1. James G. McDonald, dated March 23, 2003
2. FM Watch, dated March 24, 2003.
3. Freddie Mac, dated March 24, 2003.
4. Yvonne Wohlers, dated March 24, 2003.
5. Fannie Mae, dated March 24, 2003.
6. America's Community Bankers, dated March 25, 2003.

Background:
Proposed Regulation Published in Federal Register 1/23/2003
Public comment period closed 3/24/03