184 team he serves as a Northern Plains liaison among lenders, government agencies, tribal members, and other entities instrumental in making the program a success. He can be reached at (303) 672-5179 or e-mail: Edward.R.Vaughan@hud.gov.

Washington DC Office

Yvonne T. Johnson - Yvonne is also a Section 184 Loan Guarantee Specialist. As a member of the 184 team she performs underwriting, provides technical assistance on the Section 184 Program. Yvonne can be reached at 202-401-7914, Extension 4142 or e-mail Yvonne.T.Johnson@hud.gov.

Thelma Y. Pillay - Thelma is also a Section 184 Loan Guarantee Specialist. As a member of the 184 team she performs underwriting, provides technical assistance on the Section 184 Program. Thelma can be reached at 202-401-7914, Extension 2786 or e-mail Thelma.Y.Pillay@hud.gov.

Denver Program Office - Denver, CO

Deanna Lucero is a Section 184 Loan Guarantee Specialist. As a member of the 184 team she performs underwriting and provides technical assistance and training on the Section 184 Program. She can be reached at (303) 675-1615 or e-mail Deanna.V.Lucero@hud.gov