| Health Care Programs |
Plan/Program |
Benefits/Services Provided |
What It Means to You |
Health insurance — Federal Employees Health Benefits (FEHB) |
Comprehensive medical benefits including hospitalization, surgery, doctor's office visits, preventive care, and prescription drugs. |
- You create a safety net against medical emergencies.
- An array of health options to choose from lets you select a plan that fits your needs and lifestyle.
|
Dental and Vision insurance |
Comprehensive dental and vision benefits. |
- No pre-existing condition limitations.
|
Health Care Reimbursement Account |
Pay eligible health care expenses that are not covered by insurance—such as medical deductibles, co-payments, and alternative therapies—using pre-tax payroll contributions |
- You cut your taxes and increase your spendable income.
|
Premium Payment Plan |
Pay your health, dental, and vision insurance premiums with pre-tax dollars. |
- You cut your taxes and increase your spendable income.
- You reduce the cost of your health care.
|
| Financial Security |
Plan/Program |
Benefits/Services Provided |
What It Means to You |
Thrift Savings Plan (TSP) |
A savings and retirement plan account which includes:
- Contributions from the Federal Judiciary equal to 1% of your basic annual pay, plus
- Your own tax-deferred contributions up to the IRS limit, plus
- Matching contributions from the Federal Judiciary up to 4% of pay; plus
- Tax-deferred earnings on the entire account
|
- A savings plan that grows tax free, so it grows faster.
- The opportunity to direct the investment of your savings by choosing among five investment funds.
- A portable plan you can take with you and maintain its tax-deferred status.
- Total Federal Judiciary contributions can reach 5% of your salary.
|
Federal Employees Retirement System (FERS) |
- Monthly retirement annuity based on a percentage of your pay.
- Social Security benefits
|
- A basic security net of financial protection at retirement or earlier if you become disabled.
|
Long-term care insurance |
- A choice of plans to help pay for assistance with activities of daily living including bathing, dressing and eating.
|
- Financial assistance when you need it.
|
Life insurance — Federal Employees' Group Life Insurance (FEGLI) |
- Life insurance and accidental death and dismemberment insurance
|
- Provide peace of mind and financial protection for you and your loved ones.
|
| Keeping Your Life in Balance |
Plan/Program |
Benefits/Services Provided |
What It Means to You |
Employee Assistance Program (EAP) |
- Free confidential professional advice on life's important decisions.
|
- No cost counseling on important matters:
- Financial
- Legal
- Health
- Personal
|
Commuter Benefit Program |
- Pay eligible commuting expenses for parking and mass transit using pre-tax payroll contributions
|
- You reduce the cost of commuting to work.
|
Dependent Care Reimbursement Account |
- Pay qualified dependent care expenses using pre-tax payroll contributions
|
- You reduce the cost of dependent care expenses.
|
