| Credit Reporting |
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| Consumer Education |
Bogus July 1 Email Exposed:
The Real Deal on Your Credit File Privacy
[PDF]
Explains the half-truths and misinformation contained in a widely circulated
email about the credit bureaus and policies for sharing consumers’
personal information.
Building a Better Credit
Record
[PDF]
Learn how to legally improve your credit report, how to deal with debt,
how to spot credit-related scams, and more.
Credit and Your Consumer
Rights
[PDF]
Explains credit laws that protect your right to obtain, use, and maintain
credit. Offers practical tips to help you solve credit problems.
Credit Repair: Self-Help
May Be Best
[PDF]
Explains how you can improve your credit worthiness and lists legitimate
resources for low or no-cost help.
Disposing of Consumer Report Information? New Rule Tells How
[PDF]
Fair Credit Billing
[PDF]
The Fair Credit Billing Act establishes procedures for resolving billing errors on your credit card accounts. Includes sample dispute letter.
Fiscal Fitness: Choosing
a Credit Counselor
[PDF]
Defines debt repayment plans, explains the differences between secured
and unsecured debt, and offers questions to ask credit counseling agencies
if you consider using their services.
How to Dispute Credit
Report Errors
[PDF]
Explains how to dispute and correct inaccurate information in your credit
report. Includes sample dispute letter.
Identity Theft Web Site
Helps consumers avoid and respond to identity theft; offers the Identity
Theft Affidavit and an online complaint form.
Knee Deep in Debt
[PDF]
If you or someone you know is in financial hot water, consider these
options: realistic budgeting, credit counseling from a reputable organization,
debt consolidation, or bankruptcy. Tips on getting back in the black.
Negative Credit Can
Squeeze a Job Search
[PDF]
Special Highlights
Provides links to the FTC’s FCRA material, both privacy-related
and otherwise. Includes press releases and staff opinion letters.
Your Access to Free Credit Reports
[PDF]
Learn how to order a free copy of your credit report from each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — once every 12 months.
Want a Free Annual Credit Report?
[PDF]
The Only Official Website is annualcreditreport.com
