[Federal Register: December 9, 2008 (Volume 73, Number 237)]
[Notices]               
[Page 74861-74896]
From the Federal Register Online via GPO Access [wais.access.gpo.gov]
[DOCID:fr09de08-107]                         



[[Page 74861]]


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OFFICE OF PERSONNEL MANAGEMENT

 
2007 Nonforeign Area Cost-of-Living Allowance Survey Report: 
Pacific and Washington, DC, Areas

AGENCY: U.S. Office of Personnel Management.

ACTION: Notice.

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SUMMARY: This notice publishes the ``2007 Nonforeign Area Cost-of-
Living Allowance Survey Report: Pacific and Washington, DC, Areas.'' 
The Federal Government uses the results of surveys such as these to set 
cost-of-living allowance (COLA) rates for General Schedule, U.S. Postal 
Service, and certain other Federal employees in Alaska, Hawaii, Guam 
and the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin 
Islands. This report contains the results of the COLA surveys conducted 
by the U.S. Office of Personnel Management in Hawaii, Guam, and the 
Washington, DC, area during the spring and summer of 2007.

DATES: Comments on this report must be received on or before February 
9, 2009.

ADDRESSES: Send or deliver comments to Charles D. Grimes III, Deputy 
Associate Director for Performance and Pay Systems, Strategic Human 
Resources Policy Division, U.S. Office of Personnel Management, Room 
7300B, 1900 E Street, NW., Washington, DC 20415-8200; fax: (202) 606-
4264; or e-mail: COLA@opm.gov.

FOR FURTHER INFORMATION CONTACT: J. Stanley Austin, (202) 606-2838; 
fax: (202) 606-4264; or e-mail: COLA@opm.gov.

SUPPLEMENTARY INFORMATION: Section 591.229 of title 5, Code of Federal 
Regulations, requires the Office of Personnel Management (OPM) to 
publish nonforeign area cost-of-living allowance (COLA) survey summary 
reports in the Federal Register. We are publishing the complete ``2007 
Nonforeign Area Cost-of-Living Allowance Survey Report: Pacific and 
Washington, DC, Areas'' with this notice. The report contains the 
results of the COLA surveys we conducted in Hawaii, Guam, and the 
Washington, DC, area during the spring and summer of 2007.

Survey Results

    Using an index scale with Washington, DC, area living costs equal 
to 100, we computed index values of relative prices in the Honolulu 
County, Hawaii County, Kauai County, Maui County, and Guam and the 
Commonwealth of the Northern Mariana Islands (CNMI) COLA areas. Then we 
added an adjustment factor of 5.0 to the Honolulu County price index, 
7.0 to the Hawaii County, Kauai County, and Maui County price indexes, 
and 9.0 to the Guam/CNMI price index and rounded the results to the 
nearest whole percentage point. The results indicate a reduction in the 
COLA rates for all Pacific areas.

Office of Personnel Management.
Michael W. Hager,
Acting Director.

2007 Nonforeign Area Cost-of-Living Allowance Survey Report: Pacific 
and Washington, DC, Areas

Table of Contents

Executive Summary

1. Introduction
    1.1 Report Objectives
2. Preparing for the Survey
    2.1 COLA Advisory Committees
    2.2 Pre-Survey Meetings
    2.3 Survey Item Selection
    2.3.1 Special Considerations
    2.4 Outlet Selection
    2.5 Geographic Coverage
3. Conducting the Survey
    3.1 Pricing Period
    3.2 Non-Housing Price Data Collection
    3.2.1 Data Collection Teams
    3.2.2 Data Collection Process
    3.3 Housing (Rental) Price Data Collection
4. Analyzing the Results
    4.1 Data Review
    4.2 Special Price Computations
    4.2.1 K-12 Private Education
    4.2.2 Health Insurance
    4.2.3 Water Utilities
    4.2.4 Energy Utilities Model
    4.2.5 Rental Data Hedonic Models
    4.3 Averaging Prices by Item and Area
    4.4 Computing Price Indexes
    4.4.1 Geometric Means
    4.4.2 Special Private Education Computations
    4.5 Applying Consumer Expenditure Weights
5. Final Results
6. Post Survey Meetings

List of Appendices

Appendix 1: Prior Survey Results: 1990-2006
Appendix 2: Estimated DC Area Middle Income Annual Consumer 
Expenditures
Appendix 3: COLA Survey Items and Descriptions
Appendix 4: COLA Rental Survey Data Collection Elements
Appendix 5: Utility Usage and Calculations
Appendix 6: Hedonic Rental Data Equations and Results
Appendix 7: Final Living-Cost Results for COLA Areas

Executive Summary

    The Government pays cost-of-living allowances (COLAs) to Federal 
employees in nonforeign areas in consideration of living costs 
significantly higher than those in the Washington, DC area. The Office 
of Personnel Management (OPM) conducts living-cost surveys to set the 
COLA rates. The methodology for conducting these surveys is prescribed 
in regulation at subpart B of part 591 of title 5 of the Code of 
Federal Regulations.
    This report provides the results of the COLA surveys OPM conducted 
in the spring and summer of 2007 in Honolulu County, Hawaii County, 
Kauai County, Maui County, Guam, and the Washington, DC area. The 
report details our comparison of living costs in the Pacific areas with 
living costs in the Washington, DC area.
    For the surveys, we contacted about 1,300 outlets and collected 
approximately 5,500 prices on more than 240 items representing typical 
consumer purchases. We also collected about 2,800 prices on rental 
housing. We then combined the data using consumer expenditure 
information from the Bureau of Labor Statistics. The final results are 
living-cost indexes, shown in Table 1. These indexes compare living 
costs in the Pacific COLA areas to those in the Washington, DC area. 
The index for the DC area (not shown) is 100.00 because it is, by law, 
the reference area. The living-cost indexes shown in Table 1 include 
the adjustment factor prescribed at 5 CFR 591.227.

              Table 1--Final Living-Cost Comparison Indexes
------------------------------------------------------------------------
                        Allowance area                            Index
------------------------------------------------------------------------
Honolulu County, HI...........................................    121.37
Hawaii County, HI.............................................    111.71
Kauai County, HI..............................................    118.14
Maui County, HI...............................................    123.62
Guam/CNMI.....................................................    119.98
------------------------------------------------------------------------

1. Introduction

1.1 Report Objectives

    This report provides the results of the 2007 Pacific nonforeign 
area cost-of-living allowance (COLA) survey conducted by the U.S. 
Office of Personnel Management (OPM) in the spring and summer of 2007. 
In addition to providing these results, the report describes how we 
prepared for and conducted the survey, and how we analyzed the results. 
The results show comparative living-cost differences between the 
Pacific areas, i.e., Honolulu County, Hawaii County, Kauai County, Maui 
County, and Guam, and the Washington, DC area. By law, Washington, DC 
is the base or ``reference'' area for the COLA program.

[[Page 74862]]

2. Preparing for the Survey

2.1 COLA Advisory Committees

    Before conducting the Pacific survey, OPM established COLA Advisory 
Committees (CACs) in Honolulu, the Hawaii County areas of Hilo and 
Kailua Kona, Kauai, Maui, and Guam. The settlement of Caraballo, et al. 
v. United States, No. 1997-0027 (D.V.I.), August 17, 2000, provides for 
employee involvement in the administration of the COLA program. As in 
previous surveys, we found it valuable to involve employee and agency 
representatives in planning and conducting the surveys and in reviewing 
the survey results.
    Each CAC is composed of approximately 12 agency and employee 
representatives from the survey area and 2 OPM representatives. The 
functions of the CACs include the following:

--Advising and assisting OPM in planning COLA surveys;
--Providing or arranging for data collection observers during COLA 
surveys;
--Advising and assisting OPM in reviewing survey data;
--Advising OPM on its COLA program administration, including survey 
methodology;
--Assisting OPM in disseminating information to affected employees 
about the surveys and the COLA program; and
--Advising OPM on special situations or conditions, such as hurricanes 
and earthquakes, as they relate to OPM's authority to conduct interim 
surveys or implement some other change in response to conditions caused 
by a natural disaster or similar emergency.

2.2 Pre-Survey Meetings

    To help OPM prepare for the COLA surveys, the CACs held 3-day 
meetings in Honolulu, Hilo, Kailua Kona, Kauai, Maui, and Guam. The 
CACs reviewed the preliminary outlet and item lists for the surveys. 
The committee members researched the outlets and availability and 
appropriateness of the items in each area and made recommendations 
concerning the survey. We incorporated these recommendations into the 
survey design.
    We found the work of the CACs to be extremely helpful and 
informative. The CACs' knowledge of the local area, the popularity of 
items and outlets, and other information about the COLA area were 
invaluable in helping plan the survey.

2.3 Survey Item Selection

    As described in Sections 2.1 and 2.2, we consulted with the CACs as 
we selected survey items. We identified items to reflect a wide array 
of items consumers typically purchase. To determine what consumers 
purchase, we used the Bureau of Labor Statistics (BLS) 2002/2003 
Consumer Expenditure Survey (CES). We aggregated CES expenditures into 
the following nine major expenditure groups (MEGs):

--Food,
--Shelter and Utilities,
--Household Furnishings and Supplies,
--Apparel,
--Transportation,
--Medical,
--Recreation,
--Education and Communication, and
--Miscellaneous.

    We further subdivided each MEG into primary expenditure groups 
(PEGs). In all, there were 45 PEGs. For example, we subdivided Food 
into the following nine PEGs:

--Cereals and Bakery Products;
--Meats, Poultry, Fish, and Eggs;
--Dairy Products;
--Fresh Fruits and Vegetables;
--Processed Foods;
--Other Food at Home;
--Nonalcoholic Beverages;
--Food Away from Home; and
--Alcoholic Beverages.

    To select survey items, we chose a sufficient number of items to 
represent each PEG and reduce overall price index variability. To do 
this, we applied the following guidelines:
    Each survey item should be--

--Relatively important (i.e., represent a fairly large expenditure) 
within the PEG;
--Relatively easy to find in both COLA and DC areas;
--Relatively common, i.e., what people typically buy;
--Relatively stable over time, e.g., not a fad item; and
--Subject to similar supply and demand functions.

    In all, we selected over 240 non-housing items to survey. Appendix 
2 shows how we organized the CES data into MEGs and PEGs, identifies 
the Detailed Expenditure Categories (DECs) for which we chose survey 
items, and shows estimated DC area middle income annual consumer 
expenditures for each DEC and higher level of aggregations.
    Appendix 3 lists the non-housing items we surveyed and their 
descriptions. Each of these items is specifically described with an 
exact brand, model, type, and size whenever practical. Thus, we priced 
exactly the same items or the same quality and quantity of items in 
both the COLA and DC areas. For example, OPM priced a 10.75-ounce can 
of Campbell's Chicken Noodle Soup in both the COLA and DC areas because 
it is typical of canned soups, and consumers commonly purchase it.
2.3.1 Special Considerations
    Health Insurance: It was not practical to compare the prices of 
exactly the same quality and quantity of health insurance between the 
COLA and Washington, DC, areas because the same array of plans is not 
offered in each area, and a significant proportion of Federal employees 
in both the COLA and DC areas subscribe to plans not available 
nationwide. To compare the employee health benefits premiums of these 
often highly different plans, OPM would have to adjust for differences 
in benefits and coverage. Research conducted by the parties prior to 
the Caraballo settlement indicated this would not be feasible.
    Therefore, we use the non-Postal Service employee's share of the 
Federal Employees Health Benefits premiums by plan for each plan 
offered in each area. OPM maintains these data in the Central Personnel 
Data File (CPDF), including the number of white-collar Federal 
employees enrolled in each plan. As described in Section 4.2.3 below, 
we used these data to compute the average ``price'' of health insurance 
for Federal employees in the COLA and DC areas.
    Housing: For housing items, we survey rental rates for specific 
kinds or classes of housing and collect detailed information about each 
housing unit. We survey the following classes of housing:

--Four bedroom, single family unit, not to exceed 3200 square feet;
--Three bedroom, single family unit, not to exceed 2600 square feet;
--Two bedroom, single family unit, not to exceed 2200 square feet;
--Three bedroom, single family unit, not to exceed 2,600 square feet;
--Two bedroom, single family unit, not to exceed 2,200 square feet;
--Three bedroom apartment unit, not to exceed 2,000 square feet;
--Two bedroom apartment unit, not to exceed 1,800 square feet; and
--One bedroom apartment unit, not to exceed 1,400 square feet.

    For each housing unit we surveyed, we assessed approximately 80 
characteristics about the unit. For example, we determined the number 
of bedrooms, bathrooms, square footage, and whether there was a garage, 
air conditioning, security systems, and recreational facilities. 
Appendix 4 lists the types of detailed information we collected. We did 
not collect homeowner data, such as mortgage payments, maintenance 
expenses, or

[[Page 74863]]

insurance. Under the Caraballo settlement, the parties agreed to adopt 
a rental equivalence approach similar to the one BLS uses for the 
Consumer Price Index. Rental equivalence compares the shelter value 
(rental value) of owned homes, rather than total owner costs, because 
the latter are influenced by the investment value of the home (i.e., 
influenced by what homeowners hope to realize as a profit when they 
sell their homes). As a rule, living-cost surveys do not compare how 
consumers invest their money.
    We survey rents and use that as a surrogate for rental equivalence. 
In late 2004 and 2005, we conducted special research, the General 
Population Rental Equivalence Survey (GPRES), to obtain additional rent 
and rental equivalence information. The goal was to determine whether 
we should adjust the rent index before using it to estimate homeowner 
rental values. The analyses showed no adjustments should be made. 
Therefore, use of the rents to estimate rental equivalence is 
appropriate. We published the GPRES results in a Federal Register 
notice on July 31, 2006, at 71 FR 43228.
    Although we surveyed rental rates for the same classes of housing 
in each area, the type, style, size, quality, and other characteristics 
of each unit varied within each area and between the COLA and DC areas. 
As described in Section 4.2.5, we used hedonic regression analyses to 
hold these characteristics constant between the COLA and Washington, 
DC, area to make rental price comparisons.

2.4 Outlet Selection

    Just as it is important to select commonly-purchased items and 
survey the same items in both the DC area and COLA areas, it is 
important to select outlets frequented by consumers and find comparable 
outlets in both the COLA and DC areas. To identify comparable outlets, 
we categorize outlets by type (e.g., grocery store, convenience store, 
discount store, hardware store, auto dealer, and catalog outlet) and 
then survey only specific items at each outlet type. For example, we 
survey grocery items at supermarkets in all areas because most people 
purchase their groceries at such stores and because supermarkets exist 
in nearly all areas. Selecting comparable outlets is particularly 
important because significant price variations may occur between 
dissimilar outlets (e.g., comparing the price of milk at a supermarket 
with the price of milk at a convenience store).
    We used the above classification criteria and existing data 
sources, including previous COLA surveys, phone books, and various 
business listings, to develop initial outlet lists for the survey. We 
provided these lists to the CACs and consulted with them on outlet 
selection. The committees helped us refine the outlet lists and 
identify other/additional outlets where local consumers generally 
purchase the survey items.
    We also priced some items by catalog, and when we did, we priced 
the same items by catalog in the COLA areas and in the DC area. We 
priced 9 items by catalog in the Pacific areas. All catalog prices 
included any charges for shipping and handling and all applicable 
taxes, including excise taxes.
    In all, we surveyed prices from approximately 1,300 outlets. In the 
COLA survey areas, we attempted to survey three popular outlets of each 
type, to the extent practical. For some outlet types, such as local 
phone service, there were not three outlets. In some areas, there was 
not a sufficient number of businesses to find three outlets of each 
particular type. In the Washington, DC, area, we surveyed up to nine 
popular outlets of each type, three in each of the DC survey areas 
described in Table 2.

2.5 Geographic Coverage

    Table 2 shows the Pacific COLA and DC survey area boundaries. We 
collected non-housing prices in outlets throughout the Pacific areas 
described in Table 2. To collect rental housing data, we contracted 
with Delta-21 Resources, Incorporated, a research organization with 
expertise in housing and rental data collection. Delta-21 surveyed 
rental rates in locations within these areas.
    In selecting the locations and sample sizes within each location, 
we used 2000 census data showing the relative number of Federal 
employees and housing units by zip code. We allocated the rental sample 
objectively, requiring Delta-21 to attempt to obtain more rental 
observations in locations with a relatively large number of Federal 
employees and housing units and fewer observations in locations with a 
relatively small number of Federal employees and housing units. 
Although the process provided a rational way to allocate the sample, 
Delta-21 was limited ultimately by how many units were available for 
rent within a location. Under the contract, Delta-21 surveyed only 
units available for rent. It did not survey all renter-occupied 
housing.

                Table 2--Survey and Data Collection Areas
------------------------------------------------------------------------
   COLA areas and reference
            areas                             Survey area
------------------------------------------------------------------------
Honolulu County..............  City and County of Honolulu.
Hawaii County................  Hilo area, Kailua Kona/Waimea area.
Kauai County.................  Kauai Island
Maui County..................  Maui Island.
Guam/CNMI....................  Guam.
Washington, DC-DC............  District of Columbia.
Washington, DC-MD............  Montgomery County and Prince Georges
                                County.
Washington, DC-VA............  Arlington County, Fairfax County, Prince
                                William County, City of Alexandria, City
                                of Fairfax, City of Falls Church, City
                                of Manassas, and City of Manassas Park.
------------------------------------------------------------------------
Note: For selected items, such as golf and air travel, these survey
  areas include additional geographic locations beyond these
  jurisdictions.

    To collect non-housing data in the DC area, we divide the area into 
three survey areas, as shown in Table 2. We collect non-housing prices 
in outlets throughout these areas. We survey certain items, such as 
golf, in areas beyond the counties and cities specified in Table 2. We 
also survey the cost of air travel from Ronald Reagan Washington 
National Airport, Washington Dulles International Airport, and 
Baltimore/Washington International Airport (BWI) and survey the price 
of a 5-mile taxi ride originating at these airports. Both Dulles and 
BWI are outside the counties and cities shown in Table 2. Nevertheless, 
DC area residents commonly use both airports.

[[Page 74864]]

    Delta-21 surveyed rental housing rates throughout the DC area. We 
do not divide the DC area into three separate survey areas for rental 
housing data collection but rather treat the area as a single survey 
area. As with the Pacific COLA areas, we used Census data to select 
specific locations and sample sizes within the DC area. Delta-21 
collected data accordingly within these locations.

3. Conducting the Survey

3.1 Pricing Period

    We collected data from early March through May 2007. We collected 
non-housing price data concurrently in the Pacific areas in March and 
collected the bulk of the DC area data in April and May. Delta-21 
collected rental data sequentially in the DC area, Guam, Kauai, Kailua 
Kona/Waimea, Hilo, Maui, and Honolulu County from March through July 
2007.

3.2 Non-Housing Price Data Collection

3.2.1 Data Collection Teams
    In both the COLA and Washington, DC, areas, OPM central office 
staff collected non-housing price data. In the COLA areas, data 
collection observers designated by the local COLA Advisory Committees 
accompanied the OPM data collectors. The data collection observers 
advised and assisted the data collectors in contacting outlets, 
matching items, and selecting substitutes. The observers also advised 
OPM on other living-cost and compensation issues relating to their 
areas. We found the observers to be a valuable resource in conducting 
the local area surveys.
    Because of logistical considerations, cost, and the fact OPM 
central office staff is very knowledgeable about the DC area, we did 
not use COLA Advisory Committee data collection observers in the 
Washington, DC, area. However, we made all of the DC area data 
available to the COLA Advisory Committees. This included both housing 
and non-housing data. The non-housing data showed the individual prices 
by item, store, and survey location as well as averages. The housing 
data included a photograph and a rough sketch of the layout of the 
rental unit. We also provided the COLA Advisory Committees with maps 
showing where each rental unit is located.
3.2.2 Data Collection Process
    The data collector/observer teams obtained most of the data by 
visiting stores, auto dealers, and other outlets. The teams also priced 
some items, such as bank interest, piano lessons, and private education 
tuition, by telephone. As noted in Section 2.4, we surveyed some items 
via catalog, including all shipping costs and any applicable taxes in 
the price. We also collected other data, such as sales tax rates and 
airline fares, from Web sites on the Internet.
    For all items subject to sales and/or excise taxes, we added the 
appropriate amount of tax to the price for computing COLA rates. We 
added 4.712 percent in Honolulu County and 4.166 percent in Hawaii 
County, Kauai County, and Maui County to account for the Hawaii general 
excise tax on businesses. In the DC area, sales tax rates varied by 
city, and some sales tax rates also varied by item, such as restaurant 
meals, within a location. Guam currently has no general sales or 
business tax that is passed on to the consumer separately at the time 
of sale.
    The data collectors collected the price of the item at the time of 
the visit to the outlet. Therefore, with certain exceptions, the data 
collectors collected the sale price if the item was on sale, and we 
used that sale price in the COLA calculations. The exceptions include 
coupon prices, going-out-of-business prices, clearance prices, mail-in 
rebates, and area-wide distress sales, which we do not use. We also do 
not collect automobile ``sale'' or negotiated prices. Instead, we 
obtain the sticker (i.e., non-negotiated) price for the model and 
specified options. The prices are the manufacturer's suggested retail 
price (including options), destination charges, additional shipping 
charges, appropriate dealer-added items or options, dealer mark-up, and 
taxes, including sales tax and licensing and title fees.

3.3 Housing (Rental) Price Data Collection

    As noted in Section 2.5, we contracted for the collection of rental 
housing data with Delta-21, which collected data in the Pacific areas 
and in the DC area. We arranged for COLA Advisory Committee observers 
to accompany Delta-21 rental data collectors for a limited period 
during the local rental surveys. The rental data collected included 
rental prices, comprehensive information about the size and type of 
dwelling, number and types of rooms, and other important amenities that 
might influence the rental price. Appendix 4 lists the data elements 
Delta-21 collected.
    Delta-21 identified units for rent from various sources, including 
rental property managers, realtor brokers, listing services, newspaper 
ads, grocery store bulletin boards, and drive-by observation. Delta-21 
then visited each rental unit, took a photograph of the unit, made a 
sketch of the floor plan based on exterior dimensions and shape, and 
noted the unit's longitude and latitude coordinates. We used longitude 
and latitude to (1) determine the distance of the rental unit from 
major commercial and Government centers, (2) to correlate census tract 
data (e.g., median income) for the tract in which the unit was located, 
and (3) to map each unit's location. As discussed in Section 4.2.5, we 
used certain census tract data elements along with the data Delta-21 
collected to determine the relative price of rents. OPM made the rental 
data available to the COLA Advisory Committees, including the 
photographs, sketches, and maps.

4. Analyzing the Results

4.1 Data Review

    During and after the data collection process, the data collectors 
reviewed the data for errors and omissions. This involved reviewing the 
data item-by-item and comparing prices across outlets within an area to 
spot data entry errors, mismatches, and other mistakes.
    After all of the data had been collected in both the COLA areas and 
the Washington, DC, area, we again reviewed the data by item across all 
of the areas. One purpose was to spot errors not previously detected, 
but the principal reason was to look at substitute items.
    A substitute is an item similar to but not exactly the same as the 
specified survey item. For example, we may specify a 32-ounce bottle of 
Heinz Ketchup as one of the items to survey. However, during the survey 
we may discover some allowance area stores do not carry this item, but 
all carry a 24-ounce bottle of Hunt's Ketchup. Therefore, we will price 
the 24-ounce Hunt's Ketchup in the allowance areas and in the DC area 
as a substitute. We will use the substitute price information in place 
of the price of the originally specified item.

4.2 Special Price Computations

    After completing the data review, we made special price 
computations for five survey items: K-12 private education, Federal 
Employees Health Benefits premiums, water utilities, energy utility 
prices, and rental housing prices. For each of these, we used special 
processes to calculate appropriate values for each survey area.
4.2.1 K-12 Private Education
    One of the items we surveyed is the average annual tuition for 
private education, grades K-12. As in previous surveys, we found 
tuition rates varied by grade level. Therefore, we computed

[[Page 74865]]

an overall average tuition ``price'' for each school surveyed by 
averaging the tuition rates grade-by-grade. Section 4.4.2 below 
describes the additional special use factor we applied to the average 
tuition rates in the price comparison process.
4.2.2 Health Insurance
    As noted in Section 2.3.1, we surveyed the non-Postal employees' 
premium for the various Federal Employees Health Benefits (FEHB) plans 
offered in each survey area. Using enrollment information from the 
CPDF, we computed two weighted average premium costs--one for self-only 
coverage and another for family coverage--for white-collar Federal 
employees in each of the COLA areas and in the Washington, DC, area. As 
shown in Table 3, we then computed an overall weighted average premium 
for each survey area by applying the number of white-collar Federal 
employees nationwide enrolled in self-only and family plans. We used 
the overall weighted average premiums as ``prices'' in the price 
averaging process described in Section 4.3.

