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U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

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This page can be found on the web at the following url:
http://www.opm.gov/insure/retirees/index.asp?AnswerId=295

Insurance Programs

Retirees or Family Members

Welcome to the insurance services website for Federal retirees and their survivors. Here, you will find various resources to help you and your family make informative choices regarding health, dental, vision, life, and long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

GUIDE ME...

Long Term Care

Can I suspend my coverage?

Answer:

No. If you cancel coverage, and want it back, you may need to apply for coverage again, and would be subject to full underwriting (many questions about your health). Depending on how much time has passed since you cancelled coverage, you may be able to reinstate it without underwriting, but you would be responsible for premiums not paid during the time your coverage was cancelled.