Interpretive Rulings & Policy
Statements
The following list provides links to Interpretive Rulings & Policy Statements (IRPS) issued by NCUA throughout the years. The list is divided
into two categories: first, those IRPS currently in effect and, second,
IRPS that have been withdrawn. Generally, the NCUA withdraws an IRPS
once it becomes unnecessary, outdated, or, in some cases, is replaced
by a regulation published in the Code of Federal Regulations. The
withdrawn IRPS are included here because they may be of interest for
research purposes.
IRPS Currently in Effect
-
IRPS 08-1 Guidance Regarding Prohibitions Imposed by Section 205(d) of the Federal Credit Union Act (July 24, 2008)
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IRPS 06-1 Organization and Operations of Federal Credit Unions ( 6/22/2006 )
-
IRPS 03-3 Qualified Financial
Contracts, 68 Fed. Reg. 61735 (October 30, 2003)
-
IRPS 03-1 Chartering
and FOM Manual Effective May 15, 2003
-
IRPS
02-3 Allowance for Loan and Lease Losses Methodologies and Documentation for Federally-Insured
Credit Unions, 67 Fed. Reg. 37445 (May 29, 2002)
-
IRPS
02-1 Supervisory Review Committee, 67 Fed. Reg. 19778 (April 23, 2002)
-
IRPS
01-2 Central Liquidity Facility Advance Policy, 66 Fed. Reg. 21019 (April 26, 2001)
-
IRPS
98-2 Supervisory Policy Statement on Investment Securities and End-User Derivatives
Activities, 63 Fed. Reg. 24097 (May 1, 1998)
-
IRPS
95-1 Guidelines for the Supervisory Review Committee, 60 Fed. Reg. 14795 (March 20, 1995)
-
IRPS
87-2 Developing and Reviewing Government Regulations, 52 Fed. Reg. 35231 (Sept. 18, 1987), as amended by IRPS 03-2, 68 Fed Reg. 31949
(May 29, 2003)
-
IRPS
87-1 Guidelines for Compliance with Federal Bank Bribery Law, 52 Fed. Reg. 38821 (Oct. 19, 1987)
-
IRPS
86-1 General Policy on Sharing Confidential Supervisory Information with State Banking
and Thrift Regulatory Agencies, 51 Fed. Reg. 16292 (May 2, 1986)
-
IRPS
85-2 Repurchase Agreements of Depository Institutions with Securities Dealers and
Others, 50 Fed. Reg. 48372 (Nov. 25, 1985)
-
IRPS
83-1 Truth in Lending; Enforcement Guidelines and Restitution Review Procedures, 48 Fed. Reg. 7159 (Feb. 18, 1983)
-
IRPS
82-6 Corporate Federal Credit Union Chartering Guidelines, 47 Fed. Reg. 43943 (Oct. 5, 1982)
-
IRPS
82-4 State Unclaimed Property Laws, 47 Fed. Reg. 53325 (Nov. 26, 1982)
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IRPS 81-7 Sale-and-Leaseback
Arrangements, 46 Fed. Reg. 46303 (Sept. 18, 1981)
-
IRPS
81-6 Examination of Independent Credit Union Service Centers, 46 Fed. Reg. 44421 (Sept. 4, 1981)
-
IRPS
81-3 State Chartered Federally Insured Credit Unions as "Most Favored Lenders," 46 Fed. Reg. 24153 (April 30, 1981)
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IRPS
80-8 Return of Capital Upon Withdrawal from Membership in CLF, 45 Fed. Reg. 47119 (July 14, 1980)
-
IRPS
80-2 National Environmental Policy Act, 45 Fed. Reg. 12211 (Feb. 25, 1980)
-
IRPS
80-1 Disclosure of Statutory Enforcement Actions, 45 Fed. Reg. 6648 (Jan. 29, 1980)
IRPS Withdrawn
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IRPS 80-4 Protracted Adjustment Credit, 45 Fed. Reg. 24288 (April 9, 1980)
-
IRPS
02-2 Final amendments on Chartering and Field of Membership, 67 Fed. Reg. 20013 (April 24, 2002)
- IRPS 01-1 Chartering
and FOM Manual Amendments, 66 Fed. Reg. 15619 (March 20, 2001)
- IRPS 00-1 Chartering
and FOM Manual Amendments, 65 Fed. Reg. 64511 (Oct. 27, 2000)
- IRPS 99-1 Chartering
and FOM Manual, 63 Fed. Reg. 71997 (Dec. 30, 1998)
- IRPS 98-1 Chartering,
Field of Membership and Conversion Amendments
to IRPS 94-1, 63 Fed. Reg. 4372 (Jan. 29, 1998)
- IRPS 96-2 Interim
Final Field of Membership Amendments to IRPS 94-1,
61 Fed. Reg. 59305 (Nov, 22, 1996)
- IRPS
96-1 Federal Credit Union Field of Membership and Chartering Policy, 61 Fed. Reg. 11721 (March 22, 1996)
- IRPS
94-1 Chartering and Field of Membership Manual,
59 Fed. Reg. 29066 (June 3, 1994)
- IRPS
92-1 Supervisory Policy Statement on Securities Activities, 57 Fed. Reg. 22157 (May 27, 1992)
- IRPS
89-1 Chartering and Field of Membership Policy,
54 Fed. Reg. 31165 (July 27, 1989)
- IRPS
88-1 Policy on Selection of Securities Dealers
and Unsuitable Investment Practices, 53 Fed.
