U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

Frequently Asked Questions

• Does the FEHB Program Offer Medigap Policies?
• Do I Need Medigap When I Have FEHB & Medicare?

Q. Does the FEHB Program Offer Medigap Policies?

A. FEHB is not one of the standard Medicare supplemental insurance policies - known as Medigap or Medicare SELECT policies. However, FEHB plans and options will supplement Medicare by paying for costs not covered by Medicare, such as the required deductibles and coinsurance, and by providing additional benefits not provided under Medicare A and B, such as prescription drugs.

Q. Do I Need a Medigap Policy When I Have FEHB and Medicare Coverage?

A. No, you don't need to purchase a Medigap policy since FEHB and Medicare will coordinate benefits to provide comprehensive coverage for a wide range of medical expenses.

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