                      Table 3--2007 Average FEHB Premiums for Full-Time Permanent Employees
                                          [Non-Postal Employees' Share]
----------------------------------------------------------------------------------------------------------------
                                                                                         Bi-weekly      Annual
                                                                  Self        Family      weighted     weighted
                          Location                              premium      premium      average      average
                                                                                          premium      premium
----------------------------------------------------------------------------------------------------------------
Honolulu County.............................................       $36.22       $80.14       $62.72    $1,636.32
Hawaii County...............................................       $35.48       $79.13        61.82     1,612.84
Kauai County................................................       $35.34       $80.53        62.61     1,633.45
Maui County.................................................       $36.30       $80.60        63.03     1,644.41
Guam/CNMI...................................................       $39.77      $102.42        77.57     2,023.75
DC Area.....................................................       $45.20       $93.96        79.93     2,085.32
Nationwide Enrollment.......................................      615,389      936,075
Enrollment Percentage.......................................       39.67%       60.33%
----------------------------------------------------------------------------------------------------------------

4.2.3 Water Utilities
    OPM surveyed water utility rates in each of the COLA and 
Washington, DC, survey areas. To compute the ``price'' of water 
utilities, OPM assumed the average monthly water consumption in each 
area was 7,600 gallons. This is consistent with the consumption amount 
OPM used in the previous COLA survey. OPM used this quantity along with 
the rates charged to compute the average monthly water utility cost by 
survey area. OPM used these average monthly costs as ``prices'' in the 
price averaging process described in Section 4.3 below.
4.2.4 Energy Utilities Model
    For energy utilities (i.e., electricity, gas, and oil), OPM 
collected from local utility companies and suppliers in the COLA and DC 
survey areas the price of various energy utilities used for lighting, 
cooking, cooling, and other household needs over a 12-month period. OPM 
then used the results of a heating and cooling engineering model to 
determine how many kilowatt hours of electricity, cubic feet of gas, 
and/or gallons of fuel oil are needed in each area to maintain a 
specific model home at a constant ambient temperature of 69 degrees 
when heat is used or 72 degrees when cooling is used. The engineering 
model uses local home construction information and climatic data from 
the National Oceanic and Atmospheric Administration and also includes 
the amount of electricity needed to run standard household appliances 
and lighting. For each survey area, OPM calculated the cost to heat and 
cool the model home using the different heating fuels and electricity 
for lighting and appliances. Although some homes use additional energy 
sources, such as wood, coal, kerosene, and solar energy, OPM did not 
price or include these in the calculations because, based on the 
results of the 2000 census, relatively few homes use these as primary 
energy sources.
    For the Pacific areas, OPM surveyed the price of electricity to 
compute home energy costs because the 2000 census indicated electricity 
is the primary energy source in more than 95 percent of the homes in 
Hawaii and Guam. In the DC area, OPM surveyed the costs of all three 
fuels (gas, oil, and electricity) and applied all taxes, fees, and fuel 
cost adjustments in effect for the 12-month period. OPM used 
percentages based on the usage of the different fuels in each survey 
area to compute a weighted average utility fuel cost for the area. 
Appendix 5 shows the energy requirements, relative usage percentages, 
and total costs by area. OPM used these total costs as the ``price'' of 
utilities in the COLA rate calculations.
4.2.5 Rental Data Hedonic Models
    As discussed in Sections 2.5 and 3.3, OPM hired a contractor to 
collect rental data, including rents and the characteristics of each 
rental unit. As described in Section 3.3, we collated the rental data 
with census tract information published by the Bureau of the Census 
using the longitude and latitude of the rental properties. We used 
census tracts, which are relatively small geographically, as surrogates 
for neighborhoods. We believe the census tract characteristics, such as 
the percentage of school age children, reflect the character and 
quality of the neighborhoods in which the rental units are found.
    OPM uses hedonic regression analysis, which is a type of multiple 
linear regression analysis, to compare rents in the COLA areas with 
rents in the DC area. Multiple linear regression is a type of 
statistical analysis used to determine how the dependent variable (in 
this case rent) is influenced by the independent variables (in this 
case the characteristics of the neighborhood and rental unit). In 
regression analyses, it is very important to choose the independent 
variables with great care, making certain only those meeting certain 
statistically significant thresholds are used in the analysis. To 
select the independent variables, OPM uses a special procedure 
developed jointly by OPM and the Technical Advisory Committee. (The 
Technical Advisory Committee was established under the Caraballo 
settlement and is composed of three economists with expertise in 
living-cost comparisons.) We call this procedure the Variable Selection 
Protocol (VSP).
    VSP is a multi-step procedure that uses objective criteria to 
eliminate independent variables with little

[[Page 74866]]

statistical significance in the regression. It also removes variables 
with inexplicable signs and variables that negatively affect the 
precision of the rent indexes. An example of an inexplicable sign is 
when the landlord provides an amenity (e.g., a microwave), and the 
variable has a negative sign. In essence, this is the same as saying on 
average when the landlord did not provide a microwave, the property 
rented for more than when the landlord did provide a microwave.
    How VSP drops variables that negatively affect the precision of 
rent indexes is a bit more complicated to explain. The key variable in 
the regression is the survey area, i.e., Honolulu, Hawaii County, Maui, 
Kauai, Guam, and the Washington, DC, area. As with all variables in the 
regression, these variables have parameter estimates; but the survey 
area parameter estimates are especially important because they become 
the rent indexes for each of the survey areas. Therefore, it is 
important that the survey area parameter estimates be as accurate as 
practicable. The accuracy is measured by the standard error of the 
survey area parameter estimate. In the last steps of VSP, the protocol 
tests each of the variables in the model and drops variables that if 
retained would raise the standard errors of the survey area parameter 
estimates.
    Using VSP, we selected variables with the greatest statistical 
significance. The variables are listed below and are shown in the 
regression output in Appendix 6.
    --Age of unit;
    --Age of unit squared;
    --Number of bathrooms;
    --Number of bedrooms;
    --Unit type (detached house, row/townhouse, high rise apartment, 
garden apartment, and other (in-home apartments, duplex/triplex/
quadplex units and other));
    --Number of square feet combined (i.e., ``crossed'') with unit 
type;
    --Square footage squared;
    --Neighborhood condition (above average, average, or below 
average);
    --Full kitchen (variable values range from 0-1 with three possible 
levels: 0, .5, or 1--variable receives .5 if unit has a refrigerator 
and .5 if it has a range or oven);
    --Electricity (landlord provides electricity);
    --Furniture (landlord provides furniture);
    --Percent BA index (percentage of population in the census tract 
with a baccalaureate degree or higher level of education divided by the 
percentage of the population in the survey area with a baccalaureate 
degree or higher level of education);
    --Percent school age index (percentage of population in the census 
tract of school age divided by the percentage of the population in the 
survey area of school age);
    --Percent below the poverty level index (percentage of population 
in the census tract with income below the poverty level divided by the 
percentage of the population in the survey area with income below the 
poverty level);
    --Survey year (2006 or 2007 DC area only); and
    --Survey area (Honolulu, Hawaii County, Maui, Kauai, Guam, or the 
DC area).
    We included the survey year variable in the regression calculations 
because, based on the recommendation of the Technical Advisory 
Committee, we use two years of DC area rental data. We find adding data 
from the previous year significantly reduces the standard error of the 
survey area parameter estimate.
    As is common in this type of analysis and as was done in the 
research leading to the Caraballo settlement, OPM uses semi-logarithmic 
regressions. As noted previously in this section, the regression 
produces parameter estimates for each independent variable, including 
survey area. When the regression uses the Washington, DC, area as the 
base, the regression produces parameter estimates for each of the COLA 
survey areas: Honolulu, Hawaii County, Maui, Kauai, Guam. The exponent 
of the survey area parameter estimate (i.e., after the estimate is 
converted from natural logarithms) multiplied by 100 (following the 
convention used to express indexes) is the survey area's rent index. 
This index reflects the difference in rents in each of the COLA survey 
areas relative to the Washington, DC, area, while holding constant 
important neighborhood and rental unit characteristics captured in the 
survey and census data.
    OPM makes a technical adjustment in the above calculations to 
correct for a slight bias caused by the use of logarithms because the 
exponent of the average of the logarithms of a series of numbers is 
always less than the average of the numbers. Therefore, we added one-
half of the standard deviation of the survey area parameter estimate 
before converting from natural logarithms. (See Arthur Goldberger, 
``Best Linear Unbiased Prediction in the Generalized Linear Regression 
Model,'' Journal of the American Statistical Association, 1962.) Table 
4 shows the resulting rent indexes. We used these indexes as ``prices'' 
in the price averaging process described in Section 4.3.

                          Table 4--Rent Indexes
------------------------------------------------------------------------
                            Area                              Rent index
------------------------------------------------------------------------
Honolulu County............................................       115.89
Hilo Area..................................................        58.98
Kailua Kona/Waimea Area....................................        89.07
Kauai County...............................................        89.51
Maui County................................................        97.73
Guam.......................................................        82.57
Washington, DC, Area.......................................    100.00\*\
------------------------------------------------------------------------
\*\ By definition, the index of the base area is always 100.00.

    Appendix 6 shows the regression equation in SAS code and the 
regression results. (SAS is a proprietary statistical analysis computer 
software package.)

4.3 Averaging Prices by Item and Area

    After OPM collected, reviewed, and made special adjustments in the 
data (as required), OPM averaged the prices for each item by COLA 
survey area. For example, OPM priced a bag of sugar at three different 
grocery stores in Honolulu County and averaged these prices to compute 
a single average price for sugar in Honolulu. If OPM collected more 
than one price for a particular matched item within the same outlet 
(e.g., priced equivalent brands), OPM used the lowest price by item and 
outlet to compute the average. (The concept is that, if the item and 
brands are equivalent, consumers will choose the one with the lowest 
price.) OPM repeated this item-by-item averaging process for each area.
    For Washington, DC, area prices, we first averaged prices within 
each of the three DC survey areas described in Section 2.5. Then we 
computed a weighted average of the three DC survey areas using census 
data on where Federal employees live as the weights.

4.4 Computing Price Indexes

    Next, OPM computed a price index for each of the items found in 
both the COLA survey area and in the Washington, DC, area. To do this, 
OPM divided the COLA survey area average price by the DC area average 
price and, following the convention used to express indexes, multiplied 
this by 100. For the vast majority of survey items, OPM next applied 
consumer expenditure weights. For a few items, however, OPM first 
applied special processes as described in Sections 4.4.1 and 4.4.2 
below.
4.4.1 Geometric Means
    As described in Section 2.3, OPM selected survey items to represent 
selected detailed expenditure categories (DECs). Generally, OPM 
surveyed only one item per DEC, but in a few cases, OPM surveyed 
multiple items at a single

[[Page 74867]]

DEC. In these cases, OPM computed the geometric mean of the price 
indexes to derive a single price index for the DEC. (A geometric mean 
is the nth root of the product of n different numbers and is often used 
in price index computations.) For example, OPM surveyed two 
prescription drugs--Methylphenidate and Nexium. These two different 
prescription drugs represent a single DEC called ``prescription 
drugs.'' To derive a single price index for the DEC, OPM computed the 
geometric mean of the price index for Methylphenidate and the price 
index for Nexium.
4.4.2 Special Private Education Computations
    As noted in Section 4.2.1, OPM surveyed K-12 private education in 
the COLA and DC areas and computed an average tuition ``price'' that 
reflected all grade levels. Because not everyone sends children to 
private school, OPM made an additional special adjustment for K-12 
education by applying ``use factors.'' These use factors reflect the 
relative extent to which Federal employees make use of private 
education in the COLA and DC areas. For example, Table 5 shows a use 
factor of 2.0302 for Honolulu County. OPM computed this by dividing 
26.86 percent (the percentage of Federal employees in Honolulu County 
with at least 1 child in a private school) by 13.23 percent (the 
percentage of DC area Federal employees with at least 1 child in a 
private school). OPM obtained the percentages from the results of the 
1992/93 Federal Employee Housing and Living Patterns Survey, which is 
the most current comprehensive data available. Table 5 shows the use 
factors and the adjusted price indexes for each COLA survey area.

                          Table 5--Summary of Private Education Use Factors and Indexes
----------------------------------------------------------------------------------------------------------------
                                                  Employees w/children in
                                                      private schools                                Price index
                COLA survey area                --------------------------  Use factor  Price index     w/use
                                                  Local area    DC area                                 factor
----------------------------------------------------------------------------------------------------------------
Honolulu County................................        26.86        13.23       2.0302        78.55       159.48
Hilo Area \*\..................................        18.94        13.23       1.4316        55.57        79.56
Kailua Kona/Waimea \*\.........................        18.94        13.23       1.4316        74.77       107.04
Kauai County...................................        22.46        13.23       1.6977        57.74        98.03
Maui County....................................        20.39        13.23       1.5412        52.76        81.32
Guam...........................................        42.26        13.23       3.1943        52.02       166.18
----------------------------------------------------------------------------------------------------------------
\*\ Use factor data available only for Hawaii County.

4.5 Applying Consumer Expenditure Weights

    Next, OPM applied consumer expenditure weights to aggregate price 
indexes by expenditure group. As noted in Section 2.3, OPM used the 
results of the BLS Consumer Expenditure Survey to estimate the amounts 
middle income level consumers in the DC area spend on various items. 
Using expenditure weights, OPM combined the price indexes according to 
their relative importance. For example, shelter is the most important 
expenditure in terms of the COLA survey and represents about 30 percent 
of total consumer expenditures. On the other hand, the purchase of 
newspapers at newsstands represents less than \1/10\th of 1 percent of 
total expenditures.
    Beginning at the lowest level of expenditure aggregation (e.g., 
sub-PEG), OPM computed the relative importance of each survey item 
within the level of aggregation, multiplied the price index times its 
expenditure percentage, and summed the cross products for all of the 
items within the level of aggregation to compute a weighted price index 
for that level. OPM repeated this process at each higher level of 
aggregation (e.g., PEG and MEG). Appendix 7 shows these calculations 
for each COLA survey area at the PEG and MEG level.
    The above process resulted in an overall price index for each of 
the Pacific COLA areas (shown in Appendix 7), but not for Hawaii 
County, which has two separate COLA survey areas. To compute an overall 
price index for Hawaii County, OPM computed weights based on the number 
of General Schedule (GS) and equivalent Federal employees stationed on 
the Hilo side of the island compared with the number stationed on the 
Kailua Kona/Waimea side of the island. OPM then multiplied each of the 
MEG indexes for Hilo and Kailua Kona by their respective GS employment 
weights and summed the cross products to produce an overall price index 
for Hawaii County. (See Appendix 7.) Table 6 shows the weights OPM 
used.

         Table 6--Hilo and Kailua Kona/Waimea Employment Weights
------------------------------------------------------------------------
                  Area                      GS employment       Weight
------------------------------------------------------------------------
Hilo Area...............................                643         66.7
Kailua Kona/Waimea Area.................                321         33.3
                                         -------------------------------
    Total...............................                964        100.0
------------------------------------------------------------------------

5. Final Results

    To compute the overall living-cost index, OPM added to the price 
index a non-price adjustment factor. The parties in Caraballo 
negotiated these factors to reflect differences in living costs that 
might not be captured by the surveys, and OPM adopted these factors in 
regulation as part of the new methodology. The factor for Honolulu 
County is five index points. The factor for all other COLA areas in 
Hawaii is seven index points. The factor for Guam/CNMI is nine index 
points. The resulting living-cost indexes are shown in Table 7.

              Table 7--Final Living-Cost Comparison Indexes
------------------------------------------------------------------------
                       Allowance area                           Index
------------------------------------------------------------------------
Honolulu County, HI........................................       121.37
Hawaii County, HI..........................................       111.71
Kauai County, HI...........................................       118.14
Maui County, HI............................................       123.62

[[Page 74868]]


Guam/CNMI..................................................       119.98
------------------------------------------------------------------------

6. Post Survey Review

    In December 2007, OPM held teleconferences with the COLA Advisory 
Committees in Honolulu, Hilo, Kailua Kona, Kauai, Maui, and Guam to 
review the survey results. We provided the committee members with 
various reports showing the data we collected, examples of how we 
reviewed these data, the data we used in our analyses, and the results 
at the PEG and MEG level, as shown in Appendix 7. We explained how we 
analyzed the rental data and used expenditure weights to combine price 
indexes to reflect overall living costs.

Appendix 1--Prior Survey Results: 1990-2006

------------------------------------------------------------------------
              Citation                             Contents
------------------------------------------------------------------------
73 FR 774..........................  Report on 2006 living-cost surveys
                                      conducted in Alaska.
71 FR 63179........................  Report on 2005 living-cost surveys
                                      conducted in Puerto Rico and the
                                      U.S. Virgin Islands.
70 FR 44989........................  Report on 2004 living-cost surveys
                                      conducted in Hawaii and Guam.
69 FR 12002........................  Report on 2003 living-cost surveys
                                      conducted in Alaska.
69 FR 6020.........................  Report on 2002 living-cost surveys
                                      conducted in Puerto Rico and the
                                      U.S. Virgin Islands.
65 FR 44103........................  Report on 1998 living-cost surveys
                                      conducted in Alaska, Hawaii, Guam,
                                      Puerto Rico, and the U.S. Virgin
                                      Islands.
63 FR 56432........................  Report on 1997 living-cost surveys
                                      conducted in Alaska, Hawaii, Guam,
                                      Puerto Rico, and the U.S. Virgin
                                      Islands.
62 FR 14190........................  Report on 1996 living-cost surveys
                                      conducted in Alaska, Hawaii, Guam,
                                      Puerto Rico, and the U.S. Virgin
                                      Islands.
61 FR 4070.........................  Report on winter 1995 living-cost
                                      surveys conducted in Alaska.
60 FR 61332........................  Report on summer 1994 living-cost
                                      surveys conducted in Hawaii, Guam,
                                      Puerto Rico, and the U.S. Virgin
                                      Islands.
59 FR 45066........................  Report on winter 1994 living-cost
                                      surveys conducted in Alaska.
58 FR 45558........................  Report on summer 1992 and winter
                                      1993 living-cost surveys conducted
                                      in Alaska, Hawaii, Guam, Puerto
                                      Rico, and the U.S. Virgin Islands.
58 FR 27316........................  Report on summer 1993 living-cost
                                      surveys conducted in Hawaii, Guam,
                                      Puerto Rico, and the U.S. Virgin
                                      Islands.
57 FR 58556........................  Report on summer 1991 and winter
                                      1992 living-cost surveys conducted
                                      in Alaska, Hawaii, Guam, Puerto
                                      Rico, and the U.S. Virgin Islands.
56 FR 7902.........................  Report on summer 1990 living-cost
                                      surveys conducted in Alaska,
                                      Hawaii, Guam, Puerto Rico, and the
                                      U.S. Virgin Islands.
------------------------------------------------------------------------

Appendix 2--Estimated DC Area Middle Income Annual Consumer 
Expenditures

              [Asterisks show Detailed Expenditure Categories (DECs) for which OPM surveyed items.]
----------------------------------------------------------------------------------------------------------------
              Level                       Code                Group           Category name       Expenditures
----------------------------------------------------------------------------------------------------------------
1...............................  XTOTAL.............  ..................  Total Expenditure.         $57,910.67
2...............................  FOODTOTL...........  MEG...............  Food..............           6,516.50
3...............................  CERBAKRY...........  PEG...............  Cereals and bakery             426.43
                                                                            products.
4...............................  CEREAL.............  ..................  Cereals and cereal             152.02
                                                                            products.
5...............................  010110.............  ..................  Flour.............               4.76
5...............................  010120.............  ..................  Prepared flour                  12.20
                                                                            mixes.
5...............................  010210.............  ..................  Ready to eat and                95.36
                                                                            cooked cereals *.
5...............................  010310.............  ..................  Rice *............              17.23
5...............................  010320.............  ..................  Pasta, cornmeal                 22.47
                                                                            and other cereal
                                                                            products *.
4...............................  BAKERY.............  ..................  Bakery products...             274.41
5...............................  BREAD..............  ..................  Bread.............              81.05
6...............................  020110.............  ..................  White bread *.....              31.35
6...............................  020210.............  ..................  Bread, other than               49.70
                                                                            white *.
5...............................  CRAKCOOK...........  ..................  Crackers and                    72.78
                                                                            cookies.
6...............................  020510.............  ..................  Cookies *.........              44.31
6...............................  020610.............  ..................  Crackers..........              28.47
5...............................  020810.............  ..................  Frozen and                      20.07
                                                                            refrigerated
                                                                            bakery products *.
5...............................  OTHBAKRY...........  ..................  Other bakery                   100.51
                                                                            products.
6...............................  020310.............  ..................  Biscuits and rolls              37.28
                                                                            *.
6...............................  020410.............  ..................  Cakes and cupcakes              29.32
                                                                            *.
6...............................  020620.............  ..................  Bread and cracker                3.62
                                                                            products.
6...............................  020710.............  ..................  Sweetrolls, coffee              18.16
                                                                            cakes, doughnuts.
6...............................  020820.............  ..................  Pies, tarts,                    12.13
                                                                            turnovers.
3...............................  ANIMAL.............  PEG...............  Meats, poultry,                797.61
                                                                            fish, and eggs.
4...............................  BEEF...............  ..................  Beef..............             216.02
5...............................  030110.............  ..................  Ground beef *.....              90.12
5...............................  ROAST..............  ..................  Roast.............              30.38
6...............................  030210.............  ..................  Chuck roast *.....               8.09
6...............................  030310.............  ..................  Round roast *.....               6.69
6...............................  030410.............  ..................  Other roast.......              15.60
5...............................  STEAK..............  ..................  Steak.............              77.60
6...............................  030510.............  ..................  Round steak *.....              13.00
6...............................  030610.............  ..................  Sirloin steak *...              22.62
6...............................  030710.............  ..................  Other steak.......              41.99
5...............................  030810.............  ..................  Other beef........              17.92
4...............................  PORK...............  ..................  Pork..............             123.62

[[Page 74869]]


5...............................  040110.............  ..................  Bacon *...........              24.11
5...............................  040210.............  ..................  Pork chops *......              27.34
5...............................  HAM................  ..................  Ham...............              23.57
6...............................  040310.............  ..................  Ham, not canned *.              22.72
6...............................  040610.............  ..................  Canned ham *......               0.85
5...............................  040510.............  ..................  Sausage...........              22.63
5...............................  040410.............  ..................  Other pork........              25.99
4...............................  OTHRMEAT...........  ..................  Other meats.......              98.39
5...............................  050110.............  ..................  Frankfurters *....              19.93
5...............................  LNCHMEAT...........  ..................  Lunch meats (cold               70.77
                                                                            cuts).
6...............................  050210.............  ..................  Bologna,                        17.74
                                                                            liverwurst,
                                                                            salami *.
6...............................  050310.............  ..................  Other lunchmeats..              53.03
5...............................  LAMBOTHR...........  ..................  Lamb, organ meats                7.69
                                                                            and others.
6...............................  050410.............  ..................  Lamb and organ                   5.87
                                                                            meats.
6...............................  050900.............  ..................  Mutton, goat and                 1.82
                                                                            game.
4...............................  POULTRY............  ..................  Poultry...........             150.59
5...............................  CHICKEN............  ..................  Fresh and frozen               124.71
                                                                            chickens.
6...............................  060110.............  ..................  Fresh and frozen                32.03
                                                                            whole chicken *.
6...............................  060210.............  ..................  Fresh and frozen                92.68
                                                                            chicken parts *.
5...............................  060310.............  ..................  Other poultry.....              25.89
4...............................  FISHSEA............  ..................  Fish and seafood..             174.06
5...............................  070110.............  ..................  Canned fish and                 24.51
                                                                            seafood *.
5...............................  070230.............  ..................  Fresh fish and                  88.71
                                                                            shellfish *.
5...............................  070240.............  ..................  Frozen fish and                 60.84
                                                                            shellfish *.
4...............................  080110.............  ..................  Eggs *............              34.93
3...............................  DAIRY..............  PEG...............  Dairy products....             356.84
4...............................  MILKCRM............  ..................  Fresh milk and                 136.59
                                                                            cream.
5...............................  090110.............  ..................  Fresh milk, all                122.82
                                                                            types *.
5...............................  090210.............  ..................  Cream.............              13.77
4...............................  OTHDAIRY...........  ..................  Other dairy                    220.25
                                                                            products.
5...............................  100110.............  ..................  Butter............              18.06
5...............................  100210.............  ..................  Cheese *..........             111.05
5...............................  100410.............  ..................  Ice cream and                   58.14
                                                                            related products
                                                                            *.
5...............................  100510.............  ..................  Miscellaneous                   33.00
                                                                            dairy products.
3...............................  FRUITVEG...........  PEG...............  Fruits and                     411.55
                                                                            vegetables.
4...............................  FRSHFRUT...........  ..................  Fresh fruits......             236.25
5...............................  110110.............  ..................  Apples *..........              38.56
5...............................  110210.............  ..................  Bananas *.........              36.77
5...............................  110310.............  ..................  Oranges *.........              26.41
5...............................  110510.............  ..................  Citrus fruits,                  20.52
                                                                            excluding oranges.
5...............................  110410.............  ..................  Other fresh fruits             113.99
4...............................  FRESHVEG...........  ..................  Fresh vegetables..             175.30
5...............................  120110.............  ..................  Potatoes *........              29.88
5...............................  120210.............  ..................  Lettuce *.........              24.10
5...............................  120310.............  ..................  Tomatoes *........              32.62
5...............................  120410.............  ..................  Other fresh                     88.70
                                                                            vegetables.
3...............................  PROCFOOD...........  PEG...............  Processed Foods...             704.71
4...............................  PROCFRUT...........  ..................  Processed fruits..             105.96
5...............................  FRZNFRUT...........  ..................  Frozen fruits and               10.47
                                                                            fruit juices.
6...............................  130110.............  ..................  Frozen orange                    3.34
                                                                            juice *.
6...............................  130121.............  ..................  Frozen fruits.....               4.27
6...............................  130122.............  ..................  Frozen fruit                     2.86
                                                                            juices.
5...............................  130310.............  ..................  Canned fruits *...              18.85
5...............................  130320.............  ..................  Dried fruit.......               6.64
5...............................  130211.............  ..................  Fresh fruit juice.              16.11
5...............................  130212.............  ..................  Canned and bottled              53.90
                                                                            fruit juice *.
4...............................  PROCVEG............  ..................  Processed                       79.04
                                                                            vegetables.
5...............................  140110.............  ..................  Frozen vegetables               24.44
                                                                            *.
5...............................  CANDVEG............  ..................  Canned and dried                54.59
                                                                            vegetables and
                                                                            juices.
6...............................  140210.............  ..................  Canned beans *....              10.48
6...............................  140220.............  ..................  Canned corn.......               5.00
6...............................  140230.............  ..................  Canned                          16.96
                                                                            miscellaneous
                                                                            vegetables.
6...............................  140320.............  ..................  Dried peas........               0.18
6...............................  140330.............  ..................  Dried beans.......               2.60
6...............................  140340.............  ..................  Dried                            8.69
                                                                            miscellaneous
                                                                            vegetables.
6...............................  140310.............  ..................  Dried processed                  0.25
                                                                            vegetables.
6...............................  140410.............  ..................  Frozen vegetable                 0.18
                                                                            juices.
6...............................  140420.............  ..................  Fresh and canned                10.25
                                                                            vegetable juices.
4...............................  MISCFOOD...........  ..................  Miscellaneous                  519.71
                                                                            foods.
5...............................  FRZNPREP...........  ..................  Frozen prepared                112.04
                                                                            foods.
6...............................  180210.............  ..................  Frozen meals *....              36.91
6...............................  180220.............  ..................  Other frozen                    75.13
                                                                            prepared foods.

[[Page 74870]]


5...............................  180110.............  ..................  Canned and                      33.18
                                                                            packaged soups *.
5...............................  SNACKS.............  ..................  Potato chips,                   96.38
                                                                            nuts, and other
                                                                            snacks.
6...............................  180310.............  ..................  Potato chips and                73.94
                                                                            other snacks *.
6...............................  180320.............  ..................  Nuts..............              22.44
5...............................  CONDMNTS...........  ..................  Condiments and                  82.84
                                                                            seasonings.
6...............................  180410.............  ..................  Salt, spices,                   17.24
                                                                            other seasonings
                                                                            *.
6...............................  180420.............  ..................  Olives, pickles,                10.20
                                                                            relishes.
6...............................  180510.............  ..................  Sauces and gravies              38.13
                                                                            *.
6...............................  180520.............  ..................  Baking needs and                17.27
                                                                            miscellaneous
                                                                            products.
5...............................  OTHRPREP...........  ..................  Other canned and               156.42
                                                                            packaged prepared
                                                                            foods.
6...............................  180611.............  ..................  Prepared salads...              23.46
6...............................  180612.............  ..................  Prepared desserts               10.82
                                                                            *.
6...............................  180620.............  ..................  Baby food *.......              23.36
6...............................  180710.............  ..................  Miscellaneous                   98.30
                                                                            prepared foods.
6...............................  180720.............  ..................  Vitamin                          0.48
                                                                            supplements.
5...............................  190904.............  ..................  Food prepared by                38.85
                                                                            consumer unit on
                                                                            out of town trips.
3...............................  OTHRFOOD...........  PEG...............  Other food at home             206.39
4...............................  SWEETS.............  ..................  Sugar and other                131.14
                                                                            sweets.
5...............................  150110.............  ..................  Candy and chewing               80.99
                                                                            gum *.
5...............................  150211.............  ..................  Sugar *...........              18.75
5...............................  150212.............  ..................  Artificial                       5.30
                                                                            sweeteners *.
5...............................  150310.............  ..................  Jams, preserves,                26.10
                                                                            other sweets *.
4...............................  FATSOILS...........  ..................  Fats and oils.....              75.25
5...............................  160110.............  ..................  Margarine *.......               7.11
5...............................  160211.............  ..................  Fats and oils *...              24.69
5...............................  160212.............  ..................  Salad dressings *.              23.30
5...............................  160310.............  ..................  Nondairy cream and              10.85
                                                                            imitation milk *.
5...............................  160320.............  ..................  Peanut butter.....               9.30
3...............................  NALCBEVG...........  PEG...............  Nonalcoholic                   275.93
                                                                            beverages.
4...............................  170110.............  ..................  Cola *............              81.53
4...............................  170210.............  ..................  Other carbonated                46.70
                                                                            drinks.
4...............................  COFFEE.............  ..................  Coffee............              40.79
5...............................  170310.............  ..................  Roasted coffee *..              25.98
5...............................  170410.............  ..................  Instant and freeze              14.81
                                                                            dried coffee.
4...............................  170520.............  ..................  Tea...............              19.43
4...............................  170510.............  ..................  Noncarbonated                   16.25
                                                                            fruit flavored
                                                                            drinks *.
4...............................  200112.............  ..................  Nonalcoholic beer.               0.24
4...............................  170530.............  ..................  Other nonalcoholic              70.99
                                                                            beverages and ice.
3...............................  FOODAWAY...........  PEG...............  Food away from               2,780.39
                                                                            home.
4...............................  RESTCOAO...........  ..................  Meals at                     2,386.66
                                                                            Restaurants,
                                                                            carry outs, and
                                                                            other.
5...............................  LUNCH..............  ..................  Lunch.............             837.92
6...............................  190111.............  ..................  Lunch at fast                  413.59
                                                                            food, takeout,
                                                                            delivery, etc. *.
6...............................  190112.............  ..................  Lunch at full                  299.86
                                                                            service
                                                                            restaurants *.
6...............................  190113.............  ..................  Lunch at vending                22.44
                                                                            machines/mobile
                                                                            vendors.
6...............................  190114.............  ..................  Lunch at employer              102.02
                                                                            and school
                                                                            cafeterias.
5...............................  DINNER.............  ..................  Dinner............           1,100.42
6...............................  190211.............  ..................  Dinner at fast                 391.80
                                                                            food, takeout,
                                                                            delivery, etc. *.
6...............................  190212.............  ..................  Dinner at full                 698.07
                                                                            service
                                                                            restaurants *.
6...............................  190213.............  ..................  Dinner at vending                4.57
                                                                            machines/mobile
                                                                            vendors.
6...............................  190214.............  ..................  Dinner at employer               5.99
                                                                            and school
                                                                            cafeterias.
5...............................  SNKNABEV...........  ..................  Snacks and                     205.47
                                                                            nonalcoholic
                                                                            beverages.
6...............................  190311.............  ..................  Snacks/                        118.81
                                                                            nonalcoholic bev.
                                                                            at fast food,
                                                                            takeout, etc. *.
6...............................  190312.............  ..................  Snacks/                         36.59
                                                                            nonalcoholic bev.
                                                                            at full service
                                                                            restaurants.
6...............................  190313.............  ..................  Snacks/                         43.22
                                                                            nonalcoholic bev.
                                                                            at vending
                                                                            machines.
6...............................  190314.............  ..................  Snacks/                          6.84
                                                                            nonalcoholic bev.
                                                                            at cafeterias.
5...............................  BRKFBRUN...........  ..................  Breakfast and                  242.85
                                                                            brunch.
6...............................  190321.............  ..................  Breakfast/brunch               119.45
                                                                            at fast food,
                                                                            takeout,
                                                                            delivery, etc. *.
6...............................  190322.............  ..................  Breakfast/brunch               107.45
                                                                            at full service
                                                                            restaurants *.
6...............................  190323.............  ..................  Breakfast/brunch                 5.50
                                                                            at vending
                                                                            machines, etc..
6...............................  190324.............  ..................  Breakfast/brunch                10.45
                                                                            at cafeterias.
4...............................  NONRESME...........  ..................  Non Restaurant                 393.74
                                                                            Meals.
5...............................  190901.............  ..................  Board (including                14.32
                                                                            at school).
5...............................  190902.............  ..................  Catered affairs...              52.08
5...............................  190903.............  ..................  Food on out of                 209.62
                                                                            town trips.
5...............................  790430.............  ..................  School lunches....              76.88
5...............................  800700.............  ..................  Meals as pay......              40.83
3...............................  ALCBEVG............  PEG...............  Alcoholic                      556.66
                                                                            beverages.

[[Page 74871]]


4...............................  ALCHOME............  ..................  At home...........             282.69
5...............................  200111.............  ..................  Beer and ale *....             180.53
5...............................  200210.............  ..................  Whiskey...........               8.39
5...............................  200310.............  ..................  Wine *............              77.62
5...............................  200410.............  ..................  Other alcoholic                 16.16
                                                                            beverages.
4...............................  ALCAWAY............  ..................  Away from home....             273.97
5...............................  BEERNALE...........  ..................  Beer and ale......             122.78
6...............................  200511.............  ..................  Beer and ale at                 19.42
                                                                            fast food,
                                                                            takeout, etc..
6...............................  200512.............  ..................  Beer and ale at                100.55
                                                                            full service
                                                                            restaurants *.
6...............................  200513.............  ..................  Beer and ale at                  2.34
                                                                            vending machines,
                                                                            etc..
6...............................  200514.............  ..................  Beer at Employer..               0.47
6...............................  200515.............  ..................  Beer at Board.....               0.00
6...............................  200516.............  ..................  Beer and ale at                  0.00
                                                                            catered affairs.
5...............................  WINE...............  ..................  Wine..............              34.88
6...............................  200521.............  ..................  Wine at fast food,               2.22
                                                                            takeout,
                                                                            delivery, etc..
6...............................  200522.............  ..................  Wine at full                    32.41
                                                                            service
                                                                            restaurants *.
6...............................  200523.............  ..................  Wine at vending                  0.25
                                                                            machines, etc..
6...............................  200524.............  ..................  Wine at Employer..               0.00
6...............................  200525.............  ..................  Wine at Board.....               0.00
6...............................  200526.............  ..................  Wine at catered                  0.00
                                                                            affairs.
5...............................  OTHALCBV...........  ..................  Other alcoholic                 72.43
                                                                            beverages.
6...............................  200531.............  ..................  Other alcoholic                  6.56
                                                                            bev. at fast
                                                                            food, etc..
6...............................  200532.............  ..................  Other alcoholic                 65.69
                                                                            bev. at full
                                                                            service
                                                                            restaurants.
6...............................  200533.............  ..................  Other alcoholic                  0.18
                                                                            bev. at vending
                                                                            machines, etc..
6...............................  200534.............  ..................  Other Alcohol at                 0.00
                                                                            Employer.
6...............................  200535.............  ..................  Other Alcohol at                 0.00
                                                                            Board.
6...............................  200536.............  ..................  Other alcoholic                  0.00
                                                                            beverages at
                                                                            catered affairs.
5...............................  200900.............  ..................  Alcoholic                       43.88
                                                                            beverages
                                                                            purchased on
                                                                            trips.
2...............................  SHEL&UTL...........  MEG...............  Shelter and                 22,057.19
                                                                            Utilities.
3...............................  SHELTER............  PEG...............  Shelter...........          19,633.77
4...............................  RNTLEQ.............  ..................  Rented Equivalence          15,195.09
                                                                            (estimated
                                                                            monthly x 12).
4...............................  RENTXX.............  ..................  Rented Dwelling              4,065.04
                                                                            (rent minus
                                                                            tenants ins.) *.
4...............................  350110.............  ..................  Tenants Insurance               35.69
                                                                            (tenants ins x 2)
                                                                            *.
4...............................  OTHLODGE...........  ..................  Other Lodging                  337.95
                                                                            (other minus
                                                                            housing at
                                                                            school).
3...............................  ENERUT.............  PEG...............  Energy Utilities *           2,044.33
3...............................  WATERX.............  PEG...............  Water and other                379.09
                                                                            public services *.
2...............................  HHF&SUPP...........  MEG...............  Household                    3,094.33
                                                                            Furnishings and
                                                                            Supplies.
3...............................  HHOPER.............  PEG...............  Household                      887.07
                                                                            operations.
4...............................  HHPERSRV...........  ..................  Personal services.             545.00
5...............................  340210.............  ..................  Babysitting and                114.45
                                                                            child care *.
6...............................  340211.............  ..................  Child care in own               43.12
                                                                            home.
6...............................  340212.............  ..................  Care care outside               71.33
                                                                            own home.
5...............................  340906.............  ..................  Care for elderly,               49.85
                                                                            invalids,
                                                                            handicapped, etc..
5...............................  340910.............  ..................  Adult daycare                    4.45
                                                                            centers.
5...............................  670310.............  ..................  Daycare centers,               376.25
                                                                            nursery, and
                                                                            preschools *.
4...............................  HHOTHXPN...........  ..................  Other household                342.08
                                                                            expenses.
5...............................  340310.............  ..................  Housekeeping                    65.73
                                                                            services *.
5...............................  340410.............  ..................  Gardening, lawn                106.31
                                                                            care service *.
5...............................  340420.............  ..................  Water softening                  7.00
                                                                            service.
5...............................  340520.............  ..................  Household laundry                1.29
                                                                            and dry cleaning,
                                                                            sent out.
5...............................  340530.............  ..................  Coin operated                    4.97
                                                                            household laundry/
                                                                            dry cleaning.
5...............................  340914.............  ..................  Services for                    19.74
                                                                            termite/pest
                                                                            control.
5...............................  340915.............  ..................  Home security                   22.36
                                                                            system service
                                                                            fee.
5...............................  340903.............  ..................  Other home                      18.29
                                                                            services.
5...............................  330511.............  ..................  Termite/pest                     3.01
                                                                            control products.
5...............................  340510.............  ..................  Moving, storage,                52.81
                                                                            freight express *.
5...............................  340620.............  ..................  Appliance repair,               18.25
                                                                            including service
                                                                            center.
5...............................  340630.............  ..................  Reupholstering,                  6.33
                                                                            furniture repair.
5...............................  340901.............  ..................  Repairs/rentals of               8.75
                                                                            lawn/equipment,
                                                                            etc..
5...............................  340907.............  ..................  Appliance rental..               2.26
5...............................  340908.............  ..................  Rental of office                 0.62
                                                                            equipment for
                                                                            nonbusiness use.
5...............................  340913.............  ..................  Repair of                        4.31
                                                                            miscellaneous
                                                                            household equip..
5...............................  990900.............  ..................  Rental/install of                0.05
                                                                            dishwashers,
                                                                            range hoods, and
                                                                            garb. disposals.
3...............................  HKPGSUPP...........  PEG...............  Housekeeping                   578.03
                                                                            supplies.
4...............................  LAUNDRY............  ..................  Laundry and                    147.39
                                                                            cleaning supplies.
5...............................  330110.............  ..................  Soaps and                       75.97
                                                                            detergents *.
5...............................  330210.............  ..................  Other laundry                   71.42
                                                                            cleaning products.
4...............................  HKPGOTHR...........  ..................  Other household                278.54
                                                                            products.
5...............................  330310.............  ..................  Cleansing & toilet              85.90
                                                                            tissue, paper
                                                                            towels/napkins *.

[[Page 74872]]


5...............................  330510.............  ..................  Miscellaneous                  123.76
                                                                            household
                                                                            products.
5...............................  330610.............  ..................  Lawn and garden                 68.87
                                                                            supplies *.
4...............................  POSTAGE............  ..................  Postage and                    152.10
                                                                            stationery.
5...............................  330410.............  ..................  Stationery,                     79.37
                                                                            stationery
                                                                            supplies,
                                                                            giftwrap *.
5...............................  340110.............  ..................  Postage...........              69.94
6...............................  STAMP..............  ..................  Stamp *...........              66.17
6...............................  PARPST.............  ..................  Parcel Post *.....               3.77
5...............................  340120.............  ..................  Delivery services.               2.78
3...............................  TEX&RUGS...........  PEG...............  Textiles and Area              173.96
                                                                            Rugs.
4...............................  HHTXTILE...........  ..................  Household textiles             149.28
5...............................  280110.............  ..................  Bathroom linens *.              20.67
5...............................  280120.............  ..................  Bedroom linens *..              86.28
5...............................  280130.............  ..................  Kitchen and dining               8.48
                                                                            room linens.
5...............................  280210.............  ..................  Curtains and                    16.10
                                                                            draperies.
5...............................  280220.............  ..................  Slipcovers,                      7.32
                                                                            decorative
                                                                            pillows.
5...............................  280230.............  ..................  Sewing materials                 9.53
                                                                            for slipcovers,
                                                                            curtains, etc..
5...............................  280900.............  ..................  Other linens......               0.91
4...............................  FLOORCOV...........  ..................  Floor coverings...              24.67
5...............................  RNTCARPT...........  ..................  Wall to wall                     1.42
                                                                            carpeting
                                                                            (renter).
6...............................  230134.............  ..................  Wall to wall                     1.01
                                                                            carpet (renter).
6...............................  320163.............  ..................  Wall to wall                     0.41
                                                                            carpet
                                                                            (replacement)
                                                                            (renter).
5...............................  320111.............  ..................  Floor coverings,                23.25
                                                                            nonpermanent *.
3...............................  FURNITUR...........  PEG...............  Furniture.........             495.94
4...............................  290110.............  ..................  Mattress and                    60.32
                                                                            springs *.
4...............................  290120.............  ..................  Other bedroom                  125.64
                                                                            furniture.
4...............................  290210.............  ..................  Sofas.............             108.40
4...............................  290310.............  ..................  Living room chairs              49.72
                                                                            *.
4...............................  290320.............  ..................  Living room tables              19.29
4...............................  290410.............  ..................  Kitchen, dining                 53.53
                                                                            room furniture *.
4...............................  290420.............  ..................  Infants' furniture               8.96
4...............................  290430.............  ..................  Outdoor furniture.              11.36
4...............................  290440.............  ..................  Wall units,                     58.72
                                                                            cabinets and
                                                                            other occasional
                                                                            furniture.
3...............................  MAJAPPL............  PEG...............  Major appliances..             126.33
4...............................  230116.............  ..................  Dishwashers (built               6.96
                                                                            in), disposals,
                                                                            range hoods.
5...............................  230117.............  ..................  Dishwasher (owned                0.21
                                                                            home).
5...............................  230118.............  ..................  Dishwasher (rented               6.75
                                                                            home).
4...............................  300110.............  ..................  Refrigerators,                  37.68
                                                                            freezers *.
5...............................  300111.............  ..................  Refrigerators,                   3.57
                                                                            freezers (renter).
5...............................  300112.............  ..................  Refrigerators,                  34.11
                                                                            freezers (owned
                                                                            home).
4...............................  300210.............  ..................  Washing machines *              19.48
5...............................  300211.............  ..................  Washing machines                 4.02
                                                                            (renter).
5...............................  300212.............  ..................  Washing machines                15.46
                                                                            (owned home).
4...............................  300220.............  ..................  Clothes dryers....              14.95
5...............................  300221.............  ..................  Clothes dryers                   3.13
                                                                            (renter).
5...............................  300222.............  ..................  Clothes Dryer                   11.82
                                                                            (owned home).
4...............................  300310.............  ..................  Cooking stoves,                 20.78
                                                                            ovens *.
5...............................  300311.............  ..................  Cooking stoves,                  1.76
                                                                            ovens (renter).
5...............................  300312.............  ..................  Cooking stoves,                 19.02
                                                                            ovens (owned
                                                                            home).
4...............................  300320.............  ..................  Microwave ovens...               6.10
5...............................  300321.............  ..................  Microwave ovens                  1.45
                                                                            (renter).
5...............................  300322.............  ..................  Microwave ovens                  4.65
                                                                            (owned home).
4...............................  300330.............  ..................  Portable                         0.59
                                                                            dishwasher.
5...............................  300331.............  ..................  Portable                         0.06
                                                                            dishwasher
                                                                            (renter).
5...............................  300332.............  ..................  Portable                         0.53
                                                                            dishwasher (owned
                                                                            home).
4...............................  300410.............  ..................  Window air                      19.79
                                                                            conditioners.
5...............................  300411.............  ..................  Window air                       0.98
                                                                            conditioners
                                                                            (renter).
5...............................  300412.............  ..................  Window air                       3.21
                                                                            conditioners
                                                                            (owned home).
5...............................  320511.............  ..................  Electric floor                  11.74
                                                                            cleaning
                                                                            equipment *.
5...............................  320512.............  ..................  Sewing machines...               2.31
5...............................  300900.............  ..................  Miscellaneous                    1.55
                                                                            household
                                                                            appliances.
3...............................  SMAPPHWR...........  PEG...............  Small appliances,               79.99
                                                                            miscellaneous
                                                                            housewares.
4...............................  HOUSWARE...........  ..................  Housewares........              56.50
5...............................  320310.............  ..................  Plastic dinnerware               1.57
5...............................  320320.............  ..................  China and other                  7.98
                                                                            dinnerware *.
5...............................  320330.............  ..................  Flatware..........               2.47
5...............................  320340.............  ..................  Glassware.........               8.23
5...............................  320350.............  ..................  Silver serving                   4.38
                                                                            pieces.
5...............................  320360.............  ..................  Other serving                    1.34
                                                                            pieces.
5...............................  320370.............  ..................  Nonelectric                     12.08
                                                                            cookware *.
5...............................  320380.............  ..................  Tableware,                      18.44
                                                                            nonelectric
                                                                            kitchenware.
4...............................  SMLLAPPL...........  ..................  Small appliances..              23.49

[[Page 74873]]


5...............................  320521.............  ..................  Small electric                  18.30
                                                                            kitchen
                                                                            appliances *.
5...............................  320522.............  ..................  Portable heating                 5.19
                                                                            and cooling
                                                                            equipment.
3...............................  MISCHHEQ...........  PEG...............  Miscellaneous                  753.01
                                                                            household
                                                                            equipment.
4...............................  320120.............  ..................  Window coverings..              32.61
4...............................  320130.............  ..................  Infants' equipment              16.65
4...............................  320140.............  ..................  Laundry and                     22.31
                                                                            cleaning equip..
4...............................  320150.............  ..................  Outdoor equipment               39.39
                                                                            *.
4...............................  320210.............  ..................  Clocks............               5.02
4...............................  320220.............  ..................  Lamps and lighting              15.79
                                                                            fixtures.
4...............................  320231.............  ..................  Other household                201.60
                                                                            decorative items.
4...............................  320232.............  ..................  Telephones and                  55.51
                                                                            accessories *.
4...............................  320410.............  ..................  Lawn and garden                 71.36
                                                                            equipment *.
4...............................  320420.............  ..................  Power tools *.....              99.00
4...............................  320901.............  ..................  Office furniture                10.74
                                                                            for home use *.
4...............................  320902.............  ..................  Hand tools *......               8.50
4...............................  320903.............  ..................  Indoor plants,                  50.43
                                                                            fresh flowers *.
4...............................  320904.............  ..................  Closet and storage              16.77
                                                                            items.
4...............................  340904.............  ..................  Rental of                        3.09
                                                                            furniture.
4...............................  430130.............  ..................  Luggage...........               7.21
4...............................  690115.............  ..................  Personal Digital                 3.12
                                                                            Assistants (PDA).
4...............................  690116.............  ..................  Internet Svcs Away               4.40
                                                                            from Home.
4...............................  690210.............  ..................  Telephone                        1.40
                                                                            answering devices.
4...............................  690220.............  ..................  Calculators.......               0.19
4...............................  690230.............  ..................  Business equipment               2.31
                                                                            for home use.
4...............................  320430.............  ..................  Other hardware....              18.39
4...............................  690242.............  ..................  Smoke alarms                     1.29
                                                                            (owned home).
4...............................  690241.............  ..................  Smoke alarms                     0.25
                                                                            (renter).
4...............................  690243.............  ..................  Smoke alarms                     0.00
                                                                            (owned vacation).
4...............................  690245.............  ..................  Other household                  7.35
                                                                            appliances (owned
                                                                            home).
4...............................  690244.............  ..................  Other household                  2.53
                                                                            appliances
                                                                            (renter).
4...............................  320905.............  ..................  Miscellaneous                   55.79
                                                                            household
                                                                            equipment and
                                                                            parts.
2...............................  APPAREL............  MEG...............  Apparel and                  2,183.43
                                                                            services.
3...............................  MENBOYS............  PEG...............  Men and boys......             492.34
4...............................  MENS...............  ..................  Men, 16 and over..             380.36
5...............................  360110.............  ..................  Men's suits *.....              18.25
5...............................  360120.............  ..................  Men's sportcoats,                5.42
                                                                            tailored jackets.
5...............................  360210.............  ..................  Men's coats and                 39.74
                                                                            jackets.
5...............................  360311.............  ..................  Men's underwear *.              21.29
5...............................  360312.............  ..................  Men's hosiery.....              16.59
5...............................  360320.............  ..................  Men's nightwear...               1.61
5...............................  360330.............  ..................  Men's accessories.              53.25
5...............................  360340.............  ..................  Men's sweaters and              10.05
                                                                            vests.
5...............................  360350.............  ..................  Men's active                    15.20
                                                                            sportswear.
5...............................  360410.............  ..................  Men's shirts *....             103.78
5...............................  360511.............  ..................  Men's pants *.....              76.59
5...............................  360512.............  ..................  Men's shorts,                   14.25
                                                                            shorts sets.
5...............................  360901.............  ..................  Men's uniforms....               3.26
5...............................  360902.............  ..................  Men's costumes....               1.04
4...............................  BOYS...............  ..................  Boys, 2 to 15.....             111.99
5...............................  370110.............  ..................  Boys' coats and                  5.36
                                                                            jackets.
5...............................  370120.............  ..................  Boys' sweaters....               2.62
5...............................  370130.............  ..................  Boys' shirts *....              32.35
5...............................  370211.............  ..................  Boys' underwear...               7.05
5...............................  370212.............  ..................  Boys' nightwear...               4.73
5...............................  370213.............  ..................  Boys' hosiery.....               6.22
5...............................  370220.............  ..................  Boys' accessories.               4.79
5...............................  370311.............  ..................  Boys' suits,                     1.76
                                                                            sportcoats, vests.
5...............................  370312.............  ..................  Boys' pants *.....              31.09
5...............................  370313.............  ..................  Boys' shorts,                    8.18
                                                                            shorts sets.
5...............................  370903.............  ..................  Boys' uniforms....               3.78
5...............................  370904.............  ..................  Boys' active                     3.13
                                                                            sportswear.
5...............................  370902.............  ..................  Boys' costumes....               0.91
3...............................  WMNSGRLS...........  PEG...............  Women and girls...             797.99
4...............................  WOMENS.............  ..................  Women, 16 and over             681.07
5...............................  380110.............  ..................  Women's coats and               69.54
                                                                            jackets.
5...............................  380210.............  ..................  Women's dresses *.              59.23
5...............................  380311.............  ..................  Women's                          6.82
                                                                            sportcoats,
                                                                            tailored jackets.
5...............................  380312.............  ..................  Women's vests and               41.87
                                                                            sweaters *.
5...............................  380313.............  ..................  Women's shirts,                135.06
                                                                            tops, blouses *.
5...............................  380320.............  ..................  Women's skirts....              18.86
5...............................  380331.............  ..................  Women's pants *...             129.29
5...............................  380332.............  ..................  Women's shorts,                 11.81
                                                                            shorts sets.

[[Page 74874]]


5...............................  380340.............  ..................  Women's active                  31.42
                                                                            sportswear.
5...............................  380410.............  ..................  Women's sleepwear.              37.30
5...............................  380420.............  ..................  Women's                         31.43
                                                                            undergarments.
5...............................  380430.............  ..................  Women's hosiery...              19.10
5...............................  380510.............  ..................  Women's suits.....              22.04
5...............................  380901.............  ..................  Women's                         58.78
                                                                            accessories *.
5...............................  380902.............  ..................  Women's uniforms..               7.23
5...............................  380903.............  ..................  Women's costumes..               1.28
4...............................  GIRLS..............  ..................  Girls, 2 to 15....             116.92
5...............................  390110.............  ..................  Girls' coats and                 5.87
                                                                            jackets.
5...............................  390120.............  ..................  Girls' dresses and              10.40
                                                                            suits *.
5...............................  390210.............  ..................  Girls' shirts,                  33.92
                                                                            blouses, sweaters
                                                                            *.
5...............................  390221.............  ..................  Girls' skirts and               29.54
                                                                            pants *.
5...............................  390222.............  ..................  Girls' shorts,                   7.28
                                                                            shorts sets.
5...............................  390230.............  ..................  Girls' active                    7.45
                                                                            sportswear.
5...............................  390310.............  ..................  Girls' underwear                 7.14
                                                                            and sleepwear.
5...............................  390321.............  ..................  Girls' hosiery....               4.71
5...............................  390322.............  ..................  Girls' accessories               7.33
5...............................  390901.............  ..................  Girls' uniforms...               2.32
5...............................  390902.............  ..................  Girls' costumes...               0.97
3...............................  INFANT.............  PEG...............  Children under 2..              70.14
4...............................  410110.............  ..................  Infant coat,                     2.40
                                                                            jacket, snowsuit.
4...............................  410120.............  ..................  Infant dresses,                 19.20
                                                                            outerwear.
4...............................  410130.............  ..................  Infant underwear *              35.41
4...............................  410140.............  ..................  Infant nightwear,                3.65
                                                                            loungewear *.
4...............................  410901.............  ..................  Infant accessories               9.48
3...............................  FOOTWEAR...........  PEG...............  Footwear..........             523.09
4...............................  400110.............  ..................  Men's footwear *..             164.08
4...............................  400210.............  ..................  Boys' footwear....              58.30
4...............................  400310.............  ..................  Women's footwear *             235.02
4...............................  400220.............  ..................  Girls' footwear...              65.69
3...............................  OTHAPPRL...........  PEG...............  Other apparel                  299.87
                                                                            products and
                                                                            services.
4...............................  420110.............  ..................  Material for                    10.38
                                                                            making clothes.
4...............................  420120.............  ..................  Sewing patterns                  8.59
                                                                            and notions.
4...............................  430110.............  ..................  Watches *.........              27.00
4...............................  430120.............  ..................  Jewelry *.........             116.98
4...............................  440110.............  ..................  Shoe repair and                  1.67
                                                                            other shoe
                                                                            service.
4...............................  440120.............  ..................  Coinoperated                    61.53
                                                                            apparel laundry/
                                                                            dry cleaning *.
4...............................  440130.............  ..................  Alteration, repair               6.34
                                                                            and tailoring of
                                                                            apparel.
4...............................  440140.............  ..................  Clothing rental...               2.93
4...............................  440150.............  ..................  Watch and jewelry                5.92
                                                                            repair.
4...............................  440210.............  ..................  Apparel laundry/                57.91
                                                                            dry cleaning not
                                                                            coinoperated *.
4...............................  440900.............  ..................  Clothing storage..               0.61
2...............................  TRANS..............  MEG...............  Transportation....           8,202.21
3...............................  MOTVEHCO...........  PEG...............  Motor Vehicle                3,623.71
                                                                            Costs.
4...............................  VEHPURCH...........  ..................  Vehicle purchases            2,839.52
                                                                            (net outlay).
5...............................  NEWCARS............  ..................  Cars and trucks,             1,408.35
                                                                            new.
6...............................  450110.............  ..................  New cars *........             614.87
6...............................  450210.............  ..................  New trucks........             793.48
5...............................  USEDCARS...........  ..................  Cars and trucks,             1,430.27
                                                                            used.
6...............................  460110.............  ..................  Used cars.........             732.39
6...............................  460901.............  ..................  Used trucks.......             697.88
5...............................  OTHVEHCL...........  ..................  Other vehicles....               0.90
6...............................  450220.............  ..................  New motorcycles...               0.68
6...............................  450900.............  ..................  New aircraft......               0.00
6...............................  460902.............  ..................  Used motorcycles..               0.22
6...............................  460903.............  ..................  Used aircraft.....               0.00
4...............................  VEHFINCH...........  ..................  Vehicle finance                412.09
                                                                            charges.
5...............................  510110.............  ..................  Automobile finance             169.36
                                                                            charges *.
5...............................  510901.............  ..................  Truck finance                  219.57
                                                                            charges.
5...............................  510902.............  ..................  Motorcycle and                   5.58
                                                                            plane finance
                                                                            charges.
5...............................  850300.............  ..................  Other vehicle                   17.58
                                                                            finance charges.
4...............................  LEASVEH............  ..................  Leased vehicles...             206.45
5...............................  450310.............  ..................  Car lease payments              87.96
5...............................  450313.............  ..................  Cash downpayment                 5.50
                                                                            (car lease).
5...............................  450314.............  ..................  Termination fee                  8.49
                                                                            (car lease).
5...............................  450410.............  ..................  Truck lease                    101.20
                                                                            payments.
5...............................  450413.............  ..................  Cash downpayment                 3.29
                                                                            (truck lease).
5...............................  450414.............  ..................  Termination fee                  0.00
                                                                            (truck lease).
4...............................  VEHXP&LV...........  ..................  Other Vehicle                  165.65
                                                                            Expenses and
                                                                            Licenses.
5...............................  520110.............  ..................  State & Local                   99.18
                                                                            Registration *.

[[Page 74875]]


6...............................  520111.............  ..................  Vehicle reg. state              91.22
                                                                            (as of Q20012)
                                                                            incl in 520110.
6...............................  520112.............  ..................  Vehicle reg. local               7.97
                                                                            (as of Q20012)
                                                                            incl in 520110.
5...............................  520310.............  ..................  Driver's license..               8.53
5...............................  520410.............  ..................  Vehicle inspection              11.70
                                                                            (added to S&L
                                                                            registration) *.
5...............................  PARKING............  ..................  Parking fees......              23.89
6...............................  520531.............  ..................  Parking fees in                 19.35
                                                                            home city,
                                                                            excluding
                                                                            residence.
6...............................  520532.............  ..................  Parking fees,                    4.54
                                                                            outoftown trips.
5...............................  520541.............  ..................  Tolls.............              12.60
5...............................  520542.............  ..................  Tolls on outoftown               4.56
                                                                            trips.
5...............................  520550.............  ..................  Towing charges....               5.17
5...............................  520560.............  ..................  GPSS Services.....               0.59
5...............................  620113.............  ..................  Automobile service              18.89
                                                                            clubs.
3...............................  GASOIL.............  PEG...............  Gasoline and motor           1,992.28
                                                                            oil.
4...............................  470111.............  ..................  Gasoline *........           1,837.20
4...............................  470112.............  ..................  Diesel fuel.......              32.93
4...............................  470113.............  ..................  Gasoline on                    111.06
                                                                            outoftown trips.
4...............................  470114.............  ..................  Gasohol...........               0.00
4...............................  470211.............  ..................  Motor oil.........               9.97
4...............................  470212.............  ..................  Motor oil on                     1.12
                                                                            outoftown trips.
3...............................  CARP&R.............  PEG...............  Maintenance and                809.20
                                                                            repairs.
4...............................  CARPAR.............  ..................  Maintenance and                188.70
                                                                            Repair Parts.
5...............................  470220.............  ..................  Coolant,                         5.12
                                                                            additives, brake,
                                                                            transmission
                                                                            fluids.
5...............................  480110.............  ..................  Tires purchased,               118.24
                                                                            replaced,
                                                                            installed *.
5...............................  480213.............  ..................  Parts, equipment,               54.27
                                                                            and accessories *.
5...............................  480214.............  ..................  Vehicle audio                    4.15
                                                                            equipment,
                                                                            excluding labor.
5...............................  480212.............  ..................  Vehicle products..               5.74
5...............................  480215.............  ..................  Vehicle Video                    1.18
                                                                            Equipment.
4...............................  CARREP.............  ..................  Maintenance and                620.50
                                                                            Repair Service *.
5...............................  490000.............  ..................  Misc. auto repair,              50.15
                                                                            servicing.
5...............................  490110.............  ..................  Body work and                   30.90
                                                                            painting.
5...............................  490211.............  ..................  Clutch,                         58.32
                                                                            transmission
                                                                            repair.
5...............................  490212.............  ..................  Drive shaft and                 10.33
                                                                            rearend repair.
5...............................  490221.............  ..................  Brake work,                     61.65
                                                                            including
                                                                            adjustments.
5...............................  490231.............  ..................  Repair to steering              20.21
                                                                            or frontend.
5...............................  490232.............  ..................  Repair to engine                25.52
                                                                            cooling system.
5...............................  490311.............  ..................  Motor tuneup......              48.48
5...............................  490312.............  ..................  Lube, oil change,               79.17
                                                                            and oil filters.
5...............................  490313.............  ..................  Frontend                        14.14
                                                                            alignment, wheel
                                                                            balance and
                                                                            rotation.
5...............................  490314.............  ..................  Shock absorber                   4.10
                                                                            replacement.
5...............................  490316.............  ..................  Gas tank repair,                 0.00
                                                                            replacement.
5...............................  490318.............  ..................  Repair tires and                43.73
                                                                            other repair work.
5...............................  490319.............  ..................  Vehicle air                     18.06
                                                                            conditioning
                                                                            repair.
5...............................  490411.............  ..................  Exhaust system                  12.87
                                                                            repair.
5...............................  490412.............  ..................  Electrical system               26.34
                                                                            repair.
5...............................  490413.............  ..................  Motor repair,                   81.57
                                                                            replacement.
5...............................  490900.............  ..................  Auto repair                     15.49
                                                                            service policy.
3...............................  500110.............  PEG...............  Vehicle insurance            1,168.76
                                                                            *.
3...............................  RENTVEH............  PEG...............  Rented vehicles...               0.00
3...............................  PUBTRANS...........  PEG...............  Public                         608.26
                                                                            transportation.
4...............................  530110.............  ..................  Airline fares *...             388.53
4...............................  530210.............  ..................  Intercity bus                   16.99
                                                                            fares.
4...............................  530510.............  ..................  Intercity train                 35.38
                                                                            fares.
4...............................  530901.............  ..................  Ship fares........              29.65
4...............................  LOCTRANS...........  ..................  Local                          137.73
                                                                            Transportation.
5...............................  530311.............  ..................  Intracity mass                  85.04
                                                                            transit fares.
5...............................  530312.............  ..................  Local trans. on                 15.77
                                                                            outoftown trips.
5...............................  530411.............  ..................  Taxi fares and                   9.26
                                                                            limousine service
                                                                            on trips.
5...............................  530412.............  ..................  Taxi fares and                  25.98
                                                                            limousine service
                                                                            *.
5...............................  530902.............  ..................  School bus........               1.67
2...............................  MEDICAL............  MEG...............  Medical...........           2,750.36
3...............................  HEALTINS...........  PEG...............  Health insurance *           1,619.00
4...............................  COMHLTIN...........  ..................  Commercial health              306.16
                                                                            insurance.
5...............................  580111.............  ..................  Traditional fee                105.77
                                                                            for service
                                                                            health plan (not
                                                                            BCBS).
5...............................  580113.............  ..................  Preferred provider             200.39
                                                                            health plan (not
                                                                            BCBS).
4...............................  BCBS...............  ..................  Blue Cross, Blue               457.97
                                                                            Shield.
5...............................  580112.............  ..................  Traditional fee                 68.28
                                                                            for service
                                                                            health plan
                                                                            (BCBS).
5...............................  580114.............  ..................  Preferred provider             186.34
                                                                            health plan
                                                                            (BCBS).

[[Page 74876]]


5...............................  580312.............  ..................  Health maintenance             152.08
                                                                            organization
                                                                            (BCBS).
5...............................  580904.............  ..................  Commercial                      48.35
                                                                            Medicare
                                                                            supplement (BCBS).
5...............................  580906.............  ..................  Other health                     2.92
                                                                            insurance (BCBS).
4...............................  580311.............  ..................  Health maintenance             346.16
                                                                            organization (not
                                                                            BCBS).
4...............................  580901.............  ..................  Medicare payments.             307.37
4...............................  COMEDOTH...........  ..................  Commercial                     168.70
                                                                            Medicare
                                                                            supplements and
                                                                            other health
                                                                            insurance.
5...............................  580903.............  ..................  Commercial                     124.90
                                                                            Medicare
                                                                            supplement (not
                                                                            BCBS).
5...............................  580905.............  ..................  Other health                    43.80
                                                                            insurance (not
                                                                            BCBS).
4...............................  580400.............  ..................  Long Term Care                  32.65
                                                                            Insurance.
3...............................  MEDSERVS...........  PEG...............  Medical services..             674.66
4...............................  560110.............  ..................  Physician's                    165.27
                                                                            services *.
4...............................  560210.............  ..................  Dental services *.             234.66
4...............................  560310.............  ..................  Eyecare services..              37.72
4...............................  560400.............  ..................  Service by                      47.33
                                                                            professionals
                                                                            other than
                                                                            physician.
4...............................  560330.............  ..................  Lab tests, xrays..              41.62
4...............................  570111.............  ..................  Hospital Room and              124.44
                                                                            Services *.
4...............................  570240.............  ..................  Medical care in                  0.29
                                                                            retirement
                                                                            community.
4...............................  570220.............  ..................  Care in                          6.32
                                                                            convalescent or
                                                                            nursing home.
4...............................  570902.............  ..................  Repair of medical                0.96
                                                                            equipment.
4...............................  570230.............  ..................  Other medical care              16.05
                                                                            services.
3...............................  DRUGS&ME...........  PEG...............  Drugs and Medical              456.70
                                                                            Supplies.
4...............................  DRUGS..............  ..................  Drugs.............             353.88
5...............................  550210.............  ..................  Nonprescription                 45.75
                                                                            drugs *.
5...............................  550410.............  ..................  Nonprescription                 31.96
                                                                            vitamins.
5...............................  540000.............  ..................  Prescription drugs             276.17
                                                                            *.
4...............................  MEDSUPPL...........  ..................  Medical supplies..             102.82
5...............................  550110.............  ..................  Eyeglasses and                  51.50
                                                                            contact lenses *.
5...............................  550340.............  ..................  Hearing aids......              13.73
5...............................  550310.............  ..................  Topicals and                    28.87
                                                                            dressings *.
5...............................  550320.............  ..................  Medical equipment                4.59
                                                                            for general use.
5...............................  550330.............  ..................  Supportive and                   3.13
                                                                            convalescent
                                                                            medical equip..
5...............................  570901.............  ..................  Rental of medical                0.32
                                                                            equipment.
5...............................  570903.............  ..................  Rental of                        0.67
                                                                            supportive,
                                                                            convalescentequip
                                                                            ment.
2...............................  RECREATN...........  MEG...............  Recreation........           2,571.77
3...............................  FEESADM............  PEG...............  Fees and                       672.71
                                                                            admissions.
4...............................  610900.............  ..................  Recreation                      29.76
                                                                            expenses,
                                                                            outoftown trips.
4...............................  620111.............  ..................  Social,                        129.68
                                                                            recreation, civic
                                                                            club membership *.
4...............................  620121.............  ..................  Fees for                       103.59
                                                                            participant
                                                                            sports *.
4...............................  620122.............  ..................  Participant                     28.95
                                                                            sports, outoftown
                                                                            trips.
4...............................  620211.............  ..................  Movie, theater,                149.26
                                                                            opera, ballet *.
4...............................  620212.............  ..................  Movie, other                    59.69
                                                                            admissions,
                                                                            outoftown trips.
4...............................  620221.............  ..................  Admission to                    39.85
                                                                            sporting events.
4...............................  620222.............  ..................  Admission to                    19.89
                                                                            sports events,
                                                                            outoftown trips.
4...............................  620310.............  ..................  Fees for                        82.29
                                                                            recreational
                                                                            lessons *.
4...............................  620903.............  ..................  Other                           29.76
                                                                            entertainment
                                                                            services,
                                                                            outoftown trips.
3...............................  TVAUDIO............  PEG...............  Television,                    419.47
                                                                            radios, sound
                                                                            equipment.
4...............................  310140.............  ..................  Televisions *.....             130.01
4...............................  310311.............  ..................  Radios............               5.28
4...............................  310312.............  ..................  Phonographs.......               0.00
4...............................  310313.............  ..................  Tape recorders and               5.48
                                                                            players.
4...............................  620930.............  ..................  On Line Gaming                   0.00
                                                                            Services.
4...............................  310210.............  ..................  VCR's and video                 26.83
                                                                            disc players *.
4...............................  310331.............  ..................  Miscellaneous                    1.09
                                                                            sound equipment.
4...............................  310332.............  ..................  Sound equipment                  6.84
                                                                            accessories.
4...............................  310220.............  ..................  Video cassettes,                58.76
                                                                            tapes, and discs
                                                                            *.
4...............................  310230.............  ..................  Video game                      37.13
                                                                            hardware and
                                                                            software.
4...............................  310240.............  ..................  Streaming                        0.58
                                                                            Downloading Audio.
4...............................  340610.............  ..................  Repair of TV,                    3.47
                                                                            radio, and sound
                                                                            equipment.
4...............................  340902.............  ..................  Rental of                        0.88
                                                                            televisions.
4...............................  310314.............  ..................  Personal Digital                10.46
                                                                            Audio Players.
4...............................  310320.............  ..................  Sound components                13.36
                                                                            and component
                                                                            systems *.
4...............................  310334.............  ..................  Satellite dishes..               1.27
4...............................  310340.............  ..................  CDs Records &                   48.65
                                                                            Audio Tapes *.
4...............................  310350.............  ..................  Streaming                        2.24
                                                                            Downloading Audio.
4...............................  340905.............  ..................  Rental of VCR,                   0.27
                                                                            radio, and sound
                                                                            equipment.
4...............................  610130.............  ..................  Musical                         18.71
                                                                            instruments and
                                                                            accessories.
4...............................  620904.............  ..................  Rental and repair                6.21
                                                                            of musical
                                                                            instruments.
4...............................  620912.............  ..................  Rental of video                 41.95
                                                                            cassettes, tapes,
                                                                            & discs *.
3...............................  PETSPLAY...........  PEG...............  Pets, toys, and                447.82
                                                                            playground
                                                                            equipment.
4...............................  PETS...............  ..................  Pets..............             338.42
5...............................  610310.............  ..................  Pet food *........             144.28

[[Page 74877]]


5...............................  610320.............  ..................  Pet purchase,                   73.38
                                                                            supplies,
                                                                            medicine.
5...............................  620410.............  ..................  Pet services......              25.64
5...............................  620420.............  ..................  Vet services *....              95.12
4...............................  610110.............  ..................  Toys, games,                    99.22
                                                                            hobbies, and
                                                                            tricycles *.
4...............................  610140.............  ..................  Stamp & Coin                     7.65
                                                                            Collecting.
4...............................  610120.............  ..................  Playground                       2.53
                                                                            equipment.
3...............................  ENTEROTH...........  PEG...............  Other                          231.57
                                                                            entertainment
                                                                            supplies,
                                                                            equipment, and
                                                                            services.
4...............................  UNMTRBOT...........  ..................  Unmotored                       47.53
                                                                            recreational
                                                                            vehicles.
5...............................  600121.............  ..................  Boat without motor               1.65
                                                                            and boat trailers.
5...............................  600122.............  ..................  Trailer and other               45.88
                                                                            attachable
                                                                            campers.
4...............................  PWRSPVEH...........  ..................  Motorized                       60.97
                                                                            recreational
                                                                            vehicles.
5...............................  600141.............  ..................  Purchase of                     32.79
                                                                            motorized camper.
5...............................  600142.............  ..................  Purchase of other               10.79
                                                                            vehicle *.
5...............................  600132.............  ..................  Purchase of boat                17.38
                                                                            with motor.
4...............................  RNTSPVEH...........  ..................  Rental of                        2.19
                                                                            recreational
                                                                            vehicles.
5...............................  520904.............  ..................  Rental noncamper                 0.03
                                                                            trailer.
5...............................  520907.............  ..................  Boat and trailer                 0.37
                                                                            rental outoftown
                                                                            trips.
5...............................  620909.............  ..................  Rental of campers                0.00
                                                                            on outoftown
                                                                            trips.
5...............................  620919.............  ..................  Rental of other                  1.41
                                                                            vehicles on
                                                                            outoftown trips.
5...............................  620906.............  ..................  Rental of boat....               0.01
5...............................  620921.............  ..................  Rental of                        0.00
                                                                            motorized camper.
5...............................  620922.............  ..................  Rental of other                  0.37
                                                                            RV's.
4...............................  600110.............  ..................  Outboard motors...               0.65
4...............................  520901.............  ..................  Docking and                      1.33
                                                                            landing fees.
4...............................  RECEQUIP...........  ..................  Sports, recreation              70.67
                                                                            and exercise
                                                                            equipment.
5...............................  600210.............  ..................  Athletic gear,                  31.84
                                                                            game tables,
                                                                            exercise equip. *.
5...............................  600310.............  ..................  Bicycles..........               6.84
5...............................  600410.............  ..................  Camping equipment.               8.17
5...............................  600420.............  ..................  Hunting and                     14.51
                                                                            fishing equipment.
5...............................  600430.............  ..................  Winter sports                    1.21
                                                                            equipment.
5...............................  600901.............  ..................  Water sports                     3.52
                                                                            equipment.
5...............................  600902.............  ..................  Other sports                     3.47
                                                                            equipment.
5...............................  600903.............  ..................  Global Positioning               0.00
                                                                            Services.
5...............................  620908.............  ..................  Rental and repair                1.12
                                                                            of mis. sports
                                                                            equipment.
4...............................  PHOTOEQ............  ..................  Photographic                    41.56
                                                                            equipment,
                                                                            supplies and
                                                                            services.
5...............................  610210.............  ..................  Film *............               5.46
5...............................  610220.............  ..................  Other photographic               0.32
                                                                            supplies.
5...............................  620330.............  ..................  Film processing *.              10.53
5...............................  620905.............  ..................  Repair and rental                0.11
                                                                            of photographic
                                                                            equipment.
5...............................  610230.............  ..................  Photographic                    17.21
                                                                            equipment.
5...............................  620320.............  ..................  Photographer fees.               7.93
4...............................  610901.............  ..................  Fireworks.........               2.91
4...............................  610902.............  ..................  Souvenirs.........               0.72
4...............................  610903.............  ..................  Visual goods......               1.17
4...............................  620913.............  ..................  Pinball,                         1.87
                                                                            electronic video
                                                                            games.
3...............................  PERSPROD...........  PEG...............  Personal care                  335.09
                                                                            products.
4...............................  640110.............  ..................  Hair care products              58.89
                                                                            *.
4...............................  640120.............  ..................  Nonelectric                      7.16
                                                                            articles for the
                                                                            hair.
4...............................  640130.............  ..................  Wigs and                         2.78
                                                                            hairpieces.
4...............................  640210.............  ..................  Oral hygiene                    37.59
                                                                            products,
                                                                            articles.
4...............................  640220.............  ..................  Shaving needs.....              18.55
4...............................  640310.............  ..................  Cosmetics,                     159.33
                                                                            perfume, bath
                                                                            preparation *.
4...............................  640410.............  ..................  Deodorants,                     38.60
                                                                            feminine hygiene,
                                                                            misc pers. Care.
4...............................  640420.............  ..................  Electric personal               12.19
                                                                            care appliances.
3...............................  PERSSERV...........  PEG...............  Personal care                  302.58
                                                                            services.
4...............................  650310.............  ..................  Personal care                  302.58
                                                                            service *.
4...............................  650900.............  ..................  Repair of personal               0.00
                                                                            care appliances.
3...............................  READING............  PEG...............  Reading...........              88.23
4...............................  590310.............  ..................  Newspapers,                     64.93
                                                                            Magazines by
                                                                            Subscription *.
4...............................  590410.............  ..................  Newspapers,                     23.30
                                                                            Magazines at
                                                                            Newstand *.
3...............................  590900.............  PEG...............  Newsletters.......               0.00
3...............................  590220.............  PEG...............  Books thru book                  7.98
                                                                            clubs.
3...............................  590230.............  PEG...............  Books not thru                  64.38
                                                                            book clubs *.
3...............................  660310.............  PEG...............  Encyclopedia and                 1.95
                                                                            other sets of
                                                                            reference books.
2...............................  EDU&COMM...........  MEG...............  Education and                2,875.29
                                                                            Communication.
3...............................  EDUCATN............  PEG...............  Education.........             126.68
4...............................  670210.............  ..................  Elementary and                 100.75
                                                                            high school
                                                                            tuition *.
4...............................  660210.............  ..................  School books,                   25.93
                                                                            supplies for
                                                                            elementary and
                                                                            H.S.

[[Page 74878]]


3...............................  COMMICAT...........  PEG...............  Communications....           1,840.72
4...............................  PHONE..............  ..................  Telephone services           1,599.90
5...............................  270101.............  ..................  Telephone services             865.86
                                                                            in home city,
                                                                            excluding car *.
5...............................  270102.............  ..................  Telephone services             695.39
                                                                            for mobile car
                                                                            phones *.
5...............................  270103.............  ..................  Pager service.....               2.59
5...............................  270104.............  ..................  Phone cards.......              36.06
4...............................  690114.............  ..................  Computer                       240.81
                                                                            information
                                                                            services *.
3...............................  270310.............  PEG...............  Community antenna              680.92
                                                                            or cable/
                                                                            satellite TV *.
3...............................  COMP&SVC...........  PEG...............  Computers and                  226.97
                                                                            Computer Services.
4...............................  690113.............  ..................  Repair of computer               7.56
                                                                            systems for
                                                                            nonbusiness use.
4...............................  690111.............  ..................  Computers and                  192.72
                                                                            computer hardware
                                                                            nonbusiness use *.
4...............................  690112.............  ..................  Computer software               26.69
                                                                            and accessories
                                                                            for nonbusiness
                                                                            use.
2...............................  MISCMEG............  MEG...............  Miscellaneous.....           7,659.59
3...............................  TOBACCO............  PEG...............  Tobacco products               250.30
                                                                            and smoking
                                                                            supplies.
4...............................  630110.............  ..................  Cigarettes *......             231.80
4...............................  630210.............  ..................  Other tobacco                   16.78
                                                                            products.
4...............................  630220.............  ..................  Smoking                          1.72
                                                                            accessories.
3...............................  MISC...............  PEG...............  Miscellaneous.....             931.02
4...............................  620925.............  ..................  Miscellaneous fees               4.07
4...............................  620926.............  ..................  Lotteries and                  115.49
                                                                            parimutuel losses.
4...............................  680110.............  ..................  Legal fees *......             132.58
4...............................  680140.............  ..................  Funeral expenses *              69.06
4...............................  680210.............  ..................  Safe deposit box                 4.48
                                                                            rental.
4...............................  680220.............  ..................  Checking accounts,              23.98
                                                                            other bank
                                                                            service charges.
4...............................  680901.............  ..................  Cemetery lots,                  23.72
                                                                            vaults,
                                                                            maintenance fees.
4...............................  680902.............  ..................  Accounting fees...              50.18
4...............................  680903.............  ..................  Miscellaneous                   49.33
                                                                            personal services.
4...............................  680904.............  ..................  Dating services...               0.59
4...............................  710110.............  ..................  Credit card                    266.12
                                                                            interest and
                                                                            annual fees *.
4...............................  900002.............  ..................  Occupational                    40.97
                                                                            expenses *.
4...............................  790600.............  ..................  Expenses for other             141.97
                                                                            properties.
4...............................  880210.............  ..................  Interest paid,                   0.18
                                                                            home equity line
                                                                            of credit (other
                                                                            property).
4...............................  620115.............  ..................  Shopping club                    8.31
                                                                            membership fees.
3...............................  INSPENSN...........  PEG...............  Personal insurance           6,478.27
                                                                            and pensions.
4...............................  LIFEINSR...........  ..................  Life and other                 486.20
                                                                            personal
                                                                            insurance *.
5...............................  700110.............  ..................  Life, endowment,               469.05
                                                                            annuity, other
                                                                            personal
                                                                            insurance.
5...............................  002120.............  ..................  Other nonhealth                 17.15
                                                                            insurance.
4...............................  PENSIONS...........  ..................  Pensions and                 5,992.07
                                                                            Social Security.
5...............................  800910.............  ..................  Deductions for                  94.65
                                                                            government
                                                                            retirement *.
5...............................  800920.............  ..................  Deductions for                   4.43
                                                                            railroad
                                                                            retirement.
5...............................  800931.............  ..................  Deductions for                 488.08
                                                                            private pensions.
5...............................  800932.............  ..................  Nonpayroll deposit             442.06
                                                                            to retirement
                                                                            plans.
5...............................  800940.............  ..................  Deductions for               4,962.85
                                                                            Social Security.
----------------------------------------------------------------------------------------------------------------

Appendix 3--COLA Survey Items and Descriptions

    Adhesive Bandages. One box of 30 adhesive bandages. Assorted 
sizes. Clear or flexible okay to use. (Note: in Virginia, add tax to 
this item.) Use: Band Aid.
    Airfare Los Angeles. Lowest cost round trip ticket to Los 
Angeles, CA, 3-week advance reservation, departing and returning 
midweek and including Saturday night stay. Price non-refundable 
ticket. Disregard restrictions, super-saver fares, and special 
promotions. In reference area, price flights from Baltimore 
Washington International for Maryland, Reagan National for the 
District of Columbia, and Dulles for Virginia. Price all flights via 
Internet on same day during the DC area survey. Use: Major carrier.
    Airfare Miami. Lowest cost round trip ticket to Miami, FL, 3-
week advance reservation, departing and returning midweek and 
including Saturday night stay. Price non-refundable ticket. 
Disregard restrictions, super-saver fares, and special promotions. 
In reference area, price flights from Baltimore Washington 
International for Maryland, Reagan National for the District of 
Columbia, and Dulles for Virginia. Price all flights via Internet on 
same day during the DC area survey. Use: Major carrier.
    Airfare Seattle. Lowest cost round trip ticket to Seattle, WA, 
3-week advance reservation, departing and returning midweek and 
including Saturday night stay. Price non-refundable ticket. 
Disregard restrictions, super-saver fares, and special promotions. 
In reference area, price flights from Baltimore Washington 
International for Maryland, Reagan National for the District of 
Columbia, and Dulles for Virginia. Price all flights via Internet on 
same day during the DC area survey. Use: Major carrier.
    Airfare St. Louis. Lowest cost round trip ticket to St. Louis, 
MO, 3-week advance reservation, departing and returning midweek and 
including Saturday night stay. Price non-refundable ticket. 
Disregard restrictions, super-saver fares, and special promotions. 
In reference area, price flights from Baltimore Washington 
International for Maryland, Reagan National for the District of 
Columbia, and Dulles for Virginia. Price all flights via Internet on 
same day during the DC area survey. Use: Major carrier.
    Alternator (Ford). Price of a remanufactured 95 Amp alternator 
for a 1998

[[Page 74879]]

Ford Explorer 4.0L fuel injected V6 with A/C and automatic 
transmission to the consumer at a dealership. Report price net of 
core charge (i.e., price after core is returned). Report core charge 
in comments. If only new alternator available, report new price as 
match. If price varies whether dealer installs, assume dealer 
installs but do not price labor. Use: Dealer recommended brand.
    Alternator (Toyota). Price of a remanufactured alternator for a 
1998 Toyota Corolla LE sedan, 4 door, 1.8 liter, 4 cylinder, 16 
valve, automatic transmission, to the consumer at a dealership. 
Report price net of core charge (i.e., price after core is 
returned). Report core charge in comments. If only new alternator 
available, report new price as match. If price varies whether dealer 
installs, assume dealer installs but do not price labor. Use: Dealer 
recommended brand.
    Antacid. Ninety-six count size of extra strength tablets. Use: 
Tums EX 96 tablets.
    Antibacterial Ointment. One ounce and \1/2\ ounce tubes of 
antibacterial ointment. Use: Neosporin Original.
    Apples. Price per pound, loose (not bagged) apples. If only 
bagged apples available, report bag weight. Use: Red Delicious.
    Area Rug. Approximately 8 foot by 11 foot oval braided rug, flat 
woven, 3-ply yarn, wool/nylon/rayon blend, with multi-colored 
accents. Include sales tax and shipping and handling. Use: American 
Traditions. JC Penney catalog number: A751-0449.
    Artificial Sweetener. Fifty-count package of artificial 
sweetener. Use: Equal.
    Aspirin. Fifty tablets of regular strength aspirin. Use: Bayer, 
Regular Strength.
    ATV, Honda. All terrain sports vehicle with 250-300cc engine. 
Electric start. Use: Honda 2007 Sportrax 300EX.
    ATV, Yamaha. All terrain sports vehicle with 350cc engine. 
Electric start. Use: Yamaha Warrior.
    Auto Finance Rate. Interest rate for a 4-year loan on a new car 
with a down payment of 20 percent. Assume the loan applicant is a 
current bank customer who will make payments by cash/check and not 
by automatic deduction from the account. Enter 7.65 percent as 
$7.650. If bank needs to know type of car, use specified Ford. 
Obtain interest rate and verify phone number. Use: Interest 
percentage rate.
    Baby Food. Four ounce jar strained vegetables or fruit. Use: 
Gerber 2nd.
    Babysitter. Minimum hourly wage appropriate to area. Use: 
Government wage data.
    Baking Dish 8 x 8. Glass baking dish, 8 inch square glass, clear 
or tinted. Exclude baking dish with cover or lid. Use: Martha 
Stewart (K-Mart) and Anchor Hocking (Wal-Mart).
    Baking Dish 9 x 13. Glass baking dish, 9 inch by 13 inch glass, 
clear or tinted. Exclude baking dish with cover or lid. Use: Pyrex.
    Bananas. Price per pound of bananas. If sold by bunch, report 
price and weight of average sized bunch. Use: Available brand.
    Bath Towel. Approximately 56 inch x 30 inch wide, 100 percent 
cotton, medium weight. Side hem is woven selvage. Bottom hem may be 
folded. Use: Springmaid (Wal-Mart) and Martha Stewart 3 Star (K-
Mart).
    Beer at Home (Cans). Six-pack of 12 ounce cans. Do not price 
refrigerated beer unless that is the only type available. Use: 
Budweiser.
    Beer Away. All restaurant types. One glass of beer, draft if 
available. Check sales tax and include in price. Use: Budweiser.
    Board Game. Price standard edition, not deluxe. Use: Sorry.
    Book, Paperback. Store price (not publisher's list price unless 
that is the store price) for top selling fiction, paperback book. 
Also price via Amazon.com during the DC area survey. Use: Chesapeake 
Blue, by Nora Roberts and The King of Torts, by John Grisham.
    Bowling. One game of open (or non-league) 10-pin bowling on a 
weekday (Monday-Friday) between the hours of 10 a.m.-5 p.m. Exclude 
shoe rental. If priced by the hour, report hourly rate divided by 5 
(i.e., estimated number of games per hour) and note hourly rate in 
comments. Do not price duck-pin bowling. Use: Bowling.
    Boy's Jeans. Relaxed fit, size range 9 to 14, pre-washed jeans, 
not bleached, stone-washed or designer jeans. Use: Levis 550 Relaxed 
Fit.
    Boy's Polo Shirt. Knit polo-type short sleeve shirt with collar, 
solid color, cotton/polyester, size range 8 to 14. Use: Ralph Lauren 
(Macys) and Lands End (Sears).
    Boy's T-Shirt. Screen-printed t-shirt for boys ages 8 thru 10 
(sizes 7 to 14). Pullover with crew neck, short sleeves and 
polyester/cotton blend. Do not price team logo shirts. Use: Green 
Dog Blues (Macys) and Canyon River Blues (Sears).
    Bread, Wheat. Loaf of sliced wheat bread, 16 ounces. Do not 
price store brand. Use: Roman Meal 16 oz.
    Bread, Wheat, Butter Top. Loaf of sliced wheat bread, 20-24 
ounces. Do not price store brand. Use: Home Pride. Love's Home Pride 
is an equivalent brand.
    Bread, White. Loaf of sliced white bread, 22-24 ounces. Do not 
price store brand. Use: Wonder giant loaf. Love's is an equivalent 
brand.
    Breakfast Full Service. Approximately two strips of bacon or two 
sausages, two eggs, toast, hash browns, coffee, and juice. Check 
sales tax and include in price. Use: Bacon and eggs breakfast.
    Cable TV, Analog Service. One month of cable service. Include 
converter and universal remote fees. Do not price value packages or 
premium channels; i.e., Showtime, HBO, Cinemax. Do not report hook-
up charges. Itemize taxes and fees as percent rates or amounts and 
add to price. Also try to obtain a bill from a local resident for 
comparison purposes. Use: Local provider.
    Camera Film. Four-pack, 35 millimeter, 24 exposure, 400 ASA 
(speed). Use: Kodak Max 400.
    Candy Bar. One regular size candy bar-weight approximately 1.55 
to 2.13 ounces. Do not price king-size or multi-pack. Use: Snickers.
    Canned Chopped Ham. Twelve ounce can of processed luncheon meat. 
Do not price turkey, light, or smoked varieties. Use: SPAM.
    Canned Green Beans. Fourteen to 15 ounce can of plain-cut green 
beans. Use: Del Monte.
    Canned Peaches. Fifteen to 16 ounce can of peaches. Use: Del 
Monte.
    Canned Soup. Regular size (approx. 10.7 ounce) can of condensed 
soup. Not hearty, reduced fat, or salt free varieties. Use: 
Campbell's Chicken Noodle Soup.
    Canned Tuna. Chunk light tuna, packed in spring water (6.0 to 
6.13 ounces). Do not price fancy style or albacore. Use: Star Kist.
    Cellular Phone 500 Minute Plan. Cellular phone service with 500 
anytime minutes per month. Price via internet, all areas at the same 
time during the DC area survey. Call for fee information. Itemize 
taxes and fees and add to price. Also try to obtain a bill from a 
local resident for comparison purposes. Use: Major provider.
    Cellular Phone 600 Minute Plan. Cellular phone service with 600 
anytime minutes per month. Price via internet, all areas at the same 
time during the DC area survey. Call for fee information. Itemize 
taxes and fees and add to price. Also try to obtain a bill from a 
local resident for comparison purposes. Use: Major provider.
    Cellular Phone 800 Minute Plan. Cellular phone service with 800 
anytime minutes per month. Price via internet, all areas at the same 
time during the DC area survey. Call for fee information. Itemize 
taxes and fees and add to price. Also try to obtain a bill from a 
local resident for comparison purposes. Use: Major provider.
    Cereal. Raisin bran cereal, approximately 20 ounce box. Use: 
Post Raisin Bran.
    Charcoal Grill. Charcoal grill, heavy gauge, porcelain-enameled, 
steel lid, approximately 22.5 inches diameter, model 741001. Use: 
Weber 1 Touch Silver 22\1/2\''.
    Charcoal Grill. Charcoal grill, heavy gauge, porcelain-enameled, 
steel lid, approximately 18.5 inches diameter, model 441001. Use: 
Weber 1 Touch Silver 18.5''.
    Cheese. Twelve ounce package cheese, 16 slices. Okay to price 
two percent milk-reduced fat singles, but do not price fat free 
variety. Use: Kraft Singles, American.
    Chicken Breast, Skinless, Boneless. Price per pound of USDA 
grade boneless, skinless, fresh chicken breasts. Price store brand 
if available, otherwise record brand. Note: Most ``fresh'' (i.e., 
not frozen) chicken is ``chilled'' to almost freezing. Use: Store 
brand.
    Chicken, Whole Fryer, Fresh. Price per pound of USDA graded, 
whole fryer, fresh chicken. If multiple brands available, match the 
lowest priced item and note in comments. If frozen chicken 
available, price as substitute. Note: Most ``fresh'' (i.e., not 
frozen) chicken is ``chilled'' to almost freezing. Use: Available 
brand.
    Chrysler. Purchase price of a 2007 Chrysler Sebring sedan, 4 
door, 2.4 liter, 4 cylinder, 16 valve, four-speed automatic 
transmission. Please note the price of any special option packages. 
Use: Chrysler Sebring sedan.
    Chrysler License, Registration, Taxes, & Inspection. License, 
registration, periodic taxes (e.g., road or personal property tax, 
but NOT one-time taxes such as sales tax), and inspection (e.g., 
safety and emissions) on the Chrysler specified for survey. Use: 
Specified Chrysler.
    Chuck Roast, Boneless. Price per pound, fresh (not frozen or 
previously frozen) boneless beef chuck pot roast. Price USDA Select 
or un-graded if available. If not available, note USDA grade in 
comments.

[[Page 74880]]

Use average size package; i.e., not family-pack, value-pack, super-
saver pack, or equivalent. If multiple brands available (e.g., 
Angus), match the lowest priced item and note in comments. Use: 
Available brand.
    Cigarettes. One pack filter kings. Include State and/or Federal 
tobacco tax in price if normally part of the price. Report sales tax 
in the same manner as any other taxable item. Use: Marlboro.
    Coffee, Ground. Thirteen ounce can. Do not price decaffeinated 
or special roasts. Use: Folger's.
    Compact Disc. Current best-selling CD. Do not price double CD's. 
Use: Norah Jones, Feels Like Home or Beyonce, Dangerously In Love.
    Contact Lenses. One box of disposable contact lenses, three 
pairs in the box. A pair lasts 2 weeks. Use: Bausch & Lomb or 
Acuvue.
    Cookies. Approximately sixteen ounce package of chocolate chip 
cookies. Use: Nabisco Chips Ahoy.
    Cooking Oil. Forty-eight fluid ounce plastic bottle of vegetable 
oil. Use: Crisco.
    Cordless Phone 2.4 GHz. Cordless phone, 2.4 GHz with Caller ID 
and Digital Answering Machine. Color: Black. Use: GE 2.4 GHz 
(27998GE6).
    Cordless Phone 900 MHz. Cordless phone, 900MHz with Caller ID 
and Digital Answering Machine. Use: GE (26992GE1).
    Credit Card Interest & Annual Fees. Obtain credit card interest 
rate of gold and platinum cards and apply it to the national average 
balance ($8,562) plus any annual fees charged by the bank. Obtain 
interest rate and charges and verify phone number. Use: Gold and 
platinum VISA/Master Card.
    Cremation. Direct cremation. Includes removal of remains, local 
transportation to crematory, necessary body care and minimal 
services of the staff. Include crematory fee. Do not include price 
of urn. Ask if crematory fee, Medical Examiner fee, and minimum 
basic container is included. Ask if anything other than basic 
service, such as a funeral service, is included. Use: Cremation.
    Cured Ham, Boneless. Price per pound of a boneless cured ham. If 
multiple brands available, match the lowest priced item and note in 
comments. Use: Hormel, Cure 81.
    Day Care. One month of day care for a 3-year old child, 5 days a 
week, about 10 hours per day. If monthly rate is not available, (1) 
obtain weekly rate, (2) record rate in the comments section, and (3) 
multiply weekly rate by 4.33 to obtain monthly rate. Use: Day care.
    Dental Clean and Check-Up. Current adult patient charge for 
routine exam, including two bite-wing x-rays and cleaning of teeth 
with light scaling and polishing. No special treatment of gums or 
teeth. Do not price an initial visit or specialist or oral surgeon. 
(Dental codes: 0120, 0272, 1110.) Use: Dentist.
    Dental Crown. Cost of a full crown on a lower molar, porcelain 
fused to a high noble metal. Include price of preparation or 
restoration of tooth to accept crown. Price for an adult. (Dental 
code: 2750.) Use: Dentist.
    Dental Filling. Lower molar, two surfaces resin-based composite 
filling. Price for an adult. (Dental code: 2392.) Use: Dentist.
    Dining Table Set. Solid hardwood butcher-block top dining table 
with 6 coordinating slat-back chairs (2 bonus side chairs for a 
penny). Table measures 42 x 60'', expands to a 60'' square with 
butterfly leaf, 29\1/2\'' high. Chairs have an 18'' seat height. 
Include sales tax and shipping and handling. Use: 5-piece casual 
dining set from JC Penney catalog number: A796-1323.
    Dinner Full Service--Filet Mignon. Extra fine dining, fine 
dining, and Outback-type restaurants. Filet mignon (6 to 10 ounce) 
with 1 or 2 small side dishes (e.g., rice or potato), salad and 
coffee. Do not include tip. Check sales tax and include in price. 
Use: Filet mignon.
    Dinner Full Service--Steak, Large. Extra fine dining, fine 
dining, and Outback-type restaurants. Steak (10 to 16 ounce) with 1 
or 2 small side dishes (e.g., rice or potato), salad and coffee. Do 
not include tip. Check sales tax and include in price. Use: Steak 
dinner, large.
    Dinner Full Service--Steak, Medium. Casual and pancake house 
restaurants. Approximately 8 to 12 ounce steak, with 1 or 2 small 
side dishes (e.g., rice or potato), side salad or salad bar, and 
coffee. Meal should not include dessert. If 8-12 ounce unavailable, 
price closest size and note in comments. Check sales tax and include 
in price. Use: Steak dinner, medium.
    Dish Set. Patterned tableware, 20-piece set. Includes: 4 dinner 
plates, 4 luncheon plates, 4 bowls, 4 cups, and 4 saucers. Use: 
Corelle, Chutney.
    Disposable Diapers. Grocery and discount stores. Pampers: Forty-
eight count package, Stage 2 (child 12-18 lbs), Jumbo disposable 
diapers with koala fit grips. If Stage 2 is not available price a 
different stage Pampers Jumbo diaper, report as match, and note 
stage in comments. Huggies: Forty-eight count package, Step 2 (child 
12-18 lbs), Jumbo, Ultratrim disposable diapers with stretch waist. 
If Step 2 is not available price a different step Huggies Jumbo 
diaper, report as match, and note step in comments. Use: Pampers, 
Baby Dry, Jumbo, Stage 2; Huggies, Ultratrim, Jumbo, Step 2.
    Doctor Office Visit. Typical fee for office visit for an adult 
when medical advice or simple treatment is needed. Do not price 
initial visit. Exclude regular physical examination, injections, 
medications, or lab tests. Use general practitioner not pediatrician 
or other specialist. Medical Code: 99213. Use: Doctor.
    Drill, Cord. Variable speed, \3/8\ inch, reversible electric 
drill, approximately 5 amp. Use: Black & Decker DR200, Craftsman 
Model 10104 (Sears).
    Drill, Cord (Extra Features). Variable speed, \3/8\ inch, 
reversible electric drill, approximately 5 amp, keyless chuck, 
double gear reduction, built-in level. Use: Black & Decker DR201K.
    Drill, Cordless. Variable speed, reversible, \3/8\ inch keyless 
ratcheting chuck, 14.4 volt, electric drill with fast recharge, with 
battery charger. Use: DeWalt DW928K-2 (Sears item number 
00926842000).
    Dry Clean Man's Suit. Dry cleaning of a two-piece man's suit of 
typical fabric. Do not price for silk, suede or other unusual 
materials. Use: Dry cleaning.
    DVD Movie. Current best-selling DVD movie. Do not price double 
DVDs. Use: Bruce Almighty or Seabiscuit.
    DVD Player. Progressive scan 1-disc MP3/CD/DVD player. Use: Sony 
DVPNS425P and Sony DVP-NS725P; RCA DRC230N (K-Mart); RCA DRC212N 
(Wal-Mart).
    Education, Private 6-12. Cost of tuition. Note if books and 
uniforms are included. If price varies by grade, record in comments 
price for each grade. Note any annual, recurring fees; i.e., 
registration, computer, activity, etc. If pricing at church-
affiliated schools, note any rate differences for church members 
versus others. Use: Private school 6-12, private school K-12, 
private school K-8.
    Eggs (White, Large). One dozen large white Grade A eggs. If 
multiple brands available, match the lowest priced item and note in 
comments. Use: Available brand.
    Electric Bill. Total utility rates for electricity from utility 
function model, including all taxes and surcharges, etc. Use utility 
worksheets to collect data. Also try to obtain a bill from a local 
resident for comparison purposes. Use: Local provider.
    Electric Broom. Electric broom style vacuum cleaner with 2 amp 
motor. Use: K-Mart: Eureka The Boss Bagless 164; Wal-Mart: Eureka 
The Boss Bagless 169.
    Eye Round Roast, Boneless. Price per pound, fresh (not frozen or 
previously frozen) boneless eye round roast. Price USDA Select or 
un-graded if available. If not available, note USDA grade in 
comments. Use average size package, i.e., not family-pack, value-
pack, super-saver pack, or equivalent. If multiple brands available 
(e.g. Angus), match the lowest priced item and note in comments. 
Use: Available brand.
    Fast Food Breakfast. Egg McMuffin value meal, includes hash 
browns and coffee. Price medium size. Check sales tax and include in 
price. Use: Egg McMuffin Value Meal (Med.).
    Fast Food Dinner Burger. Big Mac value meal, includes fries and 
soda. Price medium size. Check sales tax and include in price. Use: 
Big Mac Value Meal (Med.).
    Fast Food Dinner Pizza. Medium cheese pizza (without extra 
cheese) with salad and small soft drink. Check sales tax and include 
in price. Use: Medium Cheese Pizza.
    Fast Food Lunch Burger. Big Mac value meal, includes fries and 
soda. Price medium size. Check sales tax and include in price. Use: 
Big Mac Value Meal (Med.).
    Fast Food Lunch Pizza. Personal size cheese pizza (without extra 
cheese) or one slice of cheese pizza. Include price of a small soft 
drink. Do not include price of salad or other side dishes. Check 
sales tax and include in price. Use: Cheese Pizza.
    FEGLI (Life Insurance). Federal life insurance. This item is not 
surveyed locally because it is constant across all areas. Use: 
Federal Employees' Group Life Insurance.
    FEHB Insurance. Self only and family. This item is not surveyed 
locally. OPM provides premiums and enrollment data from Central 
Personnel Data File. Use: Federal Employees Health Benefits 
Insurance.
    FERS/CSRS Contributions. Federal retirement contributions. This 
item is not surveyed locally because it is constant across all 
areas. Use: Federal Employees' Retirement System and Civil Service 
Retirement System.

[[Page 74881]]

    Filing Cabinet. Metal, two-drawer, vertical file cabinet, 
approximately 24 x 14 x 18 inches. File drawer accommodates hanging 
files. Use: K-Mart: ISD Classic File 150; Wal-Mart: Space Solutions 
Ready File 10002.
    Film Processing 1 Hour. One-hour color film processing for 24 
exposure, 35 mm, with either 3 x 5 or 4 x 6 inch single prints. Use: 
In-store processing.
    Ford Explorer 4WD. Purchase price of a 2007 Ford Explorer XLT, 
4x4, 4 door, 4.0 liter, 6 cylinder, 5-speed automatic overdrive 
transmission. Please note the price of any special option packages. 
Use: Ford Explorer XLT.
    Ford License, Registration, Taxes, and Inspection. License, 
registration, periodic taxes (e.g., road or personal property tax, 
but NOT one-time taxes such as sales tax), and inspection (e.g., 
safety and emissions) on the Ford specified for survey. Use: 
Specified Ford.
    Fresh Mahi-Mahi. Price per pound of fresh Mahi-Mahi fillet. Do 
not price previously frozen (PF) or specially prepared varieties. Do 
not price family-pack, value-pack, super-save pack, or equivalent. 
If multiple brands available, match the lowest priced item and note 
in comments. Use: Available brand.
    Fresh Tuna Steak, Yellowfin (Ahi). Price one pound of tuna 
steak, yellowfin (Ahi), fresh. Do not price previously frozen (PF) 
or specially prepared varieties. Do not price family-pack, value-
pack, super-save pack, or equivalent. If multiple brands available, 
match the lowest priced item and note in comments. Use: Available 
brand.
    Frozen Fish Fillet. Price of one box (10 count) of frozen ocean 
whitefish breaded fillets. Use: Gorton's Lemon Herb flavor, 
approximately 18 ounce (if unavailable, price traditional crunchy as 
a substitute); Van de Kamp 10 count, approximately 21 to 25 ounce.
    Frozen Orange Juice. Twelve fluid ounce can of orange juice 
concentrate (makes 48 fl ounces). Do not price calcium fortified, 
pulp free, country style, etc. Use: Minute Maid.
    Frozen Peas. Sixteen ounce package of frozen petite or baby 
peas, no sauce or onions. Use: C&W Petite peas.
    Frozen TV Dinner. One 11.75 ounce (approximate size) frozen 
dinner with vegetable and/or other condiment. Do not price Hungry 
Man or equivalent extra-portion sizes. Use: Swanson Roasted Carved 
Turkey Breast, Swanson Angus Beef Salisbury Steak.
    Frozen Waffles. Ten count box of frozen waffles per package. Do 
not price fat-free or whole wheat varieties. Use: Eggo (10 ct).
    Fruit Drink. Ten pack of fruit drink, not juice, any flavor. 
Use: Hi C fruit punch drink 10 pack.
    Fruit Juice. Forty-eight ounce glass or plastic bottle of 
cranberry juice. Use: Ocean Spray Cranberry Juice.
    Gas. Price per gallon for self-service unleaded regular 
gasoline. Use: Major brand.
    Gelatin. Three ounce box gelatin dessert. Use: JELL-O.
    General Admission Evening Film. Adult price for evening showing, 
current-release (currently advertised on television). Report weekend 
evening price if different from weekday. Use: Movie.
    Girl's Dress. Girls print dress, softly colored floral-print 
blue chiffon dress. Scoop neck, split sleeves. Polyester chiffon; 
lining is polyester, washable. Include sales tax and shipping and 
handling. Use: Hype print dress, JC Penney catalog number: A380-
9973.
    Girl's Jeans. Slim fit in the seat and thighs with flared legs 
and traditional 5-pocket styling, for girls ages 8 to 10 (size 7 to 
14). Use: Ralph Lauren (Macys), Levis 517 (Sears).
    Girl's Polo Type Top. Girl's polo cotton blend, striped or solid 
pattern. Price sizes 7 to 14 or S, M, and L in girls sizes. Use: 
Ralph Lauren (Macys), Lands End (Sears).
    Girl's Polo Type Top (Catalog). Girl's polo cotton/polyester 
blend, striped or solid pattern, straight bottom hem, 2-button front 
placket, with ribbed collar and cuffs; washable. Price sizes 7 to 14 
or S, M, and L in girls sizes. JC Penney catalog number: A373-0302. 
Include sales tax and shipping and handling. Use: Ruling Class.
    Golf, Non Resort. Eighteen holes of golf on weekend with cart, 
tee-time approximately 2 p.m. Do not price par 3 courses. If only 
nine holes available, double price. If only daily rate available 
(unlimited number of holes), report the Saturday or Sunday rate. 
Price local resident fee. Use: Golf, non-resort.
    Golf, Resort. Eighteen holes of golf on weekend with cart, tee-
time approximately 2 p.m. Do not price par 3 courses. If only nine 
holes available, double price. If only daily rate available 
(unlimited number of holes), report the Saturday or Sunday rate. 
Price local resident fee (not hotel guest fee). Price outside of 
local jurisdiction if necessary. Use: Golf, resort.
    Ground Beef. Price per pound, fresh (not frozen or previously 
frozen) ground beef or ground chuck. Price USDA Select or un-graded 
if available. If not available, note USDA grade in comments. Use 
average size package, i.e., not family-pack, value-pack, super-saver 
pack, or equivalent. If multiple brands available (e.g. Angus), 
match the lowest priced item and note in comments. Use: Available 
brand, 7% fat and 20% fat.
    Hamburger Buns. Eight-count package of sliced enriched white 
hamburger buns. Do not price store brand. Use: Wonder. Love's is an 
equivalent brand.
    Hand-Held Vacuum. Cordless, hand-held, vacuum with upholstery 
brush and crevice tool. Use: Black & Decker DustBuster 7.2 volt 
V7210 (K-Mart and Wal-Mart); 9.6 volt V9610 (Wal-Mart).
    Health Club Membership. One-year regular, individual membership 
for existing member. Do not price special offers. If no yearly rate, 
price month and prorate. Service must include free weights, 
cardiovascular equipment, and aerobic classes. Note if pool, tennis, 
racquet ball, or other service included. Use: Gold's Gym type.
    Hospital Room. Daily charge for a private and semi-private room. 
Include food and routine care. Exclude cost of operating room, 
surgery, medicine, lab fees, etc. Do not price specialty rooms; 
e.g., those in cardiac care units. Use: Private room and semi-
private room.
    Hot Dogs, Beef Franks. Sixteen ounce package, 10 count, USDA 
graded, all beef franks. Do not price chicken, turkey, extra lean, 
or fat free frankfurters. Use: Oscar Mayer Beef Franks.
    Hot Dogs, Wieners. Sixteen ounce package, 10 count, USDA graded, 
meat (e.g., turkey and pork) wieners. Do not price extra lean or fat 
free varieties. Use: Oscar Mayer Wieners.
    Housekeeping (Hourly Wage). Local hourly wage for a housekeeper 
or janitor. BLS code 37-2012. Use: Government wage data.
    Ice Cream. One-half gallon vanilla flavored ice cream. Do not 
price ice milk, fat free, sugar free, or frozen yogurt. Use: 
Breyers.
    Ice Cream Cup. One scoop, vanilla ice cream in a cup. Do not 
price frozen yogurt or soft-serve ice cream. Use: Baskin Robbins 
type.
    Ice Cream Cup (Gourmet). One scoop, vanilla ice cream in a cup. 
Do not price frozen yogurt or soft-serve ice cream. Use: Ben & 
Jerry's type.
    Infant's Sleeper. One-piece sleeping garment with legs, covering 
the body including the feet. Stretch cotton/polyester terry. 
Washable. Can be packaged or hanging. Size: Newborn. Use: Carters 
Starters.
    Insurance, Auto. Annual premium for Chrysler, Ford, and Toyota 
surveyed; 35-year old married male, currently insured, no accidents/
violations. Commuting 15 miles one-way/day, annual 15,000 miles. 
Bodily injury 100/300; property damage 25; medical 15 or personal 
injury protection 50; uninsured motorist 100/300; comprehensive 
deductible 100; and collision deductible 250. If this level of 
coverage is not available, price the policy with the closest 
coverage. In Guam, price optional typhoon coverage. Car values: 
Chrysler-$19,560; Ford-$32,045; Toyota-$16,095. Use: National 
company if available.
    Internet Service Cable. Monthly charge for unlimited cable 
Internet access. Itemize taxes and fees and add to price. Also try 
to obtain a bill from a local resident for comparison purposes. Use: 
Local cable provider.
    Internet Service DSL. Monthly charge for unlimited DSL Internet 
access. Itemize taxes and fees and add to price. Also try to obtain 
a bill from a local resident for comparison purposes. Use: Local DSL 
provider.
    Jelly. Eighteen ounce jar of grape jelly or jam. Use: Welch's.
    Jewelry Earring Set. A box set of fake diamond earrings and 
necklace. Use: Store brand.
    Ketchup. Twenty-four ounce plastic squeeze bottle. Use: Heinz.
    Kitchen Range (Electric coil). Thirty inch free standing, self-
cleaning, electric range with coil burners and standard size (small) 
glass window on oven door. Model numbers may vary slightly by 
dealer. Use: General Electric JBP24BBWH or CT, Kenmore model 22-
92812, and Frigidaire FEF352AW.
    Laptop Computer. Laptop with Mobile Intel Pentium 4 processor, 
2.6 GHz, 512 MB, 40GB Hard Drive, 24x/10x/24x CDRW and 8x DVD combo, 
15-inch monitor. Include tax and shipping and handling. Use: Gateway 
M350S.
    Laundry Soap. Eighty fluid ounce of liquid household laundry 
detergent. Use: Cheer with Colorguard.
    Lawn Care (Hourly Wage). Local wage for gardener/grounds keeper. 
BLS code 37-3011. Use: Government wage data.
    Lawn Mower, Self Propelled. Twenty-one to 22 inch, self-
propelled 6.5-6.75 HP gas lawn mower. Use: Craftsman 37849, Toro 
20017, and Troy-Bilt 200 (12A566N063).

[[Page 74882]]

    Lawn Trimmer, Gas. Gas powered 25cc 2-cycle engine, 17-18 inch 
wide cut. Straight or curved shaft okay. Bump or automatic line 
feed. Note: Model numbers may vary slightly by dealer. Use: 
Craftsman 79554, Homelite UT20778, and Troy-Bilt TB15CS (31cc).
    LD Call Chicago. Cost of a 10-minute call using regional 
carrier, received on a weekday in Chicago at 8 p.m. (Chicago time); 
direct dial. Itemize taxes and fees and add to price. Use: AT&T.
    LD Call Los Angeles. Cost of a 10-minute call using regional 
carrier, received on a weekday in Los Angeles at 8 p.m. (LA time); 
direct dial. Itemize taxes and fees and add to price. Use: AT&T.
    LD Call New York. Cost of a 10-minute call using regional 
carrier, received on a weekday in New York at 8 p.m. (NY time); 
direct dial. Itemize taxes and fees and add to price. Use: AT&T.
    Lettuce, Leaf, Red or Green. One each of red or green leaf 
lettuce. Note average weight in comments. Use: Available brand.
    Lettuce, Romaine. Price one pound of romaine lettuce. If only 
sold by each, note an average weight in comments. Use: Available 
brand.
    Lipstick. One tube, any color. Use: Revlon Super Lustrous and 
Maybelline.
    Living Room Chair. Padded microsuede rocker/recliner. Polyester 
fabric. 36\1/2\ x32\1/2\ x 41\1/2\. 20 seat 
height. Include sales tax and shipping and handling. Use: Microsuede 
Rocker/Recliner, JC Penney catalog number A792-1069.
    Lunch Full Service. Pancake house and casual restaurants. 
Cheeseburger platter with fries and small soft drink. Check sales 
tax and include in price. Use: Cheeseburger platter.
    Lunch Meat, All Beef. Eight-ounce package, all-beef variety, 
sliced bologna. Use: Oscar Mayer Beef Bologna.
    Lunch Meat, Regular. Eight-ounce package, meat (i.e., chicken 
and pork) sliced bologna. Use: Oscar Mayer Meat Bologna.
    Magazine. Store price (not publisher's list price unless that is 
the store price) for a single copy. Use: People.
    Magazine Subscription. One-year home delivery price of a 
magazine. This is priced during the DC area survey via the Internet. 
Use: Time.com.
    Man's Athletic Shoe (Shoe Store). Man's walking shoe, soft 
leather upper. Full-length Phylon midsole with low-pressure Air-Sole 
units in heel and forefoot. Composition rubber outsole. Use: Reebok 
Classic.
    Man's Dress Shirt. White or solid color long sleeve button cuff 
plain collar dress shirt, 100 percent cotton. Use: Ralph Lauren 
(Macys) and Lands End (Sears).
    Man's Dress Shoe Leather Sole. Full leather lining, oak tanned/
buffed leather outsoles, polished leather uppers, steel shank. Use: 
Bostonian Akron (Macys).
    Man's Dress Shoe Rubber Sole. Leather oxford with cushioned 
insole and heel pad. Shoe has combination leather and rubber sole. 
Use: Rockport (Macys).
    Man's Dress Shoe, Catalog. Full-grain leather captoe oxford, 
leather upper, leather outsole, with leather lining and a comfort 
heel cup. Slip-resistant sole. Include sales tax and shipping and 
handling. Use: Florsheim Lexington Captoe, JC Penney catalog number 
A014-9043.
    Man's Jacket. Man's lightweight nylon jacket with drawstring 
hood and zip front, two front pockets with self-adhesive closure, 
elastic cuffs, drawcord bottom with polyester mesh lining; washable. 
Price regular size. Include sales tax and shipping and handling. 
Use: Woodlake Nylon Jacket, JC Penney catalog number A518-5055.
    Man's Jeans. Relaxed-fit jeans. Use: Levis Red Tab 550.
    Man's Khaki Pants. Man's casual khakis, any color, relaxed-fit 
or classic fit, no wrinkle, flat-front or pleated, cotton twill. Do 
not price expandable waistband. Use: Dockers.
    Man's Khakis Stain Defender. Man's khaki with stain-repellant 
fabric, no wrinkles and permanent creases, cuffed hems, cotton/micro 
polyester fabric, washable, regular size. Use: Dockers Go Khaki 
Stain Defender.
    Man's Regular Haircut. Regular haircut for short to medium 
length hair. Use: Unisex hair salon.
    Man's Sport Watch. Digital compass, 100-hour chronograph, 
INDIGLO night-light, water-resistant up to 100 meters, digital 
display, alarm, countdown timer. Strap/watch colors may vary. 
Different models represent different color of face or strap. Use: K-
Mart: Timex Expedition (47512). If available, price same watch 
without digital compass as a substitute. Wal-Mart: Timex Expedition 
(77862).
    Man's Suit. Six-button, double-breasted worsted wool suit coat, 
flap pockets, chest pocket, dry clean only. Regular size with full 
acetate lining. Price coat as a separate, not combo with trousers. 
Include sales tax and shipping and handling. Use: Stafford Suit 
Coat, JC Penney catalog number A957-0249.
    Man's Undershirt. One package of three men's v-neck T-shirts, 
White, 100 percent cotton undershirts with short sleeves, regular 
size. Use: Jockey (Macys) and Hanes (Sears).
    Margarine. One pound (4 sticks) regular margarine. If stick not 
available, price tub as a match. Do not price reduced fat variety. 
Use: Parkay and Fleischmann's.
    Mattress and Foundation. Full-size mattress and foundation. 
Plush Sealy fiber quilted on top of a thick layer of Sealy foam and 
convoluted foam. Mattress thickness: 12. Foundations 
consist of ``Shock Abzzorber'' wood slats over steel center rails. 
Include sales tax and shipping and handling. Use: Sealy Posturepedic 
Plush, JC Penney catalog numbers A799-5702 and A799-5703.
    Mayonnaise. Thirty-two ounce jar of mayonnaise. Do not price 
light or fat free. Use: Kraft.
    Measuring Tape. Twenty-five foot tape measure with powerlock. 
Use: Stanley (33-425).
    Milk, Two Percent. One gallon, two percent milk. If multiple 
brands available, match the lowest priced item and note in comments. 
Use: Available brand.
    Motor Scooter, Honda. Motor scooter, moped-legal, 49cc liquid-
cooled single-cylinder four-stroke engine. Use: Honda 2007 CHF50P 
Metropolitan II.
    Motor Scooter, Yamaha. Motor scooter, moped-legal, 49cc fan-
cooled single-cylinder four-stroke engine. Use: Yamaha 2007 Vino.
    Mover Driver (Hourly Wage). Local government hourly rate for 
truck driver light. BLS code 53-3033. Use: Government wage data.
    Moving (Hourly Wage). Local hourly wage for a mover/material 
handler. BLS code 53-7062. Use: Government wage data.
    Newspaper Subscription, Local. One-year of home delivery of the 
largest selling daily local paper (including Sunday edition) 
distributed in the area. Do not include tip. Use: Major local 
newspaper.
    Newspaper, Newsstand, Local. Price of a local newspaper at a 
newsstand (in box), weekday issue. If a newsstand box is not 
available, price at a newsstand and indicate whether price includes 
tax. Use: Newspaper, newsstand, local.
    Newspaper, Newsstand, National. Price of a New York Times 
newspaper, weekday issue, at a newsstand. Use: NY Times (newsstand).
    Non-Aspirin Pain Reliever. Acetaminophen 500 mg. Use: Tylenol 
Extra Strength Geltabs 50-count and 100-count.
    Oranges. Price per pound of loose, large, navel oranges. If only 
bagged oranges are available, also report the weight of the bag. 
Use: Available brand.
    Parcel Post. Cost to mail a 5 pound package to Chicago, Los 
Angeles, and New York using regular mail delivery service. Use: 
United States Postal Service.
    Pen. Ten-pack round stick medium point pen. Do not price crystal 
or clear type pens. Use: BIC (K-Mart) and Paper Mate (Wal-Mart).
    Pet Food. Adult dry dog food. Use: Iams Chunks 8 lb. and 20 lb., 
and Purina O.N.E., 20 lb.
    Piano Lessons. Monthly fee for half hour beginner private piano 
lessons for an adult, one lesson per week. Price through a music 
studio if possible. If only per lesson price is available, prorate 
using \1/2\ hour lesson x 52 / 12. If only 1 hour lesson is 
available prorate accordingly. Use: Piano lessons.
    Plant Food. Twenty-four ounce container of granulated all 
purpose plant food. Use: Miracle-Gro.
    Pork Chops Center Cut, Boneless. Price per pound, fresh (not 
frozen or previously frozen) pork chops, center cut, boneless, loin 
chops. Use average size package, i.e., not family-pack, value-pack, 
super-saver pack, or equivalent. If multiple brands available, match 
the lowest priced item and note in comments. Use: Available brand.
    Portable CD Player. Portable CD player, AM/FM-TV, weather bands, 
electronic skip protection, CD-R/RW compatible, with headphones. 
Use: Sony Walkman (D-FJ-210).
    Potato Chips. One 5.2 to 6 ounce container of regular potato 
chips. Do not price fat free. Use: Pringles.
    Potatoes. Price per pound of loose potatoes. If only bag 
potatoes available, report smallest size bag as substitute and note 
weight. Use: Russet or Idaho baking.
    Prescription Drug 1. Nexium, 30 capsules 20 mg. Do not price 
generic. Use: Nexium.
    Prescription Drug 2. Generic Amoxicil (i.e., Amoxicillin), 30 
capsules, 250 mg. Use: Amoxicillin.
    Printer, Color, Photo. Color inkjet printer, 5760 x 720 
optimized dpi, 8 color ppm, USB

[[Page 74883]]

connection. USB cable is not included. Include tax and shipping and 
handling. Use: Gateway, Epson Stylus Photo 825.
    Red Roses. One dozen long stemmed, fresh cut red roses wrapped 
in floral paper, purchased in store--not delivered. Do not price 
boxed or roses arranged in vase. Use: Dozen red roses.
    Refrigerator (Side-by-Side). Side-by-side refrigerator, 
approximately 25 to 26 cubic feet, with ice and water dispenser, and 
up-front temperature controls. Use: GE GSS25JFPWW, Frigidaire 
FRS26HF6BW, Frigidaire FRS26R2AW, and GE GSL25JFP.
    Rental Data. Rental index from hedonic regressions. Use: Rental 
data.
    Renter Insurance. One year of renters insurance (HO-4) coverage 
for $25,000 (low), $30,000 (middle), and $35,000 (upper) of 
contents. Policy must cover hurricane, earthquake, and other 
catastrophic damage. Note amount of liability coverage in comments; 
price minimum liability coverage if it varies. In Guam, assume 
concrete structure. Use: Major carrier.
    Rice. Enriched white rice. Use: Mahatma 5-lb bag, extra long 
grain; Uncle Ben's Original 1-lb and 2-lb boxes, parboiled converted 
long grain.
    Rip Claw Hammer. Twenty ounce, rip claw hammer with jacketed 
graphite handle and nylon vinyl grip. Use: Estwing E3-20S and 
Stanley 51-508.
    Salt. Twenty-six ounce box of iodized salt. Use: Morton.
    Shampoo. Fifteen ounce bottle for normal hair. Use: VO5.
    Sheets. Sheets, 250 and 300 thread count cotton or cotton 
polyester blend. Queen size fitted or flat sheet, not a set. Use: 
Martha Stewart Everyday 4 Star, 250 thread count (K-Mart) and 
Springmaid, 300 thread count (Wal-Mart).
    Shop Rate. Hourly shop rate for a mechanic at Chrysler, Ford, 
and Toyota dealerships. (Use auto dealer worksheet.) Use: Dealer 
shop rate.
    Sirloin Steak, Boneless. Price per pound, fresh (not frozen or 
previously frozen) boneless beef top sirloin steak. Price USDA 
Select or un-graded if available. If not available, note USDA grade 
in comments. Use average size package; i.e., not family-pack, value-
pack, super-saver pack, or equivalent. If multiple brands available 
(e.g., Angus), match the lowest priced item and note in comments. 
Use: Available brand.
    Sliced Bacon. Sixteen ounce package USDA grade, regular slice. 
Do not price Canadian bacon, extra thick sliced, or extra lean 
bacon. Use: Oscar Mayer.
    Snack Cake. One box (10 to a box) cream-filled type cake 
deserts. Not fresh baked desserts, individual servings, or larger 
family-style containers. Use: Hostess Twinkies.
    Soft Drink. Twelve-pack of soft drink in 12 ounce cans. Use: 
Coca-Cola 12-pack (cans).
    Spaghetti, Dry (National Brand). Sixteen ounce box or bag of 
pasta spaghetti. Use: Barilla.
    Stamp. Cost of mailing a one ounce letter first class. Use: 
United States Postal Service.
    Stand Mixer. Stand mixer with tilt-up head, 10-speeds, and 4\1/
2\ quart stainless steel bowl. Includes flat beater, dough hook, 
wire whip, and power hub for additional attachments. Last two 
characters of model number denote color. Use: KitchenAid Ultra Power 
Series 300 watt KSM90WH (Macys and Sears) and KitchenAid Classic 
Series 250 watt K45SSWH (Wal-Mart).
    Sugar. Five pound bag of granulated cane or beet name brand 
sugar. Do not price superfine, store brand, or generic. Use: 
National brand. C&H brand is an equivalent.
    Tax Preparation. Flat rate for preparing individual tax Federal 
1040 (long form), Schedule A, plus State or local equivalents. 
(Note: Some areas only have local income taxes.) Note number of 
forms in comments. Assume typical itemized deductions. If only 
hourly rate available, obtain estimate of the time necessary to 
prepare forms, prorate, and report as a substitute. Use: H&R Block 
type.
    Taxi Fare. Cab fare, one way, from major airport to destination 
5 miles away. Price fare for one passenger with two suitcases. In 
reference area, price rides from Baltimore Washington International 
for Maryland, Reagan National for the District of Columbia, and 
Dulles for Virginia. Use: Taxi fare.
    Telephone Service. Monthly cost for unmeasured touchtone 
service. Exclude options such as call waiting, call forwarding or 
fees for equipment rental. Itemize taxes and fees and add to price. 
Also try to obtain a bill from a local resident for comparison 
purposes. Use: Local provider.
    Television 27'' flat-screen. Flat-screen, 27 inch, stereo, 
color, with remote. Note: Model numbers may vary slightly by dealer. 
Use: Sony Trinitron WEGA (KV-27FS100) and RCA 27F530T and Sanyo DS-
27930 (Wal-Mart).
    Tennis Balls. One can, 3 pressurized tennis balls designed for 
recreational play. Do not price premium type balls. Use: Wilson 
Championship.
    Tire Regular (Chrysler). One tire, size P205/65R15 service 
description 92T, ``original equipment'' quality, black sidewall for 
the 2001 Chrysler Sebring sedan. Do not include mounting, balancing, 
or road hazard warranty. Use: Goodyear Regatta, Goodyear Eagle LS, 
Goodyear Integrity, Goodyear WeatherHandler LS (Sears), Michelin 
Symmetry, and Michelin WeatherWise (Sears).
    Tire Regular (Ford). One tire, size P235/75 R15 service 
description 105S load rating SL, ``original equipment'' quality, 
black sidewall for the 2001 Ford Explorer XLT. Do not include 
mounting, balancing, or road hazard warranty. Use: Goodyear Wrangler 
RT/S and Michelin XCX-APT.
    Tire Regular (Toyota). One tire, size P185/65R14 service 
description 85S, ``original equipment'' quality, black sidewall for 
a 2001 Toyota Corolla LE sedan. Do not include mounting, balancing, 
or road hazard warranty. Use: Goodyear Regatta, Goodyear Integrity, 
Goodyear WeatherHandler LS (Sears), Michelin Symmetry, and Michelin 
WeatherWise (Sears).
    Toilet Tissue. Twelve-count single-roll type. Use: Angel Soft.
    Tomatoes. Price per pound of medium-size tomatoes. If only 
available in cellophane pack, note price and weight of average size 
package. Do not price organic, `hydro', plum, or extra fancy 
tomatoes. Use: Available brand.
    Top Round Steak, Boneless. Price per pound, fresh (not frozen or 
previously frozen) boneless beef top round steak. Price USDA Select 
or un-graded if available. If not available, note USDA grade in 
comments. Use average size package; i.e., not family-pack, value-
pack, super-saver pack, or equivalent. If multiple brands available 
(e.g., Angus), match the lowest priced item and note in comments. 
Use: Available brand.
    Toyota. Purchase price of a 2007 Toyota Corolla LE sedan, 4 
door, 1.8 liter, 4 cylinder, 16 valve, automatic transmission. 
Please note the price of any special option packages. Use: Toyota 
Corolla LE sedan.
    Toyota License, Registration, Taxes, & Inspection. License, 
registration, periodic taxes (e.g., road or personal property tax, 
but NOT one-time taxes such as sales tax), and inspection (e.g., 
safety and emissions) on the Toyota specified for survey. Use: 
Specified Toyota.
    Veterinary Services. Routine annual exam for a small dog 
(approximately 25 to 30 pounds). Do not price booster shots, 
medication, or other extras such as nail clipping, ear cleaning, 
etc. Use: Veterinary services.
    Video Rental. Minimum rental rate for VHS movie, rented on a 
Saturday night. Use: Spider-Man VHS.
    Wash, Single Load. One load, regular size wash using a front 
loading washing machine. Approximate capacity: 2.8 cubic foot or 18 
pounds. Exclude cost of drying. Use: Coin laundry.
    Washing Machine, Front Load. White 3.34 cubic feet, 27 inch, 
front load washer with LED touchpad controls. Use: Maytag Neptune 
(MAH5500B).
    Washing Machine, Top Load. Top loader, 5 water levels, 7 
temperature settings, 4 rinse options. Use: Kenmore 24-9523.
    Water Bill. Average monthly consumption in gallons and dollars 
(e.g. cost for first ---- gallons; cost for over ---- gallons), 
sewage and related charges, and customer service charge. Also try to 
obtain a bill from a local resident for comparison purposes. Use: 
Water bill.
    Will Preparation. Hourly rate for a lawyer (not a paralegal) to 
prepare a simple will. If only flat rate available, record flat rate 
amount and divide by average amount of hours it would take to 
prepare will and note in comments. Use: Legal service.
    Wine at Home. Chardonnay wine, 750 ml. any vintage. Use: Turning 
Leaf.
    Wine Away. Casual, fine dining, extra fine dining, and Outback 
type restaurants. One glass of house white wine. Check sales tax and 
include in price. Use: House wine.
    Woman's Athletic Shoe (Shoe store). Woman's walking shoe, soft 
leather upper. Full-length Phylon midsole with low-pressure Air-Sole 
units in heel and forefoot. Composition rubber outsole. Use: Reebok 
Classic.
    Woman's Blouse. Long sleeve, button front blouse with minimum or 
no trim. Washable. May or may not have shoulder pads. Price regular 
size. Do not price in Woman's or Plus size. Note brand in comments. 
Use: Charter Club long sleeve, 100 percent cotton (Macys) and Laura 
Scott short sleeve, 100 percent polyester (Sears).
    Woman's Blue Jeans. Blue jeans. Machine washable, five pocket 
with zipper fly, loose

[[Page 74884]]

fit, straight leg or tapered. Price regular size. Do not price in 
Woman's or Plus size sections. Do not price elastic waist. Use: 
Calvin Klein (Macys) and Lee original relaxed fit (Sears).
    Woman's Casual Khakis. Woman's casual khakis, any color, flat-
front or pleated pants, machine washable, all cotton. Price regular 
size. Do not price in Woman's or Plus size sections. Use: Style & 
Company (Macys) and Lands End (Sears).
    Woman's Cut and Style. Wash, cut, and styled blow dry for medium 
length hair. Exclude curling iron if extra. Price hair salons in 
major department stores and malls. Use: Medium length hair.
    Woman's Dress (Cold Water Creek). Silk georgette layered over 
polyester georgette; two-piece look with elasticized waist. Dry 
clean. Include sales tax and shipping and handling. Use: Tropical 
Print Dress. Cold Water Creek catalog number R29827.
    Woman's Dress (Spiegel). Pink and rose-colored flower patterned, 
rayon, dry clean only, misses floral print dress. Misses: 4-16. 
Include sales tax and shipping and handling. Use: Misses Floral 
Print Dress. Spiegel catalog number A90 628 8417.
    Woman's Jacket. Woman's denim jacket with classic styling, slim-
fit and adjustable side tabs, chest pockets, 100 percent cotton or 
cotton/Lycra spandex; washable. Price regular size. Include sales 
tax and shipping and handling. Use: Levi's Weekend Denim Jacket. JC 
Penney catalog number A844-8105.
    Woman's Pump Shoes. Plain pump (not open toed or open back 
style) with tapered approximately 1.5-2 inch heel. Heel color 
matches shoe color (e.g., not stacked/wooden type). Shoe has leather 
uppers. Rest is man-made materials. No extra ornamentation or extra 
thick heels. Do not price leather sole shoe. Use: Naturalizer, Easy 
Spirit (Macys) and Laura Scott (Sears).
    Woman's Sweater. Short sleeve sweater, no buttons or collar, 100 
percent cotton or cotton blend. Price regular size. Do not price in 
Woman's or Plus size. Use: Style & Company (Macys) and Sag Harbor 
(Sears).
    Woman's Wallet. Clutch/checkbook style wallet, split-grain 
cowhide leather. Do not price eel skin, snake skin or other 
varieties. Use: Kenneth Cole Reaction (Macys) and Buxton (Sears).

Appendix 4--COLA Rental Survey Data Collection Elements

------------------------------------------------------------------------
             Data element                     Description of data
------------------------------------------------------------------------
Survey year..........................  Year of the survey.
Comparable identification code.......  A 5-character code that is unique
                                        to each comparable and
                                        structured as follows: Position
                                        1 is the letter corresponding to
                                        the area in which the comparable
                                        is located. For example, ``G''
                                        corresponds to the Washington,
                                        DC, area. Position 2 is a letter
                                        corresponding to the
                                        comparable's location within an
                                        area. For example, ``A''
                                        corresponds to Southwest DC.
                                        Position 3 is the letter
                                        corresponding to the class of
                                        housing. The housing classes are
                                        listed below. Position 4/5 is a
                                        sequence number 01 through 99
                                        that identifies the order in
                                        which that comparable was
                                        collected relative to other
                                        comparables of the same class in
                                        the same location and area.
                                       The housing classes are: A--Four-
                                        bedroom, single family unit not
                                        to exceed 3200 square feet. B--
                                        Three-bedroom, single family
                                        unit not to exceed 2600 square
                                        feet. C--Two-bedroom, single
                                        family unit not to exceed 2200
                                        square feet. D--Three-bedroom
                                        apartment unit not to exceed
                                        2000 square feet. E--Two-bedroom
                                        apartment unit not to exceed
                                        1800 square feet. F--One-bedroom
                                        apartment unit not to exceed
                                        1400 square feet.
Comparable's address.................  The complete location address
                                        (not Post Office box) of the
                                        comparable address including ZIP
                                        code, in which the rental unit
                                        is located. When reporting the
                                        address of multiple apartment
                                        units within the same structure
                                        or complex, report the same
                                        address for each such unit, even
                                        though the units may have
                                        different mailing addresses. For
                                        example, if three-, two-, and
                                        one-bedroom apartments are
                                        surveyed in Woodburn Apartments,
                                        report all as having the same
                                        address.
How identified.......................  How the rental unit was located:
                                        Owner Publication, Owner Drive-
                                        by, Owner Internet, Agent
                                        Publication, Agent Drive-by,
                                        Agent Internet, or Other. If
                                        Other, describe in Comments.
Person providing information.........  Name and title of person
                                        providing information about the
                                        comparable. Examples of title:
                                        agent, landlord, tenant. This
                                        information need not be provided
                                        if the respondent so requests.
Address, etc. of person providing      Complete mailing address, phone
 information.                           number(s), and e-mail address,
                                        as appropriate, of person
                                        providing information about the
                                        comparable. This information
                                        need not be provided if the
                                        respondent so requests.
Location name........................  Name of location in which the
                                        comparable is located.
Community/complex name...............  Name of the community or complex
                                        in which the comparable is
                                        located, if applicable.
                                        Otherwise enter ``None.''
Year built...........................  Year rental unit was built.
Finished space.......................  Total square feet of finished
                                        space including finished and
                                        partially finished basements and
                                        attics. For finished spaces
                                        where the headroom varies (e.g.,
                                        attics), include only the
                                        estimated portion of the room
                                        that is usable.
Basement.............................  A basement has one wall the top
                                        of which is at or essentially at
                                        ground level.``Essentially at
                                        ground level'' is designed to
                                        include basements that have one
                                        or more small windows--windows
                                        too small for a person to crawl
                                        through. Exception: For
                                        structures built on a slope
                                        where the top of one wall of a
                                        lower level(s) is at or
                                        essentially at ground level but
                                        another wall(s) is fully above
                                        ground level and has a window(s)
                                        and a door(s), that lower
                                        level(s) may be called a lower
                                        floor rather than a basement.
                                        Finished, Partially Finished,
                                        Unfinished, None.
Bedrooms.............................  Number of bedrooms. A bedroom
                                        must have at least one closet,
                                        one window large enough for
                                        someone to crawl through, and
                                        sufficient headroom to be
                                        included as part of finished
                                        space.
Bathrooms............................  Number of bathrooms. Report
                                        number of full baths and half
                                        baths separately. A full bath
                                        has a toilet, sink, and tub and/
                                        or shower. A half bath has a
                                        toilet and sink only. Record
                                        three-quarter baths (e.g.,
                                        toilet, sink, and shower) as
                                        full baths.
Balcony..............................  An elevated structure, sometimes
                                        called a ``terrace,'' that is
                                        usually made of wood or cement.
                                        It is distinguished from a deck
                                        because a balcony does not have
                                        a ground-level exit. Covered,
                                        uncovered, none.
Deck.................................  A wooden structure that is
                                        elevated or at ground level. An
                                        elevated deck is distinguished
                                        from a balcony because a deck
                                        has a ground-level exit (e.g.,
                                        stairs). A deck cannot be
                                        primarily used as a walkway.
                                        Covered, uncovered, none.
Patio................................  A cement, brick, or stone
                                        structure built at ground level.
                                        A ground-level wooden structure
                                        is a deck, not a patio. A patio
                                        cannot be primarily used as a
                                        walkway. Covered, uncovered,
                                        none.

[[Page 74885]]


External condition...................  The external condition of the
                                        rental unit or the structure in
                                        which the rental unit is
                                        located. Above average condition
                                        means the unit is new or like
                                        new condition (e.g., built,
                                        remodeled, refurbished, or
                                        restored within the past 3
                                        years). Average condition means
                                        the unit shows signs of age but
                                        is in good repair (e.g., no
                                        peeling paint, no broken
                                        windows, sagging fences, or
                                        missing gutters; the yard is
                                        normally well maintained; and
                                        there are no disabled cars,
                                        appliances, or other unusual
                                        quantities of trash around the
                                        property). Below average
                                        condition means the unit is
                                        habitable but needs repair and
                                        the property needs significant
                                        maintenance and/or trash
                                        removal. Above average, average,
                                        below average.
Neighborhood condition...............  The condition of the neighborhood
                                        in which the comparable is
                                        located. An above average
                                        neighborhood generally has above
                                        average and average homes.
                                        Commercial services are separate
                                        (e.g., clustered in strip malls
                                        or business parks although some
                                        above average apartment
                                        complexes have businesses on the
                                        ground floor for the convenience
                                        of the tenants). There are parks
                                        and/or open public spaces. Roads
                                        and parks are well-maintained
                                        and clean. An average
                                        neighborhood generally has homes
                                        in average condition with a
                                        balance of homes in above
                                        average and below average
                                        condition. Commercial services
                                        are separate. Roads and parks
                                        are in good condition but may
                                        need cleaning or maintenance. A
                                        below average neighborhood
                                        generally has homes in poor
                                        condition. Commercial units may
                                        be intermingled with residential
                                        units. Roads are often poorly
                                        maintained and have litter.
                                        There are few parks and/or parks
                                        are poorly maintained. Above
                                        average, average, below average.
Central air conditioning.............  Central air is a ducted system
                                        designed to cool all or
                                        essentially all of a house or
                                        apartment. Yes/no.
Multi-room air conditioning..........  Multi-room air conditioning is a
                                        non-window unit designed to cool
                                        more than one room but not
                                        usually all of a house or
                                        apartment. Yes/No. If yes,
                                        report number of multi-room
                                        units.
Window air conditioning..............  An air conditioning unit designed
                                        to cool one room, usually
                                        installed in a window. Yes/No.
                                        If yes, report number of window-
                                        type air conditioning units.
Garage...............................  A covered area attached to or
                                        near the rental unit that can be
                                        secured for parking one or more
                                        cars. A large, covered parking
                                        area for apartment tenants is
                                        not a garage. If the landlord
                                        charges an extra fee for garage
                                        parking, report the monthly
                                        parking fee separately and note
                                        in comments. Single, double,
                                        triple (or more), or none.
Heated garage........................  A garage that typically is heated
                                        during the winter. Yes/No.
Carport..............................  A covered area attached to or
                                        near the house that cannot be
                                        secured for parking one or more
                                        cars. A large, covered parking
                                        area for apartment tenants is
                                        not a carport. If the landlord
                                        charges an extra fee for carport
                                        parking, report the monthly
                                        parking fee separately and note
                                        in comments. Yes/No.
Reserved parking.....................  A specific parking space assigned
                                        to a rental unit. The space may
                                        be located outside or in a large
                                        covered common parking area. If
                                        the landlord charges an extra
                                        fee for reserved parking, report
                                        the monthly parking fee
                                        separately and note in comments.
                                        Yes/No.
Security.............................  Security measures relating to the
                                        rental unit. A gated community
                                        usually has one entry into the
                                        housing area and prominent walls
                                        (brick, block, fencing, wire, or
                                        other type barriers) that
                                        delineate the borders of the
                                        community. Access control
                                        restricts pedestrian and/or
                                        vehicular access via key,
                                        keypad, barcode, or other entry
                                        device to the community or
                                        apartment building. Guards are
                                        security personnel who monitor
                                        entrance/exit of vehicular and
                                        pedestrian traffic in/out of the
                                        community or apartment building.
                                        Alarm systems are security
                                        systems that may or may not be
                                        monitored by an outside company.
                                        Yes, if any of the above exist,
                                        else No (i.e., one variable, not
                                        four).
Type of unit.........................  Type of unit. Unit types are
                                        related to classes. Classes are
                                        divided into two types: single
                                        family units/dwellings (SFDs)
                                        and apartments, also called
                                        multiple family dwellings
                                        (MFDs). An SFD has at least two
                                        entrances at or that lead
                                        directly to the ground level. A
                                        sliding glass door is considered
                                        a doorway entrance if it allows
                                        direct access to the outdoors
                                        and to ground level. An MFD has
                                        only one entrance at or that
                                        leads directly to the ground
                                        level. Such access may be
                                        through a lobby, hallway, shared
                                        stairwell, or other common area
                                        but cannot be through the living
                                        area of other units. Sliding
                                        glass doors on balconies are not
                                        doorway entrances. Ground level
                                        units in an MFD structure are
                                        MFD units even if they have two
                                        or more ground level entrances.
                                        MFD units have their own
                                        bathroom and kitchen facilities.
                                        Units in an operating motel are
                                        not apartment units, even if
                                        they do contain their own
                                        bathroom and kitchen facilities.
                                       The unit types are: A (SFD)--
                                        Detached single-family house. B
                                        (SFD)--Duplex: One of two single-
                                        family units in a freestanding
                                        building. C (SFD)--Triplex or
                                        Quadplex: One of three or four
                                        single-family units in a
                                        freestanding building. D (SFD)--
                                        Town or Row House: One of five
                                        or more single-family units in a
                                        freestanding building. E (MFD)--
                                        In-Home Apartment: An apartment
                                        in a private residence. F (MFD)--
                                        Garden or Walk-Up Apartment: An
                                        apartment in a structure of
                                        three stories or less. G (MFD)--
                                        High Rise Apartment: An
                                        apartment in a structure of four
                                        stories or more. H (MFD)--An
                                        apartment with 2 or more units
                                        in the structure but not a
                                        typical walk-up or high rise
                                        apartment. I (Unknown)--Other
                                        type of unit, e.g., a structure
                                        with a mix of SFD and MFD units
                                        within it. Describe in comments.
Number of units in structure.........  The number of rental units in the
                                        structure. For unit types H and
                                        I only. Coded one through nine,
                                        where nine means there are nine
                                        or more units in the structure.
Number of floors.....................  Number of floors in the
                                        structure. For unit types of F,
                                        G, and H only.
Elevator.............................  Whether there is an elevator in
                                        the structure. For unit types F,
                                        G, and H only. Yes/No.
Lot size.............................  Approximate square footage of the
                                        lot. Required for unit type A
                                        only.
Furnished............................  Whether the landlord provides
                                        furnishings for the unit at no
                                        additional cost. Report
                                        partially furnished units as
                                        furnished if more than 50
                                        percent of the rooms in the unit
                                        are furnished. Yes/No.
Appliances...........................  Whether the landlord provides at
                                        no additional cost a
                                        refrigerator, range, oven,
                                        microwave oven, dishwasher,
                                        clothes washer, and/or clothes
                                        dryer, and/or freezer. Yes/No
                                        for each type of appliance.

[[Page 74886]]


Services paid by landlord............  Whether the landlord provides at
                                        no additional cost water, sewer
                                        (includes septic), garbage
                                        collection, lawn care, cable
                                        television, satellite dish,
                                        electricity, heating fuel,
                                        firewood, snow removal. Yes/No
                                        for each type of service.
Water source.........................  For the Caribbean/DC Area surveys
                                        only, the source of the unit's
                                        water. If none, explain in
                                        comments because the assumption
                                        is the unit is not habitable and
                                        therefore is not a comparable.
                                        Public, well, cistern, n/a.
Fireplace............................  Whether the unit has a wood-
                                        burning or gas fireplace. Yes/
                                        No.
Recreation facilities................  Whether there is a pool, tennis
                                        court, clubhouse, exercise room,
                                        and/or other facilities (e.g.,
                                        playground) available to the
                                        tenant at no additional charge.
                                        Yes, if any of the above exist,
                                        else No (i.e., one variable, not
                                        five).
Pets.................................  Whether the landlord allows dogs
                                        and/or cats. If the landlord
                                        charges an extra monthly fee,
                                        report pet fee separately and
                                        note in comment. Also note any
                                        deposits in comments, but do not
                                        report deposits as part of pet
                                        fees.
Exceptional view.....................  Whether the unit has a view of a
                                        park, ocean, mountain, valley,
                                        golf course, etc. that is
                                        unusually beautiful for the area
                                        and may increase the rental
                                        value of the property. Note:
                                        Properties with direct access to
                                        such an amenity (e.g., are on a
                                        beach or golf course) are not to
                                        be surveyed. Yes/No.
Rent.................................  Rental or lease amount per month.
                                        If various rental rates are
                                        available, assume a 1-year
                                        lease. If properties are
                                        available for rent for period
                                        less than one month, note in
                                        comments. Do not include
                                        deposits or any fee reported
                                        separately, e.g., parking,
                                        homeowner association, and pet
                                        fees.
Date of listing......................  Date the rental data for the unit
                                        were collected, or if for a
                                        different time period, the date
                                        associated with the data and
                                        rent.
Other fees and charges...............  Additional periodic fees or
                                        charges that the tenant pays
                                        separately, e.g., condo fees if
                                        paid separately. If annual fee,
                                        prorate to monthly. Do not
                                        report deposits, first/last
                                        month's rent, utilities,
                                        tenant's insurance, or
                                        discretionary fees (e.g., cable
                                        TV, community pool membership).
Tax code.............................  If a tax record is available.
Geographic location..................  Latitude and longitude of the
                                        unit accurate to within
                                        approximately seven meters.
                                        Latitude and longitude are
                                        reported in separate fields as
                                        decimal degrees (e.g., 30.5012),
                                        not as degrees, minutes and
                                        seconds. When reporting the
                                        geographic location of multiple
                                        apartment units (i.e., Classes
                                        D, E, and F) within the same
                                        structure or complex, report the
                                        same geographic location for
                                        each such unit, even though the
                                        units may have slightly
                                        different longitudes and
                                        latitudes. For example, if three-
                                        , two-, and one-bedroom
                                        apartments are surveyed in
                                        Woodburn Apartments, report all
                                        as having the same geographic
                                        location.
State or equivalent FIPS code........  The two-digit Federal Information
                                        Processing Standards (FIPS) code
                                        for the State, commonwealth, or
                                        territory in which the unit is
                                        located. For example, the FIPS
                                        code for Alaska is ``02.''
County or equivalent FIPS code.......  The three-digit FIPS code for the
                                        county, municipio, or equivalent
                                        in which the unit is located.
                                        For example, the FIPS code for
                                        Anchorage is ``020.''
Census tract code....................  The six-digit census tract code.
                                        Add trailing zeroes for four-
                                        digit census tract (e.g., 0061
                                        becomes 006100). Remove decimals
                                        from any census tract with a
                                        decimal (e.g., 0063.02 becomes
                                        006302).
Comment..............................  Additional information that helps
                                        clarify above data elements as
                                        they apply to the comparable.
------------------------------------------------------------------------

Appendix 5--Utility Usage And Calculations: Energy Requirements And 
Prices

                          Table A5-1--Honolulu
                           [All Electric Home]
------------------------------------------------------------------------
                     Month                          KWH          Cost
------------------------------------------------------------------------
Jan...........................................        1,940      $345.16
Feb...........................................        1,805       318.77
Mar...........................................        2,318       418.32
Apr...........................................        2,367       455.54
May...........................................        2,673       529.77
Jun...........................................        2,756       552.49
Jul...........................................        3,024       618.92
Aug...........................................        2,947       607.70
Sep...........................................        2,772       572.34
Oct...........................................        2,668       546.17
Nov...........................................        2,237       432.69
Dec...........................................        1,916       357.45
                                               -------------------------
    Annual....................................       29,423    $5,755.33
------------------------------------------------------------------------


                        Table A5-2--Hawaii County
                           [All Electric Home]
------------------------------------------------------------------------
                     Month                          KWH          Cost
------------------------------------------------------------------------
Jan...........................................        1,912      $525.20
Feb...........................................        1,618       469.10
Mar...........................................        2,190       641.71
Apr...........................................        2,176       623.38
May...........................................        2,536       745.60
Jun...........................................        2,546       751.84
Jul...........................................        2,778       902.11
Aug...........................................        2,761       873.10
Sep...........................................        2,606       820.24
Oct...........................................        2,527       772.79
Nov...........................................        2,003       591.14
Dec...........................................        1,804       522.13
                                               -------------------------
    Annual....................................       27,457    $8,238.33
------------------------------------------------------------------------


                            Table A5-3--Kauai
                           [All Electric Home]
------------------------------------------------------------------------
                     Month                          KWH          Cost
------------------------------------------------------------------------
Jan...........................................        1,854      $581.35
Feb...........................................        1,587       453.56
Mar...........................................        2,096       618.64
Apr...........................................        2,080       655.96
May...........................................        2,396       787.85
Jun...........................................        2,389       841.87
Jul...........................................        2,598       898.61
Aug...........................................        2,579       876.76
Sep...........................................        2,439       839.48
Oct...........................................        2,374       786.62
Nov...........................................        1,914       560.48
Dec...........................................        1,756       518.53
                                               -------------------------
    Annual....................................        6,062    $8,419.72
------------------------------------------------------------------------


                            Table A5-4--Maui
                           [All Electric Home]
------------------------------------------------------------------------
                     Month                          KWH          Cost
------------------------------------------------------------------------
Jan...........................................        2,038      $545.36
Feb...........................................        1,897       483.36
Mar...........................................        2,489       648.14
Apr...........................................        2,557       660.95
May...........................................        2,922       772.20
Jun...........................................        3,053       823.27

[[Page 74887]]


Jul...........................................        3,361       965.84
Aug...........................................        3,273       960.10
Sep...........................................        3,076       903.56
Oct...........................................        2,946       836.66
Nov...........................................        2,435       687.38
Dec...........................................        2,025       522.82
                                               -------------------------
    Annual....................................       32,072    $8,809.65
------------------------------------------------------------------------


                             Table A5-5--Guam
                           [All Electric Home]
------------------------------------------------------------------------
                     Month                          KWH          Cost
------------------------------------------------------------------------
Jan...........................................        3,010      $528.72
Feb...........................................        2,790       517.43
Mar...........................................        2,953       548.77
Apr...........................................        3,067       509.43
May...........................................        3,261       574.39
Jun...........................................        3,237       570.02
Jul...........................................        3,076       540.73
Aug...........................................        3,025       531.45
Sep...........................................        3,814       517.98
Oct...........................................        3,078       541.09
Nov...........................................        2,886       506.15
Dec...........................................        2,928       513.80
                                               -------------------------
    Annual....................................       36,262    $6,399.95
------------------------------------------------------------------------


                                                                                 Table A5-6--Washington, DC Area
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
                                   Electric heat                                                           Gas heat                                               Oil heat
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
                                                                                                          Elec. KWH    Elec.      Total                          Elec. KWH    Elec.      Total
                            Month                                KWH        Cost      Therms      Cost       \1\        cost       cost     Gallons      Cost       \1\        cost       cost
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Jan.........................................................      3,326    $335.08        126    $194.84        362     $42.14    $236.98         72    $179.90       1007    $106.58    $286.47
Feb.........................................................      2,688     272.89        101     158.91        320      37.86     196.77         56     139.92        891      97.13     237.05
Mar.........................................................      1,812     185.41         68     104.25        322      37.74     141.99         27      67.46        938     100.78     168.24
Apr.........................................................        966      88.98         34      63.37        316      36.60      99.98          2       5.00        909      84.52      89.52
May.........................................................      1,170     105.49         34      56.39        544      52.48     108.87  .........       0.00       1166     105.07     105.07
Jun.........................................................      1,377     158.51         32      47.82        784      90.78     138.60  .........       0.00       1369     157.61     157.61
Jul.........................................................      1,648     189.64         34      49.94      1,022     118.05     167.99  .........       0.00       1636     188.28     188.28
Aug.........................................................      1,566     181.57         33      47.99        957     111.41     159.40  .........       0.00       1555     180.31     180.31
Sep.........................................................      1,246     146.79         32      50.62        653      77.76     128.38  .........       0.00       1241     146.22     146.22
Oct.........................................................        975     111.01         35      54.91        315      38.62      93.53          1       2.50        941     107.46     109.95
Nov.........................................................      1,797     182.41         67     100.44        311      36.36     136.80         28      69.96        911      97.39     167.35
Dec.........................................................      2,797     279.73        106     165.93        344      39.84     205.77         58     144.92        952     101.81     246.73
                                                             -----------------------------------------------------------------------------------------------------------------------------------
    Totals..................................................     21,368  .........        702  .........      6,250  .........  .........        244  .........     13,516  .........  .........
Annual Cost.................................................  .........  $2,237.52  .........  $1,095.40  .........    $719.64  $1,815.04  .........    $609.65  .........  $1,473.17  $2,082.82
Relative Usage..............................................  .........     33.20%  .........  .........  .........  .........     60.74%  .........  .........  .........  .........      6.06%
Weighted Avg Cost \2\.......................................  .........    $742.86  .........  .........  .........  .........   $1102.45  .........  .........  .........  .........    $126.22
  Total Energy Utility Cost (sum of the weighted average      .........  .........  .........  .........  .........  .........  .........  .........  .........  .........  .........  $1,971.53
   cost of Electric + Gas + Oil Heat).......................
------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
\1\ KWH required for lighting, appliances, and furnace. Model used gas for stove and oven with gas heat.
\2\ Annual cost times relative usage.

Appendix 6--Hedonic Rental Data Equations and Results

libname colarent
`P:[bs]SWSD[bs]COLA[bs
]Survey2007[bs]Rental Data[bs]SAS 
Files and Programs[bs]FinalSASRentalData';

proc format;
value $unittype
    `A'=`SINGLE FAMILY DETACHED'
    `B',`C',`E',`H'=`PLEXED UNITS AND IN HOME APTS AND OTHER APTS'
    `D'=`ROWHOUSE OR TOWNHOUSE'
    `F'=`APARTMENT--GARDEN/WALKUP'
    `G'=`APARTMENT--HIGH RISE';
value $survey--area
    `A'=`GUAM' `B'=`KAUAI'
    `C'=`KONA' `D'=`HILO'
    `E'=`MAUI' `F'=`HONOLULU'
    `G'=`WASHINGTON DC';
value $basefmt
    `A'-`C'=`Y'
    `D'=`N';
value $class
    `A'=`4 bedroom single family'
    `B'=`3 bedroom single family'
    `C'=`2 bedroom single family'
    `D'=`3 bedroom apartment'
    `E'=`2 bedroom apartment'
    `F'=`1 bedroom apartment';
value $balcon
    `A'-`B'=`Y'
    `C'=`N';
value $deck
    `A'-`B'=`Y'
    `C'=`N';
value $extrcond
    `B'-`C'=`AVERAGE OR BELOW'
    `A'=`ABOVE AVERAGE';
value $garage
    `A'-`C'=`Y'
    `D'=`N';
value $neighcond
    `B'-`C'=`AVERAGE OR BELOW'
    `A'=`ABOVE AVERAGE';
value $patio
    `A'-`B'=`Y'
    `C'=`N';
value $listsource
    `A--2007'=`Owner Publication (2007)'
    `B--2007'=`Owner Drive-By (2007)'
    `C--2007'=`Owner Internet (2007)'
    `D--2007'=`Agent Publication (2007)'
    `E--2007'=`Agent Drive-By (2007)'
    `F--2007'=`Agent Internet (2007)'
    `G--2007'=`Other (2007)'
    `A--2006'=`Local Newspaper/Publication (2006)'
    `B--2006'=`Internet (2006)'
    `C--2006'=`Agent/Broker (2006)'
    `D--2006'=`Drive-By/Sign Posted (2006)'
    `E--2006'=`Other (2006)';
    run;

*** the following prevents a possible error from using a prior temp 
file in proc glm;
data temp;
a=1;
run;
data temp;
    set colarent.opmsvyfactors;
if use=`Yes' and size=`Yes' and unittype ne `I';
weight=1;
if substr(compnumber,1,1)=`G' then weight=.5;
location=substr(compnumber,1,1);
survey--year=0;
if surveyyr=2006 then survey--year=1;
survey--area=`XX';
if location=`A' then survey--area=`GU';
if location=`B' then survey--area=`KA';
if location=`C' then survey--area=`KO';
if location=`D' then survey--area=`HI';

[[Page 74888]]

if location=`E' then survey--area=`MA';
if location=`F' then survey--area=`HO';
if location=`G' then survey--area=`WA';
*Deal with Missing Values in Guam;
if medianincome=. then medianincomendx=.;
if pctallba=. then pctbandx=.;
if pctrenteroccupied=. then pctrenterindex=.;
if pctschoolage=. then pctschoolagendx=.;
if pctpoverty=. then pctpovertyndx=.;
if pctage65=. then pctage65ndx=.;
age=2007-yrbuilt;
agesq=age*age;
sqfootagesq=sqfootage*sqfootage;
baths=fullbaths+halfbaths*.5;
hasbalcony=0;
if balcony in (`A',`B') then hasbalcony=1;
cooling=0;
if (centrlcool=`Y' or multicool=`Y' or (windowunits > bedrooms))
then cooling=1;
hasdeck=0;
if deck in (`A',`B') then
hasdeck=1;
haselec=0;
if elec=`Y' then haselec=1;
hasfurniture=0;
if furniture=`Y' then hasfurniture=1;
Neighbor--Cond=0;
if neighcond=`A' then Neighbor--Cond=1;
if pets eq `Y' and petfees le 0 then petsOK=1;
PlexInHomeOther=0;
if unittype in (`B',`C',`E',`H') then
PlexInHomeOther=1;
Walkup=0;
if unittype eq `F' then Walkup= 1;
Townrow=0;
if unittype eq `D' then Townrow= 1;
HiRise=0;
if unittype eq `G' then HiRise= 1;
hasfullkitchen=0;
if refrig=`Y' then hasfullkitchen=hasfullkitchen+.5;
if (range=`Y' or oven=`Y') then hasfullkitchen=hasfullkitchen+.5;
*Detached=0;
*if unittype=`A' then Detached=1;
*omitting the above makes it the base condition;
SqftXPlexInHomeOther=0;
if unittype in (`B', `C', `E',`H') then
SqftXPlexInHomeOther=sqfootage; SqftXWalkup= 0;
if unittype eq `F' then SqftXWalkup= sqfootage;
SqftXHiRise= 0;
if unittype eq `G' then SqftXHiRise= sqfootage;
SqftXTownRow=0;
if unittype=`D' then SqftXTownRow= sqfootage;
SqftXDetached=0;
if unittype =`A' then SqftXDetached= sqfootage;
watersewer=0;
if water eq `Y' or sewer eq `Y' then watersewer=1;
Honolulu=0;
if survey--area=`HO' then Honolulu=1;
Hilo=0;
if survey--area=`HI' then Hilo=1;
Kona=0;
if survey--area=`KO' then Kona=1;
Kauai=0;
if survey--area=`KA' then Kauai=1;
Maui=0;
if survey--area=`MA' then Maui=1;
Guam=0;
if survey--area=`GU' then Guam=1;
Wash--DC=0;
lrent=log(rent+hoafees);
run;
title1 `2007 Pacific COLA Area Rental Data';
title2 `2007 Final Model';
PROC REG DATA=temp;weight weight;
    MODEL lrent=age
agesq baths bedrooms hasfullkitchen
haselec hasfurniture pctbandx pctschoolagendx pctpovertyndx
sqfootagesq HiRise townrow Walkup PlexInHomeOther Neighbor--Cond
SqftXHiRise SqftXPlexInHomeOther SqftXWalkup SqftXTownRow 
SqftXDetached survey--year
Honolulu Hilo Kona Kauai Maui Guam;
TITLE1 `2007 PACIFIC RENTAL DATA';
Title2 `RENTAL ANALYSIS Federal Register MODEL';
Footnote `';

                        2007 Pacific Rental Data
                          Rental Analyses Model
                            The REG Procedure
                              Model: MODEL1
                        Dependent Variable: Irent
------------------------------------------------------------------------

------------------------------------------------------------------------
Number of Observations Read..................................       3665
Number of Observations Used..................................       3652
Number of Observations with Missing Values...................         12
------------------------------------------------------------------------


                                                 Weight: weight
                                              Analysis of Variance
----------------------------------------------------------------------------------------------------------------
                      Source                          DF    Sum of squares    Mean square    F value     Pr > F
----------------------------------------------------------------------------------------------------------------
Model............................................       28       281.55194        10.05543     343.11     <.0001
Error............................................     3623       106.17846         0.02931
                                                  -------------------------
    Corrected Total..............................     3651       387.73040
----------------------------------------------------------------------------------------------------------------


------------------------------------------------------------------------

------------------------------------------------------------------------
Root MSE.....................................................    0.17119
R-Square.....................................................     0.7262
Dependent Mean...............................................    7.38990
Adj R-Sq.....................................................     0.7240
Coeff Var....................................................    2.31657
------------------------------------------------------------------------


----------------------------------------------------------------------------------------------------------------
                                                               Parameter
            Variable                    Label          DF      estimate     Standard error   t value    Pr > [t]
----------------------------------------------------------------------------------------------------------------
Intercept......................  Intercept.........      1         6.49477         0.07379      88.02     <.0001
age............................  ..................      1        -0.00691      0.00056794     -12.16     <.0001
agesq..........................  ..................      1      0.00007641      0.00000602      12.69     <.0001
baths..........................  ..................      1         0.09478         0.00771      12.30     <.0001
Bedrooms.......................  Bedrooms..........      1         0.06929         0.00719       9.64     <.0001
hasfullkitchen.................  ..................      1         0.22429         0.05355       4.19     <.0001
haselec........................  ..................      1         0.07833         0.01218       6.43     <.0001

[[Page 74889]]


hasfurniture...................  ..................      1         0.22254         0.02354       9.45     <.0001
PctBANdx.......................  PctBANdx..........      1         0.19713         0.01198      16.46     <.0001
PctSchoolAgeNdx................  PctSchoolAgeNdx...      1        -0.16025         0.01761      -9.10     <.0001
PctPovertyNdx..................  PctPovertyNdx.....      1         0.03710         0.00606       6.12     <.0001
sqfootagesq....................  ..................      1     -8.46604E-8     1.280806E-8      -6.61     <.0001
HiRise.........................  ..................      1        -0.27912         0.04131      -6.76     <.0001
Townrow........................  ..................      1         0.05122         0.03984       1.29     0.1987
Walkup.........................  ..................      1        -0.22643         0.04129      -5.48     <.0001
PlexInHomeOther................  ..................      1        -0.16272         0.03949      -4.12     <.0001
Neighbor--Cond.................  ..................      1         0.11656         0.01840       6.34     <.0001
SqftXHiRise....................  ..................      1      0.00070615      0.00004566      15.47     <.0001
SqftXPlexInHomeOther...........  ..................      1      0.00055474      0.00004622      12.00     <.0001
SqftXWalkup....................  ..................      1      0.00052046      0.00004713      11.04     <.0001
SqftXTownRow...................  ..................      1      0.00037414      0.00005030       7.44     <.0001
SqftXDetached..................  ..................      1      0.00047792      0.00004664      10.25     <.0001
survey--year...................  ..................      1        -0.07867         0.01066      -7.38     <.0001
Honolulu.......................  ..................      1         0.14162         0.01173      12.07     <.0001
Hilo...........................  ..................      1        -0.53636         0.01666     -32.20     <.0001
Kona...........................  ..................      1        -0.12475         0.01799      -6.93     <.0001
Kauai..........................  ..................      1        -0.12030         0.01902      -6.33     <.0001
Maui...........................  ..................      1        -0.03067         0.01550      -1.98     0.0479
Guam...........................  ..................      1        -0.19812         0.01330     -14.90     <.0001
----------------------------------------------------------------------------------------------------------------

Appendix 7-Final Living-Cost Results for the Pacific COLA Areas

----------------------------------------------------------------------------------------------------------------
                                        Primary Expenditure    MEG weight   PEG weight
    Major Expenditure Group (MEG)           Group (PEG)        (percent)    (percent)    PEG index    MEG index
----------------------------------------------------------------------------------------------------------------
                                               HONOLULU COUNTY, HI
----------------------------------------------------------------------------------------------------------------
1. Food.............................  ......................        11.25  ...........  ...........       124.98
                                      Cereals and bakery             0.74         6.54       160.63
                                       products.
                                      Meats, poultry, fish,          1.38        12.24       119.77
                                       and eggs.
                                      Dairy products........         0.62         5.48       145.22
                                      Fruits and vegetables.         0.71         6.32       144.06
                                      Processed foods.......         1.22        10.81       136.06
                                      Other food at home....         0.36         3.17       125.44
                                      Nonalcoholic beverages         0.48         4.23       144.38
                                      Food away from home...         4.80        42.67       112.13
                                      Alcoholic beverages...         0.96         8.54       118.38
                                      PEG Total.............  ...........       100.00
2. Shelter and Utilities............  ......................        38.09  ...........  ...........       131.54
                                      Shelter...............        33.90        89.01      115.892
                                      Energy utilities......         3.53         9.27       289.58
                                      Water and other public         0.65         1.72        89.70
                                       services.
                                      PEG Total.............  ...........       100.00
3. Household Furnishings and          ......................         5.34  ...........  ...........       103.09
 Supplies.
                                      Household operations..         1.53        28.67        92.48
                                      Housekeeping supplies.         1.00        18.68       112.71
                                      Textiles and area rugs         0.30         5.62       121.99
                                      Furniture.............         0.86        16.03        99.58
                                      Major appliances......         0.22         4.08       108.34
                                      Small appliances,              0.14         2.59       116.85
                                       misc. housewares.
                                      Misc. household                1.30        24.34       103.81
                                       equipment.
                                      PEG Total.............  ...........       100.00
4. Apparel and Services.............  ......................         3.77  ...........  ...........       102.26
                                      Men and boys..........         0.85        22.55       100.69
                                      Women and girls.......         1.38        36.55        89.41
                                      Children under 2......         0.12         3.21       119.16
                                      Footwear..............         0.90        23.96       103.97
                                      Other apparel products         0.52        13.73       132.11
                                       and services.
                                      PEG Total.............  ...........       100.00
5. Transportation...................  ......................        14.16  ...........  ...........       108.89
                                      Motor vehicle costs...         6.26        44.18       101.41
                                      Gasoline and motor oil         3.44        24.29       105.17
                                      Maintenance and                1.40         9.87       110.00
                                       repairs.
                                      Vehicle insurance.....         2.02        14.25        93.71
                                      Public transportation.         1.05         7.42       193.26
                                      PEG Total.............  ...........       100.00
6. Medical..........................  ......................         4.75  ...........  ...........        85.88
                                      Health insurance......         2.80        58.87        72.55

[[Page 74890]]


                                      Medical services......         1.17        24.53       106.48
                                      Drugs and medical              0.79        16.61       102.70
                                       supplies.
                                      PEG Total.............  ...........       100.00
7. Recreation.......................  ......................         4.44  ...........  ...........       107.42
                                      Fees and admissions...         1.20        26.94        87.64
                                      Television, radios,            0.75        16.80       112.97
                                       sound equipment.
                                      Pets, toys, and                0.80        17.93       135.71
                                       playground equipment.
                                      Other entertainment            0.41         9.27       116.74
                                       supplies, etc..
                                      Personal care products         0.60        13.42       105.35
                                      Personal care services         0.54        12.12        97.81
                                      Reading...............         0.16         3.53       104.58
                                      PEG Total.............  ...........       100.00
8. Education and Communication......  ......................         4.97  ...........  ...........       103.74
                                      Education.............         0.29         5.77       159.48
                                      Communications........         4.16        83.88       100.38
                                      Computers and computer         0.51        10.34        99.94
                                       services.
                                      PEG Total.............  ...........       100.00
9. Miscellaneous....................  ......................        13.23  ...........  ...........       101.45
                                      Tobacco products, etc.         0.43         3.27       135.87
                                      Miscellaneous.........         1.61        12.15        91.43
                                      Personal insurance and        11.19        84.58       101.56
                                       pensions.
                                      PEG Total.............  ...........       100.00
                                      MEG Total.............       100.00
Overall Price Index.................  ......................  ...........  ...........  ...........       116.37
Plus Adjustment Factor..............  ......................  ...........  ...........  ...........         5.00
Index Plus Adjustment Factor........  ......................  ...........  ...........  ...........       121.37
----------------------------------------------------------------------------------------------------------------
                                                  HILO AREA, HI
----------------------------------------------------------------------------------------------------------------
1. Food.............................  ......................        11.25  ...........  ...........       119.99
                                      Cereals and bakery             0.74         6.54       159.12
                                       products.
                                      Meats, poultry, fish,          1.38        12.24       116.51
                                       and eggs.
                                      Dairy products........         0.62         5.48       136.58
                                      Fruits and vegetables.         0.71         6.32       156.35
                                      Processed foods.......         1.22        10.81       134.37
                                      Other food at home....         0.36         3.17       140.12
                                      Nonalcoholic beverages         0.48         4.23       124.35
                                      Food away from home...         4.80        42.67       103.39
                                      Alcoholic beverages...         0.96         8.54       112.60
                                      PEG Total.............  ...........       100.00
2. Shelter and Utilities............  ......................        38.09  ...........  ...........        91.82
                                      Shelter...............        33.90        89.01       58.977
                                      Energy utilities......         3.53         9.27       414.51
                                      Water and other public         0.65         1.72        52.45
                                       services.
                                      PEG Total.............  ...........       100.00
3. Household Furnishings and          ......................         5.34  ...........  ...........        98.06
 Supplies.
                                      Household operations..         1.53        28.67        81.91
                                      Housekeeping supplies.         1.00        18.68       110.41
                                      Textiles and area rugs         0.30         5.62       112.93
                                      Furniture.............         0.86        16.03        99.10
                                      Major appliances......         0.22         4.08       121.03
                                      Small appliances,              0.14         2.59       108.69
                                       misc. housewares.
                                      Misc. household                1.30        24.34        98.49
                                       equipment.
                                      PEG Total.............  ...........       100.00
4. Apparel and Services.............  ......................         3.77  ...........  ...........       101.27
                                      Men and boys..........         0.85        22.55       104.38
                                      Women and girls.......         1.38        36.55        96.29
                                      Children under 2......         0.12         3.21       110.20
                                      Footwear..............         0.90        23.96        97.72
                                      Other apparel products         0.52        13.73       113.52
                                       and services.
                                      PEG Total.............  ...........       100.00
5. Transportation...................  ......................        14.16  ...........  ...........       115.74
                                      Motor vehicle costs...         6.26        44.18       106.40
                                      Gasoline and motor oil         3.44        24.29       110.53
                                      Maintenance and                1.40         9.87       116.95
                                       repairs.
                                      Vehicle insurance.....         2.02        14.25        96.29
                                      Public transportation.         1.05         7.42       224.26
                                      PEG Total.............  ...........       100.00
6. Medical..........................  ......................         4.75  ...........  ...........        83.29
                                      Health insurance......         2.80        58.87        71.97
                                      Medical services......         1.17        24.53       102.01
                                      Drugs and medical              0.79        16.61        95.74
                                       supplies.
                                      PEG Total.............  ...........       100.00

[[Page 74891]]


7. Recreation.......................  ......................         4.44  ...........  ...........        95.43
                                      Fees and admissions...         1.20        26.94        80.35
                                      Television, radios,            0.75        16.80       103.39
                                       sound equipment.
                                      Pets, toys, and                0.80        17.93       103.84
                                       playground equipment.
                                      Other entertainment            0.41         9.27       114.85
                                       supplies, etc..
                                      Personal care products         0.60        13.42       104.31
                                      Personal care services         0.54        12.12        80.59
                                      Reading...............         0.16         3.53        95.97
                                      PEG Total.............  ...........       100.00
8. Education and Communication......  ......................         4.97  ...........  ...........        99.07
                                      Education.............         0.29         5.77        79.56
                                      Communications........         4.16        83.88       100.27
                                      Computers and computer         0.51        10.34       100.16
                                       services.
                                      PEG Total.............  ...........       100.00
9. Miscellaneous....................  ......................        13.23  ...........  ...........       100.64
                                      Tobacco products, etc.         0.43         3.27       127.68
                                      Miscellaneous.........         1.61        12.15        99.66
                                      Personal insurance and        11.19        84.58        99.74
                                       pensions.
                                      PEG Total.............  ...........       100.00
                                      MEG Total.............       100.00
Overall Price Index.................  ......................  ...........  ...........  ...........       100.35
Plus Adjustment Factor..............  ......................  ...........  ...........  ...........         7.00
Index Plus Adjustment Factor........  ......................  ...........  ...........  ...........       107.35
----------------------------------------------------------------------------------------------------------------
                                           KAILUA KONA/WAIMEA AREA, HI
----------------------------------------------------------------------------------------------------------------
1. Food.............................  ......................        11.25  ...........  ...........       134.80
                                      Cereals and bakery             0.74         6.54       171.95
                                       products.
                                      Meats, poultry, fish,          1.38        12.24       128.06
                                       and eggs.
                                      Dairy products........         0.62         5.48       148.20
                                      Fruits and vegetables.         0.71         6.32       166.88
                                      Processed foods.......         1.22        10.81       139.76
                                      Other food at home....         0.36         3.17       136.62
                                      Nonalcoholic beverages         0.48         4.23       167.11
                                      Food away from home...         4.80        42.67       123.34
                                      Alcoholic beverages...         0.96         8.54       118.03
                                      PEG Total.............  ...........       100.00
2. Shelter and Utilities............  ......................        38.09  ...........  ...........       118.60
                                      Shelter...............        33.90        89.01       89.069
                                      Energy utilities......         3.53         9.27       414.51
                                      Water and other public         0.65         1.72        52.45
                                       services.
                                      PEG Total.............  ...........       100.00
3. Household Furnishings and          ......................         5.34  ...........  ...........       100.11
 Supplies.
                                      Household operations..         1.53        28.67        93.87
                                      Housekeeping supplies.         1.00        18.68       108.53
                                      Textiles and area rugs         0.30         5.62       104.13
                                      Furniture.............         0.86        16.03        99.10
                                      Major appliances......         0.22         4.08       109.78
                                      Small appliances,              0.14         2.59       114.88
                                       misc. housewares.
                                      Misc. household                1.30        24.34        97.52
                                       equipment.
                                      PEG Total.............  ...........       100.00
4. Apparel and Services.............  ......................         3.77  ...........  ...........       112.89
                                      Men and boys..........         0.85        22.55       132.19
                                      Women and girls.......         1.38        36.55        99.62
                                      Children under 2......         0.12         3.21       119.49
                                      Footwear..............         0.90        23.96        96.13
                                      Other apparel products         0.52        13.73       144.23
                                       and services.
                                      PEG Total.............  ...........       100.00
5. Transportation...................  ......................        14.16  ...........  ...........       114.51
                                      Motor vehicle costs...         6.26        44.18       104.73
                                      Gasoline and motor oil         3.44        24.29       112.79
                                      Maintenance and                1.40         9.87       118.70
                                       repairs.
                                      Vehicle insurance.....         2.02        14.25        96.29
                                      Public transportation.         1.05         7.42       207.80
                                      PEG Total.............  ...........       100.00
6. Medical..........................  ......................         4.75  ...........  ...........        89.68
                                      Health insurance......         2.80        58.87        71.97
                                      Medical services......         1.17        24.53       120.09
                                      Drugs and medical              0.79        16.61       107.52
                                       supplies.
                                      PEG Total.............  ...........       100.00
7. Recreation.......................  ......................         4.44  ...........  ...........       106.00
                                      Fees and admissions...         1.20        26.94       100.28
                                      Television, radios,            0.75        16.80       110.49
                                       sound equipment.

[[Page 74892]]


                                      Pets, toys, and                0.80        17.93       117.17
                                       playground equipment.
                                      Other entertainment            0.41         9.27       114.28
                                       supplies, etc..
                                      Personal care products         0.60        13.42       100.09
                                      Personal care services         0.54        12.12        98.99
                                      Reading...............         0.16         3.53        96.31
                                      PEG Total.............  ...........       100.00
8. Education and Communication......  ......................         4.97  ...........  ...........       102.05
                                      Education.............         0.29         5.77       107.04
                                      Communications........         4.16        83.88       101.94
                                      Computers and computer         0.51        10.34       100.16
                                       services.
                                      PEG Total.............  ...........       100.00
9. Miscellaneous....................  ......................        13.23  ...........  ...........       100.07
                                      Tobacco products, etc.         0.43         3.27       129.51
                                      Miscellaneous.........         1.61        12.15        94.48
                                      Personal insurance and        11.19        84.58        99.74
                                       pensions.
                                      PEG Total.............  ...........       100.00
                                      MEG Total.............       100.00
Overall Price Index.................  ......................  ...........  ...........  ...........       113.44
Plus Adjustment Factor..............  ......................  ...........  ...........  ...........         7.00
Index Plus Adjustment Factor........  ......................  ...........  ...........  ...........       120.44
----------------------------------------------------------------------------------------------------------------


----------------------------------------------------------------------------------------------------------------
                                                                                        Kona/Waimea
    Major Expenditure Group (MEG)       Primary Expenditure    MEG weight   Hilo area       area      MEG index
                                            Group (PEG)        (percent)     indexes      indexes
----------------------------------------------------------------------------------------------------------------
                                                HAWAII COUNTY, HI
----------------------------------------------------------------------------------------------------------------
Employment Weights..................  Hilo: 66.7 percent.
                                       Kona/Waimea: 33.3
                                       percent.
1. Food.............................  ......................        11.25       119.99       134.80
                                      Cereals and bakery      ...........       159.12       171.95       163.39
                                       products.
                                      Meats, poultry, fish,   ...........       116.51       128.06       120.36
                                       and eggs.
                                      Dairy products........  ...........       136.58       148.20       140.45
                                      Fruits and vegetables.  ...........       156.35       166.88       159.85
                                      Processed foods.......  ...........       134.37       139.76       136.16
                                      Other food at home....  ...........       140.12       136.62       138.95
                                      Nonalcoholic beverages  ...........       124.35       167.11       138.59
                                      Food away from home...  ...........       103.39       123.34       110.03
                                      Alcoholic beverages...  ...........       112.60       118.03       114.41
                                      PEG Total.............
2. Shelter and Utilities............  ......................        38.09        91.82       118.60
                                      Shelter...............  ...........        58.98        89.07        69.00
                                      Energy utilities......  ...........       414.51       414.51       414.51
                                      Water and other public  ...........        52.45        52.45        52.45
                                       services.
                                      PEG Total.............
3. Household Furnishings and          ......................         5.34        98.06       100.11        98.74
 Supplies.
                                      Household operations..  ...........        81.91        93.87        85.89
                                      Housekeeping supplies.  ...........       110.41       108.53       109.79
                                      Textiles and area rugs  ...........       112.93       104.13       110.00
                                      Furniture.............  ...........        99.10        99.10        99.10
                                      Major appliances......  ...........       121.03       109.78       117.29
                                      Small appliances,       ...........       108.69       114.88       110.75
                                       misc. housewares.
                                      Misc. household         ...........        98.49        97.52        98.17
                                       equipment.
                                      PEG Total.............
4. Apparel and Services.............  ......................         3.77       101.27       112.89       105.14
                                      Men and boys..........  ...........       104.38       132.19       113.64
                                      Women and girls.......  ...........        96.29        99.62        97.40
                                      Children under 2......  ...........       110.20       119.49       113.30
                                      Footwear..............  ...........        97.72        96.13        97.19
                                      Other apparel products  ...........       113.52       144.23       123.75
                                       and services.
                                      PEG Total.............
5. Transportation...................  ......................        14.16       115.74       114.51       115.33
                                      Motor vehicle costs...  ...........       106.40       104.73       105.84
                                      Gasoline and motor oil  ...........       110.53       112.79       111.28
                                      Maintenance and         ...........       116.95       118.70       117.54
                                       repairs.
                                      Vehicle insurance.....  ...........        96.29        96.29        96.29
                                      Public transportation.  ...........       224.26       207.80       218.78
                                      PEG Total.............
6. Medical..........................  ......................         4.75        83.29        89.68        85.41
                                      Health insurance......  ...........        71.97        71.97        71.97
                                      Medical services......  ...........       102.01       120.09       108.03
                                      Drugs and medical       ...........        95.74       107.52        99.66
                                       supplies.

[[Page 74893]]


                                      PEG Total.............
7. Recreation.......................  ......................         4.44        95.43       106.00        98.95
                                      Fees and admissions...  ...........        80.35       100.28        86.99
                                      Television, radios,     ...........       103.39       110.49       105.76
                                       sound equipment.
                                      Pets, toys, and         ...........       103.84       117.17       108.27
                                       playground equipment.
                                      Other entertainment     ...........       114.85       114.28       114.66
                                       supplies, etc..
                                      Personal care products  ...........       104.31       100.09       102.91
                                      Personal care services  ...........        80.59        98.99        86.72
                                      Reading...............  ...........        95.97        96.31        96.08
                                      PEG Total.............
8. Education and Communication......  ......................         4.97        99.07       102.05       100.06
                                      Education.............  ...........        79.56       107.04        88.71
                                      Communications........  ...........       100.27       101.94       100.83
                                      Computers and computer  ...........       100.16       100.16       100.16
                                       services.
                                      PEG Total.............
9. Miscellaneous....................  ......................        13.23       100.64       100.07       100.45
                                      Tobacco products, etc.  ...........       127.68       129.51       128.29
                                      Miscellaneous.........  ...........        99.66        94.48        97.93
                                      Personal insurance and  ...........        99.74        99.74        99.74
                                       pensions.
Overall Price Index.................  ......................  ...........  ...........  ...........       104.71
Plus Adjustment Factor..............  ......................  ...........  ...........  ...........         7.00
Index Plus Adjustment Factor........  ......................  ...........  ...........  ...........       111.71
----------------------------------------------------------------------------------------------------------------


----------------------------------------------------------------------------------------------------------------
                                        Primary Expenditure    MEG weight   PEG weight
    Major Expenditure Group (MEG)           Group (PEG)        (percent)    (percent)    PEG index    MEG index
----------------------------------------------------------------------------------------------------------------
                                                KAUAI COUNTY, HI
----------------------------------------------------------------------------------------------------------------
1. Food.............................  ......................        11.25  ...........  ...........       123.69
                                      Cereals and bakery             0.74         6.54       162.33
                                       products.
                                      Meats, poultry, fish,          1.38        12.24       121.00
                                       and eggs.
                                      Dairy products........         0.62         5.48       145.09
                                      Fruits and vegetables.         0.71         6.32       172.84
                                      Processed foods.......         1.22        10.81       136.43
                                      Other food at home....         0.36         3.17       126.21
                                      Nonalcoholic beverages         0.48         4.23       131.80
                                      Food away from home...         4.80        42.67       106.60
                                      Alcoholic beverages...         0.96         8.54       112.22
                                      PEG Total.............  ...........       100.00
2. Shelter and Utilities............  ......................        38.09  ...........  ...........       119.96
                                      Shelter...............        33.90        89.01       89.513
                                      Energy utilities......         3.53         9.27       423.64
                                      Water and other public         0.65         1.72        59.34
                                       services.
                                      PEG Total.............  ...........       100.00
3. Household Furnishings and          ......................         5.34  ...........  ...........       100.28
 Supplies.
                                      Household operations..         1.53        28.67        82.24
                                      Housekeeping supplies.         1.00        18.68       116.65
                                      Textiles and area rugs         0.30         5.62       116.26
                                      Furniture.............         0.86        16.03        99.10
                                      Major appliances......         0.22         4.08       113.98
                                      Small appliances,              0.14         2.59       112.73
                                       misc. housewares.
                                      Misc. household                1.30        24.34       102.44
                                       equipment.
                                      PEG Total.............  ...........       100.00
4. Apparel and Services.............  ......................         3.77  ...........  ...........       103.01
                                      Men and boys..........         0.85        22.55       112.41
                                      Women and girls.......         1.38        36.55        92.11
                                      Children under 2......         0.12         3.21       121.64
                                      Footwear..............         0.90        23.96        99.10
                                      Other apparel products         0.52        13.73       119.00
                                       and services.
                                      PEG Total.............  ...........       100.00
5. Transportation...................  ......................        14.16  ...........  ...........       111.11
                                      Motor vehicle costs...         6.26        44.18       100.90
                                      Gasoline and motor oil         3.44        24.29       111.13
                                      Maintenance and                1.40         9.87       104.18
                                       repairs.
                                      Vehicle insurance.....         2.02        14.25        91.43
                                      Public transportation.         1.05         7.42       218.95
                                      PEG Total.............  ...........       100.00
6. Medical..........................  ......................         4.75  ...........  ...........        84.68
                                      Health insurance......         2.80        58.87        72.61
                                      Medical services......         1.17        24.53        98.94
                                      Drugs and medical              0.79        16.61       106.41
                                       supplies.

[[Page 74894]]


                                      PEG Total.............  ...........       100.00
7. Recreation.......................  ......................         4.44  ...........  ...........        98.63
                                      Fees and admissions...         1.20        26.94        77.82
                                      Television, radios,            0.75        16.80       115.26
                                       sound equipment.
                                      Pets, toys, and                0.80        17.93       122.95
                                       playground equipment.
                                      Other entertainment            0.41         9.27       107.99
                                       supplies, etc..
                                      Personal care products         0.60        13.42        97.05
                                      Personal care services         0.54        12.12        78.04
                                      Reading...............         0.16         3.53       106.81
                                      PEG Total.............  ...........       100.00
8. Education and Communication......  ......................         4.97  ...........  ...........        97.46
                                      Education.............         0.29         5.77        98.03
                                      Communications........         4.16        83.88        97.08
                                      Computers and computer         0.51        10.34       100.16
                                       services.
                                      PEG Total.............  ...........       100.00
9. Miscellaneous....................  ......................        13.23  ...........  ...........       100.66
                                      Tobacco products, etc.         0.43         3.27       129.69
                                      Miscellaneous.........         1.61        12.15        99.30
                                      Personal insurance and        11.19        84.58        99.74
                                       pensions.
                                      PEG Total.............  ...........       100.00
                                      MEG Total.............       100.00
Overall Price Index.................  ......................  ...........  ...........  ...........       111.14
Plus Adjustment Factor..............  ......................  ...........  ...........  ...........         7.00
Index Plus Adjustment Factor........  ......................  ...........  ...........  ...........       118.14
----------------------------------------------------------------------------------------------------------------
                                                 MAUI COUNTY, HI
----------------------------------------------------------------------------------------------------------------
1. Food.............................  ......................        11.25  ...........  ...........       129.38
                                      Cereals and bakery             0.74         6.54       165.52
                                       products.
                                      Meats, poultry, fish,          1.38        12.24       123.11
                                       and eggs.
                                      Dairy products........         0.62         5.48       154.50
                                      Fruits and vegetables.         0.71         6.32       173.92
                                      Processed foods.......         1.22        10.81       135.32
                                      Other food at home....         0.36         3.17       126.95
                                      Nonalcoholic beverages         0.48         4.23       150.17
                                      Food away from home...         4.80        42.67       115.31
                                      Alcoholic beverages...         0.96         8.54       114.99
                                      PEG Total.............  ...........       100.00
2. Shelter and Utilities............  ......................        38.09  ...........  ...........       129.64
                                      Shelter...............        33.90        89.01       97.734
                                      Energy utilities......         3.53         9.27       443.26
                                      Water and other public         0.65         1.72        90.63
                                       services.
                                      PEG Total.............  ...........       100.00
3. Household Furnishings and          ......................         5.34  ...........  ...........       102.45
 Supplies.
                                      Household operations..         1.53        28.67        93.17
                                      Housekeeping supplies.         1.00        18.68       115.95
                                      Textiles and area rugs         0.30         5.62       109.09
                                      Furniture.............         0.86        16.03        99.10
                                      Major appliances......         0.22         4.08       107.30
                                      Small appliances,              0.14         2.59       117.36
                                       misc. housewares.
                                      Misc. household                1.30        24.34       101.27
                                       equipment.
                                      PEG Total.............  ...........       100.00
4. Apparel and Services.............  ......................         3.77  ...........  ...........       107.80
                                      Men and boys..........         0.85        22.55       111.16
                                      Women and girls.......         1.38        36.55       104.82
                                      Children under 2......         0.12         3.21       124.64
                                      Footwear..............         0.90        23.96        98.23
                                      Other apparel products         0.52        13.73       122.98
                                       and services.
                                      PEG Total.............  ...........       100.00
5. Transportation...................  ......................        14.16  ...........  ...........       112.80
                                      Motor vehicle costs...         6.26        44.18       100.64
                                      Gasoline and motor oil         3.44        24.29       115.68
                                      Maintenance and                1.40         9.87       104.70
                                       repairs.
                                      Vehicle insurance.....         2.02        14.25       100.14
                                      Public transportation.         1.05         7.42       210.88
                                      PEG Total.............  ...........       100.00
6. Medical..........................  ......................         4.75  ...........  ...........        88.22
                                      Health insurance......         2.80        58.87        72.14
                                      Medical services......         1.17        24.53       118.90
                                      Drugs and medical              0.79        16.61        99.92
                                       supplies.
                                      PEG Total.............  ...........       100.00
7. Recreation.......................  ......................         4.44  ...........  ...........       104.74
                                      Fees and admissions...         1.20        26.94        88.08

[[Page 74895]]


                                      Television, radios,            0.75        16.80       106.89
                                       sound equipment.
                                      Pets, toys, and                0.80        17.93       124.61
                                       playground equipment.
                                      Other entertainment            0.41         9.27       113.65
                                       supplies, etc..
                                      Personal care products         0.60        13.42        97.82
                                      Personal care services         0.54        12.12       111.28
                                      Reading...............         0.16         3.53       101.18
                                      PEG Total.............  ...........       100.00
8. Education and Communication......  ......................         4.97  ...........  ...........        98.27
                                      Education.............         0.29         5.77        81.32
                                      Communications........         4.16        83.88        99.21
                                      Computers and computer         0.51        10.34       100.16
                                       services.
                                      PEG Total.............  ...........       100.00
9. Miscellaneous....................  ......................        13.23  ...........  ...........       101.72
                                      Tobacco products, etc.         0.43         3.27       131.78
                                      Miscellaneous.........         1.61        12.15       107.46
                                      Personal insurance and        11.19        84.58        99.74
                                       pensions.
                                      PEG Total.............  ...........       100.00
                                      MEG Total.............       100.00
Overall Price Index.................  ......................  ...........  ...........  ...........       116.62
Plus Adjustment Factor..............  ......................  ...........  ...........  ...........         7.00
Index Plus Adjustment Factor........  ......................  ...........  ...........  ...........       123.62
----------------------------------------------------------------------------------------------------------------
                                      GUAM AND THE NORTHERN MARIANA ISLANDS
----------------------------------------------------------------------------------------------------------------
1. Food.............................  ......................        11.25  ...........  ...........       116.31
                                      Cereals and bakery             0.74         6.54       144.07
                                       products.
                                      Meats, poultry, fish,          1.38        12.24       102.22
                                       and eggs.
                                      Dairy products........         0.62         5.48       146.63
                                      Fruits and vegetables.         0.71         6.32       169.38
                                      Processed foods.......         1.22        10.81       126.41
                                      Other food at home....         0.36         3.17       131.73
                                      Nonalcoholic beverages         0.48         4.23       127.33
                                      Food away from home...         4.80        42.67       102.66
                                      Alcoholic beverages...         0.96         8.54       100.85
                                      PEG Total.............  ...........       100.00
2. Shelter and Utilities............  ......................        38.09  ...........  ...........       104.88
                                      Shelter...............        33.90        89.01       82.574
                                      Energy utilities......         3.53         9.27       322.02
                                      Water and other public         0.65         1.72        89.10
                                       services.
                                      PEG Total.............  ...........       100.00
3. Household Furnishings and          ......................         5.34  ...........  ...........       102.54
 Supplies.
                                      Household operations..         1.53        28.67        57.50
                                      Housekeeping supplies.         1.00        18.68       137.31
                                      Textiles and area rugs         0.30         5.62       112.52
                                      Furniture.............         0.86        16.03        98.28
                                      Major appliances......         0.22         4.08       123.19
                                      Small appliances,              0.14         2.59       108.79
                                       misc. housewares.
                                      Misc. household                1.30        24.34       125.29
                                       equipment.
                                      PEG Total.............  ...........       100.00
4. Apparel and Services.............  ......................         3.77  ...........  ...........       108.76
                                      Men and boys..........         0.85        22.55       131.94
                                      Women and girls.......         1.38        36.55        88.08
                                      Children under 2......         0.12         3.21       142.67
                                      Footwear..............         0.90        23.96       101.85
                                      Other apparel products         0.52        13.73       129.85
                                       and services.
                                      PEG Total.............  ...........       100.00
5. Transportation...................  ......................        14.16  ...........  ...........       135.40
                                      Motor vehicle costs...         6.26        44.18       107.95
                                      Gasoline and motor oil         3.44        24.29       109.28
                                      Maintenance and                1.40         9.87        91.07
                                       repairs.
                                      Vehicle insurance.....         2.02        14.25       102.27
                                      Public transportation.         1.05         7.42       507.04
                                      PEG Total.............  ...........       100.00
6. Medical..........................  ......................         4.75  ...........  ...........       127.22
                                      Health insurance......         2.80        58.87       149.40
                                      Medical services......         1.17        24.53        87.29
                                      Drugs and medical              0.79        16.61       107.60
                                       supplies.
                                      PEG Total.............  ...........       100.00
7. Recreation.......................  ......................         4.44  ...........  ...........       101.11
                                      Fees and admissions...         1.20        26.94        77.17
                                      Television, radios,            0.75        16.80       121.74
                                       sound equipment.
                                      Pets, toys, and                0.80        17.93       118.19
                                       playground equipment.
                                      Other entertainment            0.41         9.27       119.85
                                       supplies, etc..

[[Page 74896]]


                                      Personal care products         0.60        13.42       109.74
                                      Personal care services         0.54        12.12        75.03
                                      Reading...............         0.16         3.53       106.26
                                      PEG Total.............  ...........       100.00
8. Education and Communication......  ......................         4.97  ...........  ...........       114.25
                                      Education.............         0.29         5.77       166.18
                                      Communications........         4.16        83.88       112.26
                                      Computers and computer         0.51        10.34       101.45
                                       services.
                                      PEG Total.............  ...........       100.00
9. Miscellaneous....................  ......................        13.23  ...........  ...........        98.20
                                      Tobacco products, etc.         0.43         3.27        90.21
                                      Miscellaneous.........         1.61        12.15        89.65
                                      Personal insurance and        11.19        84.58        99.74
                                       pensions.
                                      PEG Total.............  ...........       100.00
                                      MEG Total.............       100.00
Overall Price Index.................  ......................  ...........  ...........  ...........       110.98
Plus Adjustment Factor..............  ......................  ...........  ...........  ...........         9.00
Index Plus Adjustment Factor........  ......................  ...........  ...........  ...........       119.98
----------------------------------------------------------------------------------------------------------------

[FR Doc. E8-28833 Filed 12-8-08; 8:45 am]

BILLING CODE 6325-39-P