TSP Annuities

Using the Tables for Interest Adjustment Factors

Interest Adjustment Factors for a Single Life Annuity
Click on the link below for the interest adjustment factors for a single life annuity.  Find your age (at the expected annuity purchase date) in the left-hand column under the section titled “Adjustment Factors for Single Life Annuities.”  Find the column that describes the annuity option you are estimating.  Then find the number where the row for your age intersects the column for your annuity option.  Enter that number on the worksheet on line (12).
Annuity Adjustment Factors
Interest Adjustment Factors for a Joint Life Annuity
Click on the link below for the interest adjustment factors for a joint life annuity.  Find the option that describes the annuity you are estimating under the section titled “Adjustment Factors for Joint Life Annuities.”  Find your age (at the expected annuity purchase date) in the left-hand column. Find the column that describes the age difference between you and your joint annuitant.   Then find the number where the row for your age intersects the column for the age difference.  Enter that number on the worksheet on line (12).
Note: This table applies whether you elect a joint life annuity with or without a cash refund.
Annuity Adjustment Factors