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U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

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This page can be found on the web at the following url:
http://www.opm.gov/insure/new_employ/index.asp

Insurance Programs

New / Prospective Employees

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

GUIDE ME...

Choose a program to begin:

  • Health
    Federal employees, retirees and survivors can choose coverage from the widest selection of health plans in the country.
  • Dental
    Eligible employees and annuitants can choose among 4 nationwide and 3 regional dental plans. Nationwide plans also offer international coverage.
  • Vision
    Eligible employees and annuitants can choose among 3 nationwide vision plans. Nationwide plans also offer international coverage.
  • Life
    We offer the largest group life insurance program in the world, covering employees, retirees and family members.
  • Flexible Spending Accounts
    Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season.
  • Long Term Care
    Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP.