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Page Last Updated: 9/7/2007
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Supervision & Regulations
Risk-Based Capital (NPR #2) (3/10/2000)

Below is a list that includes all 62 submissions OFHEO received. To access those items that are available in electronic format, click on the linked item. Also, please scroll through the entire list of comments. Multiple submissions by one company may be included throughout the list. All documents presented here are in PDF format. To view them, you will need the Adobe Acrobat plugin. Acrobat is free and can be downloaded by clicking the ADOBE button below. Large documents are noted accordingly.

 


  12 CFR Part 1750
RISK - BASED CAPITAL (NPR #2)
RIN 2550 - AA02



NPR #2 - OMB Clearance - March 25, 1999

Memorandum to file dated 8/5/99 from H. James Schwing

NPR #2 - Published Copy, 64 FR 18083, April 13, 1999

Comment Extension - Published Copy, 64 FR 31756, June 14, 1999; Comments on NPR #2, due August 11, 1999, extended to November 10, 1999.

Published Copy, 64 FR 56274, October 19, 1999; Comments on NPR #2, due November 10, 1999, extended to March 10, 2000.

Availability of Supplementary Information - Published Copy, 64 FR 32828, June 18, 1999

Supplementary Information:

1. Stress Test Module Flow Charts

2. Federal Register Correction Summary

Solicitation of Reply Comments - Published Copy, 65 FR 13251, March 13, 2000; Reply comments due April 14, 2000.

Public Comments - Comments due November 10, 1999 extended to March 10, 2000

1. Electronic Communication - Nelson Yu, received 4/13/99.

2. Request for Extension of Comment Period, Maud Mater, Freddie Mac, dated 5/11/99, received to file 5/17/99.

3. The following are letters to Jacob J. Lew, Director, OMB, regarding OMB's review of NPR2.

A. Christopher S. Bond, U.S. Senate, dated 2/19/99, received to file 5/5/99
B. Pete V. Domenici, U.S. Senate, dated 2/23/99, received to file 5/5/99
C. Richard H. Baker, U.S. House of Reps., dated 2/26/99, received to file 5/5/99
D. Chuck Hagel, U.S. Senate, dated 3/5/99, received to file 5/5/99
E. James A. Leach, U.S. House of Reps., dated 3/19/99, received to file 5/5/99

4. Request for Extension of Comment Period, Jamie S. Gorelick, Fannie Mae, dated 5/28/99, received to file 5/28/99.

5. Request for Extension of Comment Period, Paul S. Reid, Mortgage Bankers Association of America, dated 5/25/99, received to file 6/1/99.

6. Request for Extension of Comment Period, Lee L. Verstandig, National Association of Realtors, dated 6/1/99, original received to file 6/8/99, fax received to file 6/1/99.

7. Angelo R. Mozilo, CMB, Countrywide, dated 8/2/99, received to file 8/4/99.

8. Jeffrey K. Speakes, Phd, CFA, Countrywide, to Kenneth Koranda, Mid - America Bank, FSB, dated 8/17/99, received to file 8/24/99.

9. Request for Further Extension of Comment Period, Jamie S. Gorelick, Fannie Mae, dated 9/10/99, received to file 9/10/99.

10. Electronic Communication - Chuck Wilder, (Fitch IBCA) received 9/16/99.

11. Request for Extension of Comment Period, Suzanne C. Hutchinson, Mortgage Insurance Companies of America, dated 9/22/99, received to file 9/22/99.

12. Request for Further Extension of Comment Period, Maud Mater, Freddie Mac, dated 9/30/99, fax received to file 9/30/99, original received to file 10/4/99.

13. Verbal Communication - 10/5/99 OFHEO memorandum to file from Marvin L. Shaw re: Meeting with Freddie Mac on Second Risk - Based Capital Notice of Proposed Rulemaking - 9/24/99.

