Chapter 1 Appraisal and Property Requirements

Information by State  Print version

 Hazards and Nuisances: Flood Zones and Insurance Page 1-18c  

General Requirements can be found in: Mortgagee Letter 2005-48 (existing properties over 1 year old), HUD Handbooks 4000.2 Rev-3 Section 2-6,& 4150.2 Section 2-2 & Mortgagee Letter 99-34 for new construction (not applicable to condominium projects).

Appraisers are required to verify whether the subject property is located in a designated flood zone and indicate the designation on the appraisal form together with the flood map panel number and map date.

Please Contact FEMA Flood Hazard Mapping for more information on National Flood Insurance Program maps.

	Airports
	Railroad tracks and other high noise sources
	Flood zones and insurance
	Lead based paint
	Radon
	Overhead high voltage transmission towers and lines
	Operating and abandoned oil and gas wells, tanks and pressure lines
	Insulation materials
	Lava zones
	Avalanche hazards