Credit Reporting

Enforcement

Cases

12/18/07
American United Mortgage Company Will Pay $50,000 Penalty for Tossing Consumers’ Credit Report Information in Unsecured Dumpster

• Press Release
• Stipulated Final Judgment and Order
• Complaint for Civil Penalties, Injunctive and Other Relief

12/30/02
Quicken Loans Inc.
Mortgage Lender Agrees to Settle FTC Charges That It Failed to Provide Adverse Action Notices to Online Applicants Who Were Not Preapproved for Credit

• Press Release
• Complaint
• Consent Order
• Analysis to Aid Public Comment

8/24/00
Performance Capital Management Inc.
California Debt Collection Agency Settles FTC Charges Of Fair Credit Reporting Act Violations

• Press Release
• Complaint
• Consent Agreement

1/13/00
Equifax Credit Information Services Inc., Trans Union LLC, Experian Information Solutions Inc.
Nation's Big Three Consumer Reporting Agencies Agree To Pay $2.5 Million To Settle FTC Charges of Violating Fair Credit Reporting Act

• Press Release
• Complaints:
  • Equifax
  • Trans Union
  • Experian
• Consent Agreements:
  • Equifax
  • Trans Union
  • Experian

10/14/99
Unicor Funding Inc.
Marketer of Federally Insured Home Improvement Loans Agrees to Pay Civil Penalty for Violations of Federal Law

• Press Release
• Complaint
• Consent Agreement

10/28/98
First American Real Estate Solutions, LLC
Major Producer of Merged Credit Reports Agrees to Settle Charges of Violating Fair Credit Reporting Act

• Press Release
• Complaint
• Decision and Order
• Letter to Respondent

Sweeps

1/15/02
Residential Landlords and the Adverse Action Notice Requirements