To update the table for use in a stress test based on date at the end of any given quarter, you must use the most recently available Index at that time, which is the Index dated the previous quarter. For example, to calculate the risk-based capital level for 1Q2002, the appropriate National Average House Price Index to use is for 4Q2001. As explained in the regulation, the RBC stress test recognizes the quarter lag in the calculation.

The National Average House Price Index in model-ready format will be available at the links below on OFHEO Quarterly HPI Release Dates.

2008

• 3Q 2008 National Average HPI for use in the 4Q 2008 Risk-Based Capital Stress Test (TXT)
• 3Q 2008 National Average HPI for use in the 4Q 2008 Risk-Based Capital Stress Test (XLS)
• 2Q 2008 National Average HPI for use in the 3Q 2008 Risk-Based Capital Stress Test (TXT)
• 2Q 2008 National Average HPI for use in the 3Q 2008 Risk-Based Capital Stress Test (XLS)
• 1Q 2008 National Average HPI for use in the 2Q 2008 Risk-Based Capital Stress Test (TXT)
• 1Q 2008 National Average HPI for use in the 2Q 2008 Risk-Based Capital Stress Test (XLS)

2007

• 4Q 2007 National Average HPI for use in the 1Q 2008 Risk-Based Capital Stress Test (TXT)
• 4Q 2007 National Average HPI for use in the 1Q 2008 Risk-Based Capital Stress Test (CSV)
• 3Q 2007 National Average HPI for use in the 4Q 2007 Risk-Based Capital Stress Test (TXT)
• 3Q 2007 National Average HPI for use in the 4Q 2007 Risk-Based Capital Stress Test (CSV)
• 2Q 2007 National Average HPI for use in the 3Q 2007 Risk-Based Capital Stress Test (TXT)
• 2Q 2007 National Average HPI for use in the 3Q 2007 Risk-Based Capital Stress Test (CSV)
• 1Q 2007 National Average HPI for use in the 2Q 2007 Risk-Based Capital Stress Test (TXT)
• 1Q 2007 National Average HPI for use in the 2Q 2007 Risk-Based Capital Stress Test (XLS)

2006

• 4Q 2006 National Average HPI for use in the 1Q 2007 Risk-Based Capital Stress Test (TXT)
• 4Q 2006 National Average HPI for use in the 1Q 2007 Risk-Based Capital Stress Test (XLS)
• 3Q 2006 National Average HPI for use in the 4Q 2006 Risk-Based Capital Stress Test (TXT)
• 3Q 2006 National Average HPI for use in the 4Q 2006 Risk-Based Capital Stress Test (XLS)
• 2Q 2006 National Average HPI for use in the 3Q 2006 Risk-Based Capital Stress Test (TXT)
• 2Q 2006 National Average HPI for use in the 3Q 2006 Risk-Based Capital Stress Test (XLS)
• 1Q 2006 National Average HPI for use in the 2Q 2006 Risk-Based Capital Stress Test (TXT)
• 1Q 2006 National Average HPI for use in the 2Q 2006 Risk-Based Capital Stress Test (XLS)

2005

• 4Q 2005 National Average HPI for use in the 1Q 2006 Risk-Based Capital Stress Test (TXT)
• 4Q 2005 National Average HPI for use in the 1Q 2006 Risk-Based Capital Stress Test (XLS)
• 3Q 2005 National Average HPI for use in the 4Q 2005 Risk-Based Capital Stress Test (TXT)
• 3Q 2005 National Average HPI for use in the 4Q 2005 Risk-Based Capital Stress Test (XLS)
• 2Q 2005 National Average HPI for use in the 3Q 2005 Risk-Based Capital Stress Test (TXT)
• 2Q 2005 National Average HPI for use in the 3Q 2005 Risk-Based Capital Stress Test (XLS)
• 1Q 2005 National Average HPI for use in the 2Q 2005 Risk-Based Capital Stress Text (TXT)  

2004

• 4Q 2004 National Average HPI for use in the 1Q 2005 Risk-Based Capital Stress Test (TXT)
• 3Q 2004 National Average HPI for use in the 4Q 2004 Risk-Based Capital Stress Test (TXT)
• 2Q 2004 National Average HPI for use in the 3Q 2004 Risk-Based Capital Stress Test (TXT)
• 1Q 2004 National Average HPI for use in the 2Q 2004 Risk-Based Capital Stress Test (TXT)

 2003

• 4Q 2003 National Average HPI for use in the 1Q 2004 Risk-Based Capital Stress Test (TXT)
• 3Q 2003 National Average HPI for use in the 4Q 2003 Risk-Based Capital Stress Test (TXT)
• 2Q 2003 National Average HPI for use in the 3Q 2003 Risk-Based Capital Stress Test (TXT)
• 1Q 2003 National Average HPI for use in the 2Q 2003 Risk-Based Capital Stress Test (TXT)

2002

• 4Q 2002 National Average HPI for use in the 1Q 2003 Risk-Based Capital Stress Test (TXT)
• 3Q 2002 National Average HPI for use in the 4Q 2002 Risk-Based Capital Stress Test (TXT)
• 2Q 2002 National Average HPI for use in the 3Q 2002 Risk-Based Capital Stress Test (TXT)
• 1Q 2002 National Average HPI for use in the 2Q 2002 Risk-Based Capital Stress Test (TXT)

2001

• 4Q 2001 National Average HPI for use in the 1Q 2002 Risk-Based Capital Stress Test (TXT)

This data is presented in a space delimited format. If you have any questions about this data or its format please contact OFHEO at (202) 414-6922 or send an email hpi.help.desk@ofheo.gov.

For more information on use of National Average HPI files see OFHEO Guideline 401 - Risk Based Capital - Process for Capturing and Utilizing National Average HPI Files (5/28/02).