Reg. 18268 (May 23, 1988)
- IRPS
86-2 Joint Policy on Basic Financial Services, 51 Fed. Reg. 42083 (Nov. 21, 1986)
- IRPS
85-3 Assumption of Real Estate Loans by Nonmembers, 50 Fed. Reg. 51840 (Dec. 20, 1985)
- IRPS
85-1 Trustees and Custodians of Pension Plans, 50 Fed. Reg. 48176 (Nov. 22, 1985)
- IRPS
84-1 Membership in Federal Credit Unions, 49 Fed. Reg. 46536 (Nov. 27, 1984)
- IRPS
83-3 FCU Leasing of Personal Property to Members, 48 Fed. Reg. 52568 (Nov. 21, 1983)
- IRPS
83-2 Membership in Federal Credit Unions, 48
Fed. Reg. 22899 (May 23, 1983)
- IRPS
82-5 Statutory Lien, 47 Fed. Reg. 57483 (Dec. 27, 1982)
- IRPS
82-3 Membership in Federal Credit Unions, 47
Fed. Reg. 26808 (June 22, 1982)
- IRPS
82-2 Payout Priorities of an Involuntary Liquidating
FCU, 47 Fed. Reg. 18122 (April 28, 1982); 47
Fed. Reg. 21003 (May 17, 1982)
- IRPS
82-1 Membership in Federal Credit Unions, 47
Fed. Reg. 16775 (April 20, 1982)
- IRPS
81-9 Share, Share Draft and Share Certificate Accounts Statement of Policy, 46 Fed. Reg 57668 (Nov. 25, 1981)
- IRPS
81-8 Full and Fair Disclosure Required, 46 Fed. Reg. 48940 (Oct. 5, 1981)
- IRPS
81-4 Developing Government Regulations, 46 Fed.
Reg. 29248 (June 1, 1981)
- IRPS
81-2 Federal Funds, 46 Fed. Reg. 14887 (March 3, 1981)
- IRPS
81-1 Definitions - Exclusions from Gross Income in Computing Reserve Requirements, 46 Fed. Reg. 13204 (Feb. 20, 1981)
- IRPS
80-12 Verification of Member Accounts, 46 Fed. Reg. 9919 (Jan. 30, 1981)
- IRPS
80-11 State Chartered Federally Insured Credit
Unions as Most Favored Lenders, 45 Fed. Reg.
78624 (Nov. 26, 1980)
- IRPS
80-10 When FCUs Can Charge More Than 15% Percent Per Annum on Government Insured or
Guaranteed Loans, 45 Fed. Reg. 71353 (Oct. 28, 1980)
- IRPS
80-9 Flood Insurance – Use of Map Information
Facility, 45 Fed. Reg. 58101 (Sept. 2, 1980)
- IRPS
80-7 Final Notice of Consumer Program, 45 Fed.
Reg. 50260 (July 28, 1980)
- IRPS
80-6 Correspondent Credit Unioning Programs,
45 Fed. Reg. 32292 (May 16, 1980)
- IRPS
80-5 Shared and Proprietary Remote Service Units,
45 Fed. Reg. 32290 (May 16, 1980)
- IRPS
80-3 Corporate Central Federal Credit Unions,
45 Fed. Reg. 14202 (March 5, 1980)
- IRPS
79-9 Rate of Interest, 44 Fed. Reg. 74799 (Dec.
18, 1979)
- IRPS
79-8 Public Observance and Availability of Information
Regarding Board Meetings; Interim Sunshine Act
Policy Statement, 44 Fed. Reg. 70709 (Dec. 10,
1979)
- IRPS
79-7 Liquidity Reserves, 44 Fed. Reg. 61172 (Oct. 24, 1979)
- IRPS
79-6 Donations/Contributions, 44 Fed. Reg. 56691 (Oct. 2,1979)
- IRPS
79-5 Insurance Activities, 44 Fed. Reg. 43711 (July 26, 1979)
- IRPS
79-4 Investment Activities, 44 Fed. Reg. 51195 (Aug. 31, 1979)
- IRPS
79-3 Amortization of Long Term Real Estate Loans, 44 Fed. Reg. 39182 (July 5, 1979)
- IRPS
79-2 Share Accounts, 44 Fed. Reg. 39382 (July 6, 1979)
- IRPS
79-1 Statement of Policy Regarding Relationship of Credit Union Service Corporations
and Existing Accounting Service Centers, 44 Fed. Reg. 21762 (Apr. 12, 1979)
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