Attachments:

A. An Agenda of the Meeting (1 page)
B. A Summary (1 page)
C. Tables and Figures (9 pages)
D. Freddie Mac's Preliminary Comments dated 9/24/99 (35 pages)
E. Freddie Mac's Preliminary Comments dated 10/1/99 (32 pages) from Edward Golding, original via messenger received 10/4/99 and from Bruce Oliver, Electronic Communication via e - mail received 10/1/99)

14. Request for Further Extension of Comment Period, Phyllis K. Slesinger, Mortgage Bankers Association of America, dated 10/14/99, received to file 10/14/99.

15. Peter E. Gutzmer, Federal Home Loan Bank of Chicago, dated 10/20/99, received to file10/27/99.

16. Electronic Communication - Mary Lee Widener, Neighborhood Housing Services of America, Inc., attached letter dated 11/10/99, received to file 11/12/99.

17. OFHEO Memorandum to File from Carlos Santiago re: Conference Call with Fitch IBCA, dated 11/23/99, received to file 11/23/99.

18. Jamie S. Gorelick, Fannie Mae, dated 12/17/99, received to file 12/29/99.

19. Howard I. Smith, American International Group, dated 3/8/00, received to file 3/9/00 (cover letter 1); Charles M. Reid, United Guaranty Corporation, dated 3/8/00, received to file 3/9/00 (cover letter 2), same comments with both cover letters; Electronic Communication - J. Bullard, United Guaranty Corporation, dated 3/10/00, received to file 3/10/00.

20. Thomas M. Downs, National Association of Home Builders (NAHB), dated 3/8/00, received to file 3/9/00.

21. Jeffrey S. Juster, Newport Mortgage Company, L.P., dated 3/8/00, received to file 3/9/00.

22. Eugene A. Ludwig, Promontory Financial Group, LLC, dated 3/9/00, received to file 3/9/00.

23. Charles Vadala, Morgan Stanley Dean Witter, dated 3/9/00, received to file 3/10/00.

24. Darryl. W. Thompson, Triad Guaranty Insurance, dated 3/9/99, received to file 3/10/00. Electronic copy also received via E - mail.

25. Jeffrey W. Kronthal and Daniel B. Markaity, Merrill Lynch, dated 3/9/00, received to file 3/10/00.

26. Gerhard A. Miller, James C. Zollo, and Mark Goldhaber, GE Capital Mortgage Corporation, 84 pages [281KB], dated 3/10/00, received to file 3/10/00. Electronic copy received 3/13/00.

27. F. Barton Harvey III and Michael Rubinger, The Enterprise Foundation and the Local Initiatives Support Corporation (LISC), dated 3/2/00, received to file 3/10/00.

28. Joseph Pigg, American Bankers Association (ABA), dated 3/10/00, received to file 3/10/00.

29. Suzanne Hutchinson, Mortgage Insurance Companies of America (MICA), 102 pages [314 KB], dated 3/10/00, received to file 3/10/00. Diskette also enclosed with document in Adobe PDF format.

30. Robert R. Davis, America's Community Bankers (ACB), dated 3/10/00, received to file 3/10/00.

31. Electronic Communication - Frederick Khedouri, Bear, Stearns & Co. Inc., dated 3/8/00, received to file 3/10/00.

32. Electronic Communication - Raymond J. Reistert, Jr., PW Funding, dated 3/10/00, received to file 3/10/00.

33.Electronic Communication - Charles D. Brown, Fitch IBCA, dated 3/9/00, received to file 3/10/00.

34. Anne C. Canfield, Consumer Mortgage Coalition, dated 3/10/00, received to file 3/10/00. Electronic copy also received via E - mail sent by Erin Frederick.

35. Edward L. Hurley, Amresco, dated 3/10/00, received to file 3/10/00.

36. Ray Carlisle, National Association of Real Estate Brokers - Investment Division, Inc. (NAREB), dated 3/10/00, fax received 3/10/00.

37. Judith Kennedy, National Association of Affordable Housing Lenders (NAAHL), dated 3/10/00, original received 3/10/00, fax received 3/10/00.

