U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

FEHB for Retirees and Survivor Annuitants

When you retire, you are eligible to continue health benefits coverage if you meet all of the following requirements:

• you are entitled to retire on an immediate annuity under a retirement system for civilian employees (including FERS MRA + 10 retirements); and
• you have been continuously enrolled (or covered as a family member) in any FEHB plan(s) for the 5 years of service immediately before the date your annuity starts, or for the full period(s) of service since your first opportunity to enroll (if less than 5 years).

In some cases exceptions are made.

Information for Retirees and Survivor Annuitants The web version of our print pamphlet Information for Retirees and Survivor Annuitants, RI 79-2, this pamphlet summarizes the principal FEHB requirements and benefits from the retiree’s viewpoint.

Frequently Asked Questions The questions that we are most asked by annuitants and their families.

FEHB Handbook Chapter This chapter in the FEHB Handbook discusses the special FEHB considerations for annuitants.

• Go back to list of questions.