Credit is
so much more than a plastic card. It’s
your financial trustworthiness. Having
good credit means it will be easier for
you to get loans and low interest rates.
Low interest rates usually translate into
smaller monthly payments. That’s
important when you borrow money for a car
or a place to live. Sometimes, people even
check your credit when you apply for a
job.
So good credit is a big deal, and
having bad credit can be a real problem. That’s
why the Federal Trade Commission (FTC)
created this Web site.
As a trusted source for consumer information, the
FTC wants you to know the facts
when it comes to your credit.
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