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FDIC: The more you know, the safer your money. EDIE the Estimator
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Effective October 14, 2008, all non-interest bearing transaction deposit accounts at an FDIC-insured institution, including all personal and business checking deposit accounts that do not earn interest, are fully insured for the entire amount in the deposit account. This unlimited insurance coverage is temporary and will remain in effect for participating institutions until December 31, 2009. The EDIE system will be updated to reflect this change soon.

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