1. Introduction
2. Press Release
3. Acquiring Financial Institution
4. Question and Answer Guide
5. Banking Services
6. Loan Customers
7. Possible Claims

The FDIC has assembled useful information regarding your relationship with this institution.  Besides a checking account, you may have Certificates of Deposit, a car loan, a business checking account, a commercial loan, a Social Security direct deposit, and other relationships with the institution.  The FDIC has compiled the following information which should answer many of your questions.

Your transferred deposits will be separately insured from any accounts you may already have at Republic Bank of Chicago for six months after the failure of National Bank of Commerce. Checks that were drawn on National Bank of Commerce that did not clear before the institution closed will be honored as long as there are sufficient funds in the account.  You may speak to an FDIC representative regarding deposit insurance by calling: 1-800-760-3641 or visit EDIE the FDIC's Electronic Deposit Insurance Estimator.

EDIE - FDIC's Electronic Deposit Insurance Estimator

You may withdraw your funds from any transferred account without an early withdrawal penalty until you enter into a new deposit agreement with Republic Bank of Chicago as long as the deposits are not pledged as collateral for loans. You may view more information about Republic Bank of Chicago by visiting their web site.

Republic Bank of Chicago (www.republicebank.com)

As of Saturday, January 17, 2009, you may continue to use the services to which you previously had access, such as, safe deposit boxes, etc.

Your checks will be processed as usual.  All outstanding checks will be paid against your available balance(s) as if no change had occurred.  Your new bank will contact you soon regarding any changes in the terms of your account.  If you have a problem with a merchant refusing to accept your check, please contact your branch office.  An account representative will clear up any confusion about the validity of your checks.

All interest accrued through Friday, January 16, 2009, will be paid at your same rate.  Republic Bank of Chicago will be reviewing rates and will provide further information soon.  You will be notified of any changes.

Your automatic direct deposit(s) and/or automatic withdrawal(s) will be transferred automatically to your new bank.  If you have any questions or special requests, you may contact a representative of your assuming institution at your branch office.

For all questions regarding new loans and the lending policies of Republic Bank of Chicago, please contact your branch office.

There was no publicly owned stock in National Bank of Commerce. If you are an equity shareholder, your shares are in Commerce Bancorp, Inc., Berkeley, IL, the holding company for National Bank of Commerce, and not the institution. Commerce Bancorp, Inc. and the interests of equity, debt holders or other creditors of Commerce Bancorp, Inc. are not included in the closure or receivership of the institution. Please contact Commerce Bancorp, Inc. directly for information:

All claims against National Bank of Commerce, together with proof of the claims, must be submitted in writing to the Receiver at the following address: