Credit Reporting

Testimony

7/9/03
The Fair Credit Reporting Act
Prepared Statement of the Federal Trade Commission, presented by Timothy J. Muris, Chairman of the Federal Trade Commission, before the House Committee on Financial Services

6/4/03
The Fair Credit Reporting Act [PDF]
Prepared Statement of the Federal Trade Commission, presented by J. Howard Beales III, Director, Bureau of Consumer Protection, before the Subcommittee on Financial Institutions and Consumer Credit, House Committee on Banking and Financial Services 5/20/03

The Fair Credit Reporting Act [PDF]
Prepared Statement of the Federal Trade Commission, presented by J. Howard Beales III, Director, Bureau of Consumer Protection, before the Committee on Banking, Housing and Urban Affairs, United States Senate

9/21/00
Credit Scoring
Prepared Statement of the Federal Trade Commission, presented by Peggy Twohig, Assistant Director for the Division of Financial Practices, before the Subcommittee on Financial Institutions and Consumer Credit, House Committee on Banking and Financial Services

5/4/00
Prepared Statement of the Federal Trade Commission on ways to reconcile potential conflicts between the Fair Credit Reporting Act and other federal statutes and policy goals in the area of workplace investigations by third parties, presented by Debra Valentine, General Counsel of the Federal Trade Commission, before the Subcommittee on Financial Institutions and Consumer Credit, House Committee on Banking and Financial Services

7/21/99
Financial Privacy, the Fair Credit Reporting Act, and H.R. 10
Prepared Statement of the Federal Trade Commission, presented by Robert Pitofsky, Chairman of the Federal Trade Commission, before the Subcommittee on Financial Institutions and Consumer Credit, House Committee on Banking and Financial Services

3/4/99
Financial Privacy [PDF]
Prepared Statement of the Federal Trade Commission, presented by David Medine, Associate Director for Financial Practices, before the Subcommittee on Commercial and Administrative Law, House Committee on the Judiciary

9/18/97
Implications of Emerging Electronic Payment Systems on Individual Privacy
Prepared Statement of the Federal Trade Commission, presented by David Medine, Associate Director for Credit Practices, before the Subcommittee on Financial Institutions and Consumer Credit, House Committee on Banking and Financial Services

Identity Theft related testimony is available on the FTC's Identity Theft page.