| Comment Number: | 529233-00044 |
| Received: | 10/5/2007 5:11:22 PM |
| Organization: | COMSUMER |
| Commenter: | JUDY BECKWITH |
| State: | CA |
| Agency: | Federal Trade Commission |
| Rule: | Debt Collection Workshop |
| No Attachments |
Comments:
I WOULD LIKE THE PANEL TO DISCUSS THIS PROBLEM. WHEN A CONSUMER RECEIVE INFORMATION ABOUT A DEBT OWE IN WRITING. THE CONSUMER HAS 30 DAYS TO MAKE A PAYMENT OR MAKE ARRANGEMENT. THE DEBTOR SHOULD NOT BE ALLOW TO TAKE MONEY FROM A CONSUMER BANK ACCOUNT UNLESS IT HAS BEEN AFTER 30 DAYS. CHECKCARE DID THIS TO ME IN CALIFRONIA. I HAD MADE A PAYMENT ACCORDING TO THERE VARIOUS ARRANGEMENT AND CHECKCARE STILL TOOK MONEY FROM MY BANK ACCOUNT. NOW I AM TRYING TO GET THEM TO REVERSAL THE MONEY BACK IN MY BANK ACCOUNT AND THEY ARE TAKING THEIR SWEET TIME. MEANWHILE I CANNOT HONOR MY OTHER FINACIAL OBLIGATIONS. I WOULD LIKE TO SEE LAWS ON THIS ACTION . THANK TO ALL OF YOU. PLEASE LET ME KNOW IF THE LAW CHANGES.