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U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

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This page can be found on the web at the following url:
http://www.opm.gov/insure/federal_employ/index.asp?AnswerId=289

Insurance Programs

New / Prospective Employees

Welcome Federal employees. Here, you will find various resources to help you and your family make informative choices regarding health, dental, vision, life, long term care, and flexible spending accounts. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

GUIDE ME...

Long Term Care

Can my family continue coverage if I die?

Answer:

No. Federal Long Term Care Insurance Program coverage is specific to the enrolled individual. If an enrollee dies, no one can continue that enrollee's coverage.  However, any enrolled relatives of a deceased enrollee can continue their coverage as long as they continue to pay premiums. If their premiums were paid through payroll/annuity deduction of the deceased, they will need to contact Long Term Care Partners to make other arrangements for premium payment.