Click here to skip navigation
OPM.gov Home  |  Subject Index  |  Important Links  |  Contact Us  |  Help

U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

Advanced Search

Insurance Services Programs

You have reached a collection of archive material. The content available is no longer being updated and as a result you may encounter hyperlinks which no longer function. You should also bear in mind that this content may contain text and references which are no longer applicable as a result of changes in law, regulation and/or administration.
Federal Employees Health Benefits Program Choose a Health Plan and Enroll
2004 Premiums  |    FAQ  |   Glossary
You are here: OPM Home > Insurance > FEHB > Choose a Plan and Enroll > Additional Plan Information > Optima Health Plan Changes

Optima Health Plan Changes for 2004


This is a general description of the plan changes. This page is not an official statement of benefits. For that, go to the Benefits descriptions in the Plan Brochure. Also, we edited and clarified language throughout the brochure; any language change not shown here is a clarification that does not change benefits.

  • Your share of the non-postal premium will decrease by 13.8% for Self Only or 12% for Self and Family.

  • Your catastrophic protection out-of-pocket maximum for copays and coinsurances will increase from $1500 per person for Self enrollment or $1500 per each family member, not to exceed $3000 per Self and Family enrollment to $1800 per person for Self enrollment or $1800 per each family member, not to exceed $4800 per Self and Family enrollment.

  • Your coverage will include preventative care benefits for routine osteoporosis screening for women age 65 and older and routine screening beginning at 60 for women at increased risk.

  • Your copay for a MRI, CAT, or PET scan will increase from $20 when done outside the physician's office visit to $50.
 
Page created October 6, 2003