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Hands on Banking®
El futuro en tus manos®
Money skills you need for life
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Wells Fargo & Company provides free, innovative, interactive financial education through its program Hands on Banking www.handsonbanking.org and the Spanish version El futuro en tus manos www.elfuturoentusmanos.org. These entertaining programs and lessons teach students and adults the basics of good money management.
The curriculum is engaging and fun for school-age students and meets or exceeds national and state education standards for economics, financial literacy, mathematics and English language arts. Teachers find it easy to integrate the age-specific lessons into their classrooms to help students address real-life financial situations.
Hands on Banking covers topics including budgeting, the importance of saving, bank accounts and services, establishing and maintaining good credit, planning for college, buying a car, basic investing, and more.
- Available free on the Internet, CD-ROM, and printed curriculum
- Contains no product promotion or commercial content
- Colorful, interactive instruction in English and Spanish for four age groups, from 4th grade through adult
- Animated, narrated, and closed-captioned
- Special online features including calculators, ATM simulator, online banking tour, dictionary of financial terms, library of reference articles, and helpful Web links
- Ideal for self-study or classroom use
- Teacher's Guides include worksheets, teaching tips, classroom activities, assessments, and more
Hands on Banking was developed in partnership with teachers and students from across the U.S. Since its introduction in January 2004, the Hands on Banking Web site has had 6,000 unique visitors per month viewing an average of 90 pages per visit. Wells Fargo has distributed more than 500,000 free CD-ROMs and 10,000 free Teacher's Guides to individuals, schools, and not-for-profits.
"The Hands on Banking program has been a great success," said Dick Roberts, field coordinator, Beyond the Bell Branch of the Los Angeles Unified School District. "The extended day partner agencies and educators find it easy to deliver after school, and students say it makes a valuable subject exciting and fun to learn. From a curriculum standpoint, it meets the rigorous California State educational standards and the Governor's initiative for Beyond the Bell programs."
"Wells Fargo's commitment to education with no commercial agenda is making it possible for us to strengthen the financial skills and knowledge of a significant portion of our district," continued Roberts.
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Kids - 4th and 5th grade
A cartoon space alien named Zing takes kids on an exciting exploration of money and money management on planet Earth. |
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Teens - 6th to 8th grade
Angie, an outgoing, money-savvy teenager, shares what she's learned about managing money to her best advantage. Teens learn the basics of budgeting, savings and checking accounts, responsible borrowing, and more. |
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Young Adults - Ages 15-21
From the set of Studio Z, four young, energetic reporters explore real-life questions about money management. Young adults gain concepts and skills to achieve financial self-sufficiency and independence. Topics include goal setting, budgeting, living within your means, saving and paying for college, buying a car, renting an apartment, responsible use of credit, and more. |
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Adults
A friendly, knowledgeable team of six banking professionals present the concepts and skills of money management. Adults learn banking and credit essentials as well as how to buy a home, start and manage a small business, invest for the future, and plan for retirement. |
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For further information, please contact:
Pamela Erwin
Senior Vice President, Wells Fargo Foundation
Wells Fargo & Co.
HOBinfo@wellsfargo.com
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The Jump$tart Coalition 2009 12 Principle Calendars are now available!
The Jump$tart Coalition® has developed twelve personal finance principles for young people to connect to their financial futures. This year, these practical, everyday ideas are sponsored by Capital One®. If followed, these principles can help students stay connected to their financial lives-start today!
- If you would like to order a hard copy of the calendars, please click here.
- If you would like to download a PDF version of the calendar, please click here.
- Please click HERE if you would like to see lessons plans developed around the 12 Principles.
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| Support for the survey provided by the Merrill Lynch Foundation.
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Financial Literacy:
Improving Education
The positive turnaround in financial literacy scores that was first noted in the 2004 survey, continued-albeit slowly-in 2007. Beginning with an average score of 57.3 percent in 1997, scores fell to 51.9 percent in 2000 and 50.2 percent in 2002 before staging a rebound to 52.3 percent in 2004. In 2007, the mean score increased by a tenth of a percent to 52.4 percent. The increase is certainly not overwhelming but somewhat reassuring given that the gains of two years ago appear to be holding. On a more positive note, the proportion failing this exam (a score below 60 percent), decreased from 65.5 percent in 2004 to 62 percent in 2007.
In his preface to the 2007 edition, Senator Michael B. Enzi (R-WY) added:
A life of financial success and security begins with a strong education. Every generation of Americans is introduced to the realities of spending, saving and finance at a younger age than the last. Yet for many years, our nation's financial literacy has not kept pace. Many young people today take jobs with salaries far beyond what their parents earned. They also begin to live a lifestyle they believe fits that income, including cars, boats and luxury vacations. Many realize too late that what their parents have is the result of accumulation over years of hard work. The younger generation discovers their income cannot keep up with their spending, and they fall into debt. In the worst cases, these bad financial practices can eventually lead to broken marriages, families and futures.
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The Coalition produces a quarterly newsletter called the "Jump$tart Update" designed to keep educators informed about personal finance education tools and concepts, sample lesson plans, upcoming events and the activities of the Coalition and member organizations.
Receive a sample copy of the newsletter by calling (202) 466-8604.
Order online by clicking here.
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The Jump$tart Coalition for Personal Financial Literacy
919 18th Street, N.W. Suite 300 Washington, DC 20006
Phone: (888) 45-EDUCATE
Fax: (202) 223-0321
Email: info@jumpstartcoalition.org
Copyright © 1997-2008 The Jump$tart Coalition for Personal Financial Literacy. All rights reserved.
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