Daylight Overdrafts of Depository Institutions and Related Fees1 (in millions of dollars) Reserve Maintenance Aggregate Intraday Peak Overdrafts2 Average Overdrafts3 Period Fees (million $) (million $) Ending: (dollars) Total Funds Book-entry Total Funds Book-entry 4/27/94 699,681 64,234 39,261 53,617 38,923 19,100 19,822 5/11/94 799,911 71,069 39,740 65,495 44,009 18,983 25,026 5/25/94 871,823 78,689 42,296 70,506 46,397 19,677 26,719 6/8/94 759,520 75,772 38,692 71,971 45,343 18,632 26,711 6/22/94 745,570 72,397 42,034 66,560 42,299 20,339 21,960 7/6/94 718,203 72,143 42,139 66,169 43,903 19,808 24,095 7/20/94 762,412 69,086 45,032 64,467 43,160 20,577 22,583 8/3/94 764,542 68,477 44,170 63,636 43,144 19,517 23,627 8/17/94 750,314 72,889 41,612 67,402 42,443 18,656 23,788 8/31/94 767,339 73,181 40,332 69,780 43,273 18,730 24,543 9/14/94 652,983 72,359 38,382 69,433 41,419 17,380 24,039 9/28/94 655,227 65,659 42,553 60,106 39,381 19,985 19,397 10/12/94 661,073 66,703 45,176 60,871 42,796 20,328 22,468 10/26/94 696,804 66,946 42,034 63,379 41,106 19,607 21,499 11/9/94 680,195 68,574 41,751 66,333 40,448 18,957 21,491 11/23/94 660,652 71,137 45,914 67,297 43,247 21,067 22,179 12/7/94 645,067 65,546 40,025 60,987 42,006 18,964 23,042 12/21/94 715,900 66,675 43,796 61,933 42,408 20,438 21,970 1/4/95 553,912 61,999 47,815 53,479 41,539 21,744 19,794 1/18/95 630,555 60,822 49,145 54,586 42,001 22,893 19,108 2/1/95 716,532 59,699 51,047 52,110 42,430 23,732 18,698 2/15/95 726,262 59,281 47,861 55,102 42,173 23,099 19,075 3/1/95 685,962 64,789 45,654 57,889 44,079 22,229 21,849 3/15/95 746,700 67,457 43,958 62,952 42,896 21,260 21,635 3/29/95 640,989 62,882 41,285 59,166 38,888 19,990 18,898 4/12/95 760,791 69,180 45,217 64,337 44,178 22,043 22,136 4/26/95 855,770 54,986 43,605 49,116 36,635 20,627 16,008 5/10/95 981,653 62,328 42,003 58,704 40,222 20,343 19,879 5/24/95 1,060,085 67,885 45,195 64,132 42,619 22,170 20,449 6/7/95 1,090,718 74,623 47,001 69,265 46,875 22,714 24,162 6/21/95 1,079,596 72,674 44,715 68,537 43,087 21,444 21,643 7/5/95 1,029,200 69,979 47,521 65,513 44,797 22,265 22,532 7/19/95 1,074,798 68,698 50,652 64,270 44,052 23,816 20,235 8/2/95 1,089,331 68,903 48,804 65,260 44,171 23,283 20,888 8/16/95 1,017,343 70,194 44,945 66,087 41,899 21,759 20,140 8/30/95 985,850 66,648 46,735 62,724 41,328 22,198 19,131 9/13/95 1,010,447 72,925 45,410 67,452 44,799 21,785 23,014 9/27/95 1,096,920 71,770 48,131 66,312 44,669 22,986 21,683 10/11/95 1,090,043 72,932 49,572 66,671 46,948 24,289 22,658 10/25/95 1,055,544 66,718 46,792 59,736 43,816 22,647 21,169 11/8/95 1,016,413 66,950 45,618 59,081 42,544 22,177 20,367 11/22/95 1,096,260 71,287 43,967 64,191 44,610 22,660 21,950 12/6/95 1,137,280 77,893 47,439 68,313 48,724 22,993 25,732 12/20/95 1,276,762 78,013 49,216 68,944 49,075 24,784 24,291 1/3/96 925,686 68,744 46,963 61,831 45,077 22,768 22,310 1/17/96 1,111,290 73,570 49,044 62,586 48,779 25,124 23,655 1/31/96 1,268,347 74,481 51,507 63,870 49,376 26,014 23,362 2/14/96 1,102,168 66,984 48,631 61,186 45,145 23,680 21,465 2/28/96 1,193,651 77,946 52,162 66,875 50,983 27,331 23,651 3/13/96 1,313,650 78,075 49,289 67,035 50,447 25,414 25,033 3/27/96 1,147,785 70,779 49,026 58,135 46,453 24,737 21,716 4/10/96 1,175,072 71,269 48,942 54,784 46,638 25,552 21,086 4/24/96 1,154,162 67,936 48,563 58,262 45,728 24,767 20,961 5/8/96 1,069,337 61,982 49,630 51,898 43,983 24,720 19,264 5/22/96 1,001,636 61,924 48,881 53,795 42,803 24,550 18,254 6/5/96 1,035,685 68,523 47,599 60,879 46,085 24,438 21,646 6/19/96 1,041,401 64,059 44,753 54,697 43,229 23,788 19,440 7/3/96 1,115,497 64,222 52,362 53,891 45,852 26,611 19,240 7/17/96 956,733 63,673 48,478 52,788 45,074 26,003 19,071 7/31/96 1,038,354 63,035 48,013 50,287 43,830 26,043 17,787 8/14/96 1,081,207 65,464 46,944 54,448 43,888 25,120 18,768 8/28/96 1,046,820 66,613 49,215 55,955 43,963 26,408 17,555 9/11/96 1,020,329 63,783 49,288 52,144 46,252 26,519 19,733 9/25/96 923,219 58,523 49,770 44,036 41,345 27,014 14,331 10/9/96 1,145,672 66,540 49,244 52,250 46,205 26,492 19,713 10/23/96 917,076 63,123 48,961 50,893 43,649 26,955 16,694 11/6/96 1,072,705 67,348 46,397 57,279 44,514 24,690 19,823 11/20/96 1,048,428 71,402 52,581 59,304 47,783 28,119 19,664 12/4/96 1,126,741 68,926 53,014 52,217 49,802 28,938 20,864 12/18/96 1,142,388 68,815 49,407 53,151 47,175 27,696 19,479 1/1/97 788,095 63,139 52,705 47,592 43,119 27,457 15,662 1/15/97 1,105,379 63,660 55,294 46,839 46,548 29,615 16,933 1/29/97 1,039,098 67,730 54,847 51,520 49,007 30,307 18,700 2/12/97 1,132,590 67,615 51,114 56,849 47,348 27,758 19,590 2/26/97 1,082,960 72,460 52,914 59,335 49,966 29,564 20,401 3/12/97 1,184,133 69,059 51,182 56,190 48,881 28,649 20,232 3/26/97 1,119,461 66,138 54,316 50,203 47,692 30,660 17,032 4/9/97 1,131,710 66,920 51,920 51,519 47,085 27,855 19,230 4/23/97 877,838 58,033 50,955 42,609 41,581 27,769 13,812 5/7/97 997,072 63,366 54,394 45,668 44,804 28,680 16,124 5/21/97 1,023,161 65,562 58,560 45,006 46,335 30,892 15,443 6/4/97 999,464 68,465 56,508 49,838 49,018 30,406 18,612 6/18/97 1,077,778 66,822 55,883 47,133 47,422 30,570 16,852 7/2/97 1,078,945 67,905 60,558 46,378 48,499 32,405 16,094 7/16/97 875,991 61,736 54,009 44,847 45,176 29,885 15,291 7/30/97 1,044,437 69,210 51,649 57,276 46,654 27,884 18,770 8/13/97 1,119,996 70,295 52,213 59,083 47,773 27,742 20,031 8/27/97 1,062,479 69,784 54,108 57,631 47,734 30,047 17,687 9/10/97 990,147 68,838 54,679 54,926 48,201 29,365 18,836 9/24/97 1,093,776 69,095 54,431 53,140 48,332 29,976 18,356 10/8/97 1,228,972 71,794 59,080 56,569 51,371 31,048 20,323 10/22/97 1,049,524 74,554 57,027 56,836 50,758 31,379 19,379 11/5/97 1,324,069 80,224 56,186 62,364 53,351 29,987 23,364 11/19/97 1,120,279 76,180 59,651 56,452 52,504 32,401 20,103 12/3/97 1,117,266 76,397 58,120 60,130 53,230 31,659 21,571 12/17/97 1,103,466 70,524 56,052 54,588 32,235 19,907 12,328 12/31/97 1,043,908 74,097 57,796 55,736 28,346 17,898 10,447 1/14/98 1,031,092 73,256 59,542 55,303 28,441 17,453 10,989 1/28/98 1,161,118 76,461 64,301 55,060 30,363 19,611 10,752 2/11/98 1,258,498 73,518 59,726 57,264 29,071 17,870 11,202 2/25/98 1,089,869 75,484 63,310 58,682 29,314 18,704 10,610 3/11/98 1,411,061 80,439 61,385 62,795 31,293 18,007 13,286 3/25/98 1,388,789 79,663 62,504 62,632 31,304 19,598 11,706 4/8/98 1,432,893 81,254 61,298 65,486 31,702 18,535 13,167 4/22/98 1,291,466 77,486 53,462 61,016 29,043 17,112 11,931 5/6/98 1,346,418 79,345 62,438 59,763 30,973 19,477 11,496 5/20/98 1,227,393 73,564 60,337 56,083 29,250 19,215 10,036 6/3/98 1,125,318 72,059 63,278 53,970 30,155 19,078 11,076 6/17/98 1,307,095 76,209 62,938 57,847 30,760 19,494 11,266 7/1/98 1,436,511 80,455 67,615 55,412 32,804 21,086 11,719 7/15/98 1,227,039 70,659 60,261 52,248 28,927 18,303 10,624 7/29/98 1,225,269 73,329 60,664 59,190 29,210 18,717 10,493 8/12/98 1,189,476 72,185 59,686 50,669 28,784 18,213 10,571 8/26/98 1,230,777 74,269 63,361 54,624 30,022 19,072 10,950 9/9/98 1,327,237 86,179 59,732 67,402 32,400 18,325 14,075 9/23/98 1,373,082 79,275 63,369 59,669 31,667 20,102 11,565 10/7/98 1,424,822 81,587 62,973 56,553 32,059 19,906 12,154 10/21/98 1,220,461 81,338 68,271 56,032 31,986 21,295 10,691 11/2/98 1,266,691 75,010 64,586 49,001 30,181 20,482 9,699 11/18/98 1,238,298 78,771 67,877 52,274 31,943 21,847 10,096 12/2/98 1,171,471 75,606 66,635 52,564 31,339 20,726 10,613 12/16/98 1,269,401 76,682 63,612 54,537 30,420 20,128 10,293 12/30/98 1,087,808 74,068 63,263 48,374 28,996 19,936 9,060 1/13/99 1,096,804 77,125 67,896 45,731 29,668 20,564 9,104 1/27/99 1,024,602 73,457 67,563 45,634 28,997 20,845 8,152 2/10/99 1,158,630 72,574 66,603 47,948 29,194 20,057 9,137 2/24/99 1,022,196 74,641 68,767 46,821 29,410 20,992 8,417 3/10/99 1,203,431 76,728 63,583 49,628 30,443 19,596 10,847 3/24/99 1,112,140 75,701 63,295 53,701 29,043 19,089 9,954 4/7/99 1,140,098 73,230 61,580 45,513 28,353 19,020 9,333 4/21/99 1,088,500 70,115 58,077 52,445 28,154 18,584 9,570 5/5/99 1,048,129 68,923 61,230 49,770 27,646 18,786 8,860 5/19/99 1,060,314 72,625 61,232 51,067 28,288 18,745 9,543 6/2/99 932,212 74,289 67,424 49,666 28,845 19,653 9,191 6/16/99 982,424 72,860 66,440 39,288 28,047 19,707 8,340 6/30/99 973,302 76,598 72,924 34,674 28,173 21,887 6,286 7/14/99 1,023,028 76,228 65,935 46,773 29,940 19,743 10,197 7/28/99 936,829 69,086 63,681 43,004 26,936 19,187 7,748 8/11/99 889,240 66,945 59,101 40,045 26,311 18,198 8,113 8/25/99 943,155 75,970 68,891 42,279 28,451 20,498 7,953 9/8/99 858,573 69,660 63,461 47,952 27,441 18,489 8,951 9/22/99 953,414 72,477 65,650 44,707 28,210 19,752 8,458 10/6/99 1,084,615 77,158 69,071 42,849 29,545 21,209 8,335 10/20/99 1,012,915 75,489 67,757 44,849 30,124 21,116 9,008 11/3/99 955,668 73,583 68,718 31,177 27,859 20,848 7,010 11/17/99 980,039 82,587 76,744 33,038 30,111 22,855 7,256 12/1/99 933,974 81,774 74,018 30,340 29,864 22,798 7,066 12/15/99 932,991 70,790 62,366 33,735 27,242 19,694 7,549 12/29/99 817,772 66,573 60,751 24,159 24,834 19,390 5,444 1/12/00 824,373 67,619 61,172 25,579 25,309 19,478 5,830 1/26/00 829,986 80,429 76,680 32,861 28,625 22,355 6,270 2/9/00 1,031,693 78,526 72,916 35,152 29,539 22,198 7,341 2/23/00 1,007,314 82,086 75,867 41,105 31,110 22,348 8,761 3/8/00 1,067,703 