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[ProfessionalDevelopment 2475] Financial LiteracyKatrina Hinson KHinson at almanid.comThu Aug 28 20:04:50 EDT 2008
Teaching adult literacy in an impoverished rural area, I often deal with single mothers, working class men and women who are working below and earning below the national poverty line in most cases and young adults who are returning to school for whatever reason - in addition to the ESL population that transitions through the community seasonally. Financial literacy is a big part of the classroom - everything from balancing checkbooks to paying taxes and understanding a pay stub. Students often do not understand the "Language" of the very pay check they are bringing home each week. Sometimes, it is helping them to understand the utility bills or even the language of financing a loan for a car. Vocabulary skills aside, you add in the math issues related to such things - like figuring how many kilowatts your old refrigerator is using compared to a newer used model and discussing whether or not it's worth the investment. From personal experience, there are many opportunities in the adult literacy classroom from which to teach financial literacy and I think it's naturally part of the teaching because when teaching math or vocabulary you sometimes want "real" experiences from which to teach from in order for the student to find meaning and practical use. Regards, Katrina Hinson >>> Libby Tisdell <ejt11 at psu.edu> 8/28/2008 5:16 pm >>> Hey Everyone -- My name is Libby Tisdell, and I'm new to this list serve. I'm not really a literacy educator as much as I'm an Adult Education professor, which includes the professional development of literacy educators. I'm wondering if some of you folks might be able to help me. I'm doing a project on financial literacy education. At this point mostly I'm doing a literature review, and searching for appropriate places and groups to do some survey research with to find out who is doing more community based financial literacy education. Can anyone tell me the extent to which literacy educators in general might deal with financial literacy education issues, and if this is something that is typically dealt with by Literacy Educators in general? If so, what level of financial literacy education would you be dealing with? Budgeting? Checkwriting? Investing? Most of the financial literacy education literature I've located is pretty much aimed more at those who are middle class and above. I'm more interested in who is doing financial literacy education with a less moneyed audience, and with folks who wouldn't have the money or inclination to ever pay for financial planning services, basically those who are underserved on multiple levels. I'm esepcially interested in how this plays out for working class women, people of color, those not born int he U.S, and older people. If any of you could help me with finding information about this, I would be most appreciative. Libby Tisdell Elizabeth J. Tisdell, EdD Associate Professor of Adult Education Adult Education Doctoral Program Coordinator Penn State University - Harrisburg 777 W. Harrisburg Pike Middletown, PA 17057 e-mail: ejt11 at psu.edu work: 717-948-6640 cell: 717-579-8835 FAX: 717-948-6064 On 8/28/08 4:35 PM, "Katrina Hinson" <khinson at almanid.com> wrote: > I agree...I don't post as often as I would like but I do find the lists useful > in so many ways - even more so as I've started a PhD program and trying to > balance the work I do with adult literacy with other things. Sometimes the > things I learn or read on the lists provide reflective thoughts on practices I > might not have ever considered. > > Regards, > Katrina Hinson > > >>>> Janet Hughes <janethughes10 at yahoo.com> 08/28/08 8:13 PM >>> > I find these lists so useful as I reflect, struggle to reach more learners in > more efficient and effective ways. I confess I rarely participate with > postings, but I'm learning, thinking and reading! > > Janet Hughes > Literacy Volunteers & Advocates > Washington, DC > > > > > ---------------------------------------------------- > National Institute for Literacy > Adult Literacy Professional Development mailing list > professionaldevelopment at nifl.gov > > To unsubscribe or change your subscription settings, please go to > http://www.nifl.gov/mailman/listinfo/professionaldevelopment > > Professional Development section of the Adult Literacy Education Wiki > http://wiki.literacytent.org/index.php/Adult_Literacy_Professional_Development > ---------------------------------------------------- National Institute for Literacy Adult Literacy Professional Development mailing list professionaldevelopment at nifl.gov To unsubscribe or change your subscription settings, please go to http://www.nifl.gov/mailman/listinfo/professionaldevelopment Professional Development section of the Adult Literacy Education Wiki http://wiki.literacytent.org/index.php/Adult_Literacy_Professional_Development
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