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How do I apply for retirement benefits?Call 1-800-772-1213 or 1-800-325-0778 (TTY) or visit the Social Security Claims Home page to apply for retirement benefits .
In order to be eligible for retirement benefits, you have to have enough "credits" and money paid into Social Security.
You are eligible for SSA retirement benefits when you reach age 62. Your benefits will be reduced if you file prior to your full retirement age.
The amount you receive depends on how much you earned while working.
You can also delay applying for Social Security retirement. If you do so, your extra income may increase your benefit amount, and you will receive a credit. To find out more about credit you may receive, contact the Social Security Administration (SSA) at 1-800-772-1213.
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