38. Woody Jay, Lehman Brothers, dated 3/10/00, fax received 3/10/00.

39.Electronic Communication - Martin Eakes and Eric Stein, Center for Community Self - Help, dated 3/10/00, received 3/10/00.

40. T. Timothy Ryan and Mark Brickell, JP Morgan, dated 3/10/00, received to file 3/10/00. Electronic copy also received via E - mail.

41. John T. McEvoy, National Council of State Housing Agencies (NCSHA), dated 3/10/00, received to file 3/10/00. Electronic copy also received via E - mail.

42. Electronic Communication - Sent by Adrian L. Tyson. Paul S. Reid, Mortgage Bankers Association of America (MBA), dated 3/10/00, received to file 3/10/00.

43. Electronic Communication - Wright H. Andrews, National Home Equity Mortgage Association (NHEMA), dated 3/10/00, received to file 3/10/00.

44. Dan Dickson and Herbert M. Sandler, Golden West Financial Corporation and its World Savings Subsidiaries, dated 3/10/00, received to file 3/10/00.

45. Lee L. Verstandig, National Association of Realtors (NAR), dated 3/10/00, received to file 3/10/00. Diskette with copy of document also enclosed.

46. Thomas E. Donilon, Fannie Mae, dated 3/10/00, received to file 3/10/00. Electronic Copy also received, Noel Fahey, dated 3/10/00, received to file 3/13/00. Fannie Mae Part 1 - 73 pages [691KB], Fannie Mae Part 2 - 155 pages [530 KB], Fannie Mae Part 3 - 20 pages [60KB], Fannie Mae Part 4 [13000KB -EXTREMELY LARGE FILE]

47. Maud Mater, Bruce Oliver and Edward Golding, Freddie Mac, 428 pages [1,996KB -EXTREMELY LARGE FILE], dated 3/10/00, received to file 3/10/00. Copies sent to Armando Falcon, Jamie Schwing, Patrick Lawler, David Pearl and Gary Norton.

48. Mary Mitchell Dunn, CUNA and Affiliates, dated 3/10/00 received to file 3/10/00.

49. William C. Oliva, Solomon Smith Barney, dated 3/10/00, received to file 3/13/00. Solomon Smith Barney Attachments. 42 pages [567KB].

50. Thomas Jacob, Chase Manhattan Mortgage Corporation, dated 3/10/00, received to file 3/13/00.

51. Paul R. Taylor, Jr., PT & Associates Community Development Consulting, dated 3/10/00, fax received to file 3/13/00. Hard copy dated 3/10/00, received to file 3/14/00.

52. John C. Murphy, Association of Local Housing Finance Agencies (ALHFA), undated, received to file 3/14/00.

53. Shekar Narasimhan, WMF Group, dated 3/9/00, received to file 3/14/00.

54. Electronic Communication - Alan Brazil, Goldman Sachs, dated 3/14/00, received to file 3/14/00.

55. Judy A. Krasomil, Nebraska Investment Finance Authority (NIFA), dated 3/07/00, received to file 3/14/00.

56. John D. Koch, Charter One Bank, dated 3/10/00, received to file 3/15/00.

57. Richard Stallings, National Neighborhood Housing Network, dated 3/10/00, received to file 3/16/00.

58. John Taylor, National Community Reinvestment Coalition, dated 3/10/00, received to file 3/20/00.

59. Thomas E. Donilon, Fannie Mae, dated 3/21/00, received to file 3/22/00.

60. Norma Alexander Hart, National Bankers Association (NBA), dated 3/27/00, received to file 4/10/00.

61. Request for Extension of Comment Period, Anne C. Canfield, Consumer Mortgage Coalition, dated 4/10/00, received to file 4/11/00.

62. Rick Taylor, Coalition on Homelessness and Housing in Ohio, dated 3/23/00, received to file 4/18/00. Also received, Electronic Communication - Rick Taylor, 4/19/00, received to file 4/22/00.

 











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