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NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Introduction Introduction
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Table of Contents Table of Contents
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 The 5 Loan Repayment Programs The 5 Loan Repayment       Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 eligibility Basic Eligibility
      Requirements
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Most Student Loans Qualify Most Student Loans
      Qualify
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 NIH Pays Your Taxes NIH Pays Your Taxes
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 FAQ's FAQ's
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Application Guide LRP Application Guide
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Applicant Information Bulletin LRP Applicant
      Information Bulletin
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRPs for NIH Employees LRPs for NIH Employees
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRPs for NIH Employees Repayable Debt
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Glossary of Terms Glossary of Terms
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Data Books LRP Data Books
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs

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Who is eligible to apply?

Here are the basic requirements for eligibility:
  • Ph.D., M.D., D.O., D.D.S., D.M.D., Psy.D., Pharm. D., D.P.M., D.C., N.D., or equivalent doctoral degree from an accredited institution (a D.V.M. also qualifies for all LRPs except the Clinical Research LRP and the Clinical Research for Individuals from Disadvantaged Backgrounds LRP);
  • Qualifying educational debt – the sum or your educational debt must equal at least 20% of your base pay from the institution supporting your research;
  • Research funding by a domestic nonprofit or US governmental (Federal, state or local) entity. A domestic foundation, professional association, or institution is considered to be non-profit if exempt from Federal tax under the provisions of Section 501 of the Internal Revenue Code (26 U.S.C. 501);
  • United States citizenship (or U.S. national or permanent resident status); and
  • Conducting qualifying research that represents 50 percent or more of total level of effort and consumes an average of at least 20 hours per week during each quarterly service period. That is, during each contract quarter, qualified research must be conducted for a minimum of 240 hours (based on a 12-week quarter) or 260 hours (based on a 13-week quarter).
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Who is not eligible to apply?

The following are not eligible for NIH loan repayment programs:
  • Persons who are not U.S. citizens, nationals, or permanent residents;
  • Anyone who has a Federal judgment lien against his property arising from a Federal debt;
  • Anyone who owes an obligation of health professional service to a Federal or state agency, or other entity during the proposed two-year LRP contract period, unless deferrals are granted for the length of LRP service obligation;
  • Full-time (and some part-time) Federal employees [NOTE: Part-time Federal employees (20 hours per week or less) engaged in research supported by a non-Federal entity for at least 20 hours per week may be eligible];
  • Individuals conducting research for which funding is precluded by Federal law, regulations, or DHHS/NIH policy;
  • Individuals who lack qualifying support for their research from a domestic nonprofit or US government (Federal, state, or local) entity. A domestic foundation, professional association, or institution is considered to be non-profit if exempt from Federal tax under the provisions of Section 501 of the Internal Revenue Code (26 U.S.C. 501); and
  • Individuals with insufficient educational debt relative to income (i.e., debt less than 20 percent of institutional base salary).
  • You breached your prior LRP contract
  • You received notice that your prior LRP contract had been overpaid, and that you must remit funds to NIH to resolve the overpayment, but still owe these funds
  • You had terminated a prior LRP contract that would have ended after the begin date of the contracts in the current application cycle

For more information on eligibility, click here.

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Does my research qualify?

Each of the LRPs has a definition of qualified research so first check the Web pages specific to those programs. If you remain uncertain, consult your principal investigator or mentor. If you are still unsure, please e-mail or call the LRP liaison of the NIH Institute or Center (IC) most closely affiliated with your research.
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Can I conduct my research outside of the United States?

You may conduct your research anywhere in the world as long as you meet all eligibility criteria described above and your research is supported entirely by domestic U.S. non-profit funds, U.S. government grants, or a combination of the two.
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Do I need to have my qualifying degree before I apply?

No, as long as you will receive your qualifying degree before the contract date, July 1, you may apply. You will be required to submit a letter from your school verifying that you will defend your dissertation and receive your degree by the contract date.
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I have a pending application for a grant. Can I apply for LRP payments?

Applicants with pending grants will be considered. However, if the pending grant is your only source of funding, it must be funded before an LRP contract can be awarded, or some other funding must be documented. Top
I already have a NRSA training grant. Can I apply?

Yes. If you are applying based upon a NRSA award you must submit PHS Form 2271 (Statement of Training Appointment) by FAX to 866-849-4046. Top
Can I receive loan repayments for more than two years?

Yes. If you continue to conduct qualified research and continue to receive funding from a qualified source, you may apply to renew your LRP contract in one or two year increments, for as many years as it takes to repay all of your repayable debt.

Like new applications, renewals are competitive and are reviewed using the same criteria as applied to initial awards - plus two additional criteria. That is, renewals are also reviewed on your research accomplishments and your development as an independent investigator.

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How do I find out if I have an outstanding service obligation?

You need to contact the institution that awarded you a grant, award, or scholarship with an associated service obligation to learn if there is a remaining obligation.
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Can I apply for LRP payments based on research already completed?

No. LRPs are not retroactive.

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NIH Loan Repayment Programs
NIH Loan Repayment Programs

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