Are you fiscally fit?
Organization is the
key to financial success. You can explore your own financial
information in greater detail by using
these powerful tools for forecasting and
assessing your financial choices. As you
organize your financial records you gain
the knowledge you need to become a better
decision-maker. During the process, you'll
discover some expenses you may want to
eliminate, or some smarter ways of handling
payments.
Use these calculators on your site
Practical Money Skills for Life offers a number of these calculator free of use to be used on your own web site. Please visit this page to learn how.
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My
Budget Planner
Click here
to download: PC | MAC
Budgets aren’t just for the
holidays. A working budget is the
centerpiece of any solid financial
plan. This downloadable tool will
help you track your income and
expenses – with the convenience
and security of having it on your
own computer.
(* This tool
will save to your desktop so
that you may save your changes
and update your budget regularly.
You need the PC program WinZip® or
the MAC program StuffItTM in
order to access these files.) |
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| Save
A Million
Ever wondered how much money
you would have if you saved on
a regular basis? Try Save A
Million to see the power of
compounding and the long-term benefits
of saving on a regular basis. |
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| Rework
Budget
Do you wonder where all your money
goes? Use Rework Budget to
help you get organized and see
what you can do to keep more of
your money.
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| Entertainment
Planner
How much do you plan to spend
on hosting parties? Don't forget
all the costs involved. This budgeting
tool can help.
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| Travel Calculator
If you plan to travel soon, take
some time to note how much it will
cost you. This budgeting tool can
help.
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| Retirement
Have enough retirement money?
Use Retirement to determine
how much you'll need to save to
reach your retirement goals. |
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| Credit
Card
What's the true cost of credit
card purchases? Use Credit Card to
see the effects of the amount you
pay on the total cost of your items. |
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| Loan
Which loan terms are better? Use Loan to
calculate the cost of a loan or
to compare the cost of two different
loans. |
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| Gift
Log
Keep track of who is on your
shopping list, how much you plan
to spend and how well you stick
to your gift budget. |
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| Holidays:
How Much Should You Spend?
Your holiday spending should be
based on your income. So how much
spending makes sense for you? Find
out using this easy calculator.
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| Auto
Loan
It’s important to know what price
range to look in when shopping
for a car. Binding yourself to
a car payment that you can’t afford
can have a serious negative effect
on your finances.
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| Save
for College
Saving for college can be a tricky
process. First, you need to decide
what type of school the benefactor
of this money will attend. Then,
there are expenses beyond tuition.
Books, materials, off-campus housing,
food, etc. You also have to consider
that as you save, prices will also
increase.
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| Mortgage
How much house can you afford?
A house is a major investment that
will greatly affect your financial
future. Before you start shopping,
be sure you know how much house
you can afford.
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| Back
to School Budgeting
Give your children hands-on experience
with this quick and easy Back-to-School
Budget Calculator. The calculator
will help you and your student
consider all of your expenses,
make necessary adjustments, and
hit the stores armed with your
pre-determined budget! Check out
the "Helpful Tips" for more ways
to teach your kids smart money
management habits as you shop.
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| Budgeting for Baby
Preparing for a new addition?
According to government estimates,
the average middle-income family
will spend roughly $10,000 on child-related
expenses in the first two years
of life ($8,000 for a second child),
and some experts suggest that figure
may be too low. (Women's Issues)
Let us help you calculate your
new budget plan for one-time and
monthly expenses.
Compare Costs: Enter your
cost estimates for the following
items that you expect to purchase: We
will compare what you expect to pay
with actual retail prices. We will
then help you calculate your new
budget plan for one-time and monthly
expenses.
This will hopefully help you better prepare for your bundle of joy.
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Note:
These interactive calculators are intended
as educational tools, not investment advice.
The information presented is not intended
to advise you of strategies applicable
to your specific situation but rather to
highlight issues for your consideration.
Therefore, you should always consult your
financial or tax advisor. Your own goals
and investment timeline will help you develop
a specific investment strategy.
The retirement calculator simplifies
several retirement planning issues. Tax
rates, inflation rates and projected Social
Security benefits need to be considered
to get a fuller picture. It also reflects
today's dollars; therefore you will need
to re-calculate your retirement needs annually
and as your salary and circumstances change.
So, whether you are just starting out
or managing your nest egg, the calculators
provided here can help you make important
decisions about your retirement.
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