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THE FUTURE OF BANKING
PANEL THREE
Rich Brown - Chief Economist, Division of Insurance and Research
Alice Goodman - Director, Office of Legislative Affairs
Art Murton - Director, Division of Insurance and Research
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Economic Outlook
- Corporate-sector recession has led to slow-growth recovery
- Key to stronger recovery: handoff from consumer-led growth to renewed hiring and investment by the business sector
- Implications for the banking industry
- Deposit Insurance Reform
- Passage of HR 522; provisions of the bill
- Awaiting action by the Senate
- Research Agenda: Future of Banking Study
- Banking industry's share of financial services
- What are the relevant measures and how are they changing?
- Changing Structure of the Banking Industry
- Large, complex banks: Concentration and diversification
- Community banks: Can they prosper over the long-term?
- Specialty banks
- Business lines: commercial lending, consumer lending, mortgage lending
- Policy Issues
- Banking and commerce
- Capital regulation: Basel II
- Regulatory restructuring
- Corporate governance
- Privacy
- Study intended to advance the discussion of these issues and to identify areas for further research, laying the groundwork for ongoing research efforts with outside scholars and industry experts.
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