Research Staff and Resources

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The Division of Consumer and Community Affairs

The Board of Governors of the Federal Reserve System is responsible for implementing various federal laws intended to protect and inform consumers in credit and other financial service transactions, ensuring that consumers receive comprehensive information and fair treatment in these transactions, and promoting economic development and community lending in historically underserved areas.

The Board's Division of Consumer & Community Affairs conducts research not only to inform the Board's regulatory and policy development functions but also to support its consumer outreach and community development functions.