Federal Erroneous Retirement Coverage Corrections Act

Out-of-Pocket Claims

My retirement coverage error was corrected before FERCCA became law. I had to pay for things that are now covered under FERCCA. Is there any way I can recover the money I paid?

FERCCA allows OPM to compensate individuals for certain expenses and losses related to correction of a retirement coverage error.

OPM will issue detailed guidance regarding the specific types of expenses and losses that will be compensated. You will receive our guidance as soon as it is available if you are registered on the FERCCA File Database.

What kind of out-of-pocket expenses will OPM reimburse?

OPM will reimburse out-of-pocket expenses such as payments of additional Social Security taxes, payment of additional retirement deductions, and other out-of-pocket expenses that you incurred because of a retirement coverage error.

OPM cannot pay you for claimed losses related to lost investment opportunities. Claimed losses related to forgone contributions and earnings under the Thrift Savings Plan (TSP) won't be paid as out-of-pocket expenses. Lost earnings on make-up contributions to the TSP will be paid directly to your TSP account by your employing agency.

I understand that the Guidelines for reimbursement of out-of-pocket expenses incurred as a result of correcting retirement coverage errors are in the final stages of preparation. How will the Guidelines be made available?

The Guidelines will be available on the FERCCA website and will be sent directly to all individuals who are eligible to apply for reimbursement of out-of-pocket expenses. They will include information on which out-of-pocket expenses may be reimbursed and the application process.

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