U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

Federal Long Term Care Insurance Program premiums are based on the benefits you choose and your age at the time you apply. You can use the calculator to model various levels of benefits and corresponding premiums. There are three options for paying premiums: 1) Payroll Deduction, 2) Automatic Bank Withdrawal, and 3) Direct Bill

Your annual premium does not change just because you are retired. However, if you paid your premium through payroll deduction, you will need to notify Long Term Care Partners that you are retiring. They will let you know your options for paying premiums. Your payments may change if you previously paid biweekly since annuity deduction and Automatic Bank Withdrawals are made monthly.

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