Aggregate Enterprise Amortized Original LTV Distribution

Original LTV	UPB Distribution	Wt Avg AOLTV for Range
LTV > 100	.2945%	86.45%
0 < LTV <= 60	25.68%	43.85%
60 < LTV <= 70	17.06%	63.06%
70 < LTV <= 75	12.18%	69.73%
75 < LTV <= 80	28.03%	76.22%
80 < LTV <= 90	9.388%	83.74%
90 < LTV <= 95	5.856%	90.89%
95 < LTV <=100	1.513%	96.10%

Source: RBC Report Combined Enterprise All SF Sold Loans as of 2003Q4

Table 3-59