What we do!                                                    

• Rural Housing Programs - USDA Rural Development makes loans and grants to provide rural residents with decent, safe and sanitary housing.  Our programs help finance new or improved housing for moderate, low and very-low income families each year.   These programs provide financing--with no down payment, at favorable rates and terms--either through a direct loan or a loan from a private financial institution, which is guaranteed by Rural Development.
   
• Rural Business - Cooperative Programs - USDA Rural Development's goal is to provide a dynamic business environment in rural America.  Working with the private sector and community-based organizations, we provide financial assistance to rural businesses and cooperatives; conduct research into rural economic issues; and provide cooperative education material to the public.  We help fund projects that create or preserve quality jobs and/or promote a clean rural environment.  Individuals, corporations, partnerships, cooperatives, public bodies, and non-profit corporations may be eligible.
   
• Community Facilities Programs - USDA Rural Development has made important contributions to rural communities by providing loans and grants for essential community facilities through its Community Programs.  These loans and grants help rural communities remain economically viable and enable rural businesses to provide jobs and services to area residents.  USDA Rural Development also provides technical and advisory assistance to applicants through all stages of project development.
   
• Rural Utilities Programs - USDA Rural Development provides loans, grants and loan guarantees for drinking water, sanitary sewer, solid waste and storm drainage facilities in rural areas and cities and towns of 10,000 or less.  Rural Development programs are also concentrating on helping rural communities take advantage of broadband and other new technologies.  Distance Learning and Telemedicine programs help rural, hospitals, clinics and education facilities bring quality health care and learning opportunities to rural communities throughout the State.
   
• Faith-Based & Community Initiatives Programs - As part of its Faith-Based and Community Initiatives focus, the USDA ensures that faith-based and community organizations have equal access to USDA programs and benefits.  Working in conjunction with the Department's many mission areas, including Rural Development, USDA is making an effort to reach out and educate faith-based and community organizations about programs and benefits.
   

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