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This page can be found on the web at the following url:
http://www.opm.gov/insure/retirees/index.asp?AnswerId=88

Insurance Programs

Retirees or Family Members

Welcome to the insurance services website for Federal retirees and their survivors. Here, you will find various resources to help you and your family make informative choices regarding health, dental, vision, life, and long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

GUIDE ME...

Health

Can my family coverage continue if I die?

Answer:

After your death, your eligible family members will continue to be covered if:

1) You were enrolled for Self and Family, and

2) A family member receives a survivor annuity.

The coverage ends if the survivor annuity terminates. The survivors share of the cost of the plan is the same amount you are paying and will be deducted from the survivor annuity payment. If there is only one survivor annuitant and no other family member is eligible for continued coverage, we will change the enrollment to Self Only coverage. If you die and none of your family members receives a monthly survivor benefit, the family enrollment ends.

You can find more information about coverage for survivor annuitants: