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U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

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You may elect Option A-Standard life Insurance in the amount of $10,000.00.

The cost of Option A -Standard insurance depends on your age. When you have a birthday that moves you to another age group, you will begin paying the premiums for the new age group in the first pay period that starts after your birthday. The premiums increase depending on your age group, as shown in the following table:

Age Group Biweekly Premium
($)
Monthly Premium ($)
Under age 35 0.30 0.65
Age 35 through 39 0.40 0.87
Age 40 through 44 0.60 1.30
Age 45 through 49 0.90 1.95
Age 50 through 54 1.40 3.03
Age 55 through 59 2.70 5.85
Age 60 and over 6.00 13.00

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