81,928 76,071 39,337 30,522 22,718 7,804 3/22/00 1,016,304 86,247 81,154 33,250 30,383 23,786 6,597 4/5/00 1,114,310 87,329 80,863 33,967 31,358 23,923 7,435 4/19/00 1,025,014 78,547 74,465 36,445 29,402 22,264 7,138 5/3/00 928,328 84,462 78,480 27,484 27,824 22,440 5,383 5/17/00 926,000 87,093 82,174 28,886 28,782 22,894 5,888 5/31/00 846,627 91,279 87,262 29,899 29,648 24,566 5,081 6/14/00 1,010,374 94,280 87,518 31,047 29,975 23,100 6,875 6/28/00 1,092,975 97,772 94,286 28,633 31,179 26,110 5,068 7/12/00 999,965 90,351 83,844 29,271 31,169 24,661 6,508 7/26/00 1,053,970 86,710 83,436 34,569 30,342 24,683 5,660 8/9/00 925,780 79,830 74,152 29,927 28,471 22,498 5,974 8/23/00 863,437 80,745 76,398 30,109 27,899 22,812 5,087 9/6/00 864,933 82,921 76,775 28,570 29,115 22,969 6,146 9/20/00 1,001,009 89,194 84,797 26,846 30,336 25,087 5,249 10/4/00 957,437 91,136 86,064 22,295 29,111 24,354 4,758 10/18/00 950,418 94,804 88,047 24,207 31,021 25,620 5,401 11/1/00 978,591 92,521 85,145 28,186 29,625 24,563 5,062 11/15/00 945,515 84,491 78,867 23,862 28,578 23,671 4,907 11/29/00 826,076 91,509 85,906 26,453 29,110 25,161 3,949 12/13/00 1,124,366 93,789 85,045 29,047 31,240 24,802 6,438 12/27/00 943,015 96,153 91,034 22,124 31,133 26,764 4,369 1/10/01 1,048,750 95,965 88,631 24,901 31,953 25,859 6,095 1/24/01 1,221,561 106,172 98,476 25,968 35,321 28,736 6,585 2/7/01 1,196,465 98,866 93,104 24,950 33,042 27,337 5,705 2/21/01 1,113,416 98,304 92,302 26,350 34,611 28,944 5,667 3/7/01 1,239,550 99,421 89,915 25,892 33,972 27,303 6,669 3/21/01 1,221,668 99,127 92,901 28,984 34,575 28,453 6,123 4/4/01 1,338,271 105,627 94,530 36,007 36,222 27,501 8,720 4/18/01 951,604 90,871 85,391 23,477 30,590 25,726 4,864 5/2/01 1,072,799 101,303 94,676 23,502 32,742 27,654 5,088 5/16/01 991,318 101,387 96,369 26,814 32,288 26,922 5,367 5/30/01 902,468 100,053 92,653 27,294 32,021 25,879 6,142 6/13/01 1,082,523 96,245 88,043 31,804 32,785 25,233 7,552 6/27/01 1,124,044 98,429 93,121 29,645 34,194 28,142 6,052 7/11/01 1,161,095 104,589 95,474 35,703 36,191 27,851 8,340 7/25/01 1,145,421 95,369 89,285 35,311 33,931 26,422 7,509 8/8/01 1,064,507 91,443 84,131 30,800 32,483 25,232 7,251 8/22/01 1,124,165 92,359 84,869 33,163 33,169 25,436 7,733 9/5/01 927,524 95,235 89,282 27,373 32,099 25,930 6,169 9/19/01 373,0824 116,881 102,323 29,442 40,246 32,424 7,822 10/3/01 1,229,4544 115,119 105,912 41,102 40,931 30,866 10,066 10/17/01 1,051,590 98,335 90,285 36,212 33,039 25,630 7,409 10/31/01 998,008 92,003 83,978 25,652 30,712 24,994 5,717 11/14/01 1,181,034 101,011 90,013 34,567 34,827 26,122 8,705 11/28/01 975,592 97,937 88,619 30,204 32,487 25,480 7,008 12/12/01 1,216,434 98,269 87,463 30,668 34,122 25,846 8,276 12/26/01 957,782 92,858 86,923 27,842 32,599 27,282 5,317 1/9/02 792,729 87,882 81,058 23,634 29,618 24,737 4,881 1/23/02 908,119 87,120 78,963 29,456 30,934 24,655 6,278 2/6/02 1,090,452 90,041 78,428 28,746 31,745 24,157 7,588 2/20/02 917,161 88,183 80,943 28,179 31,655 25,353 6,302 3/6/02 981,946 88,771 76,983 27,831 31,432 24,570 6,862 3/20/02 860,271 87,985 80,298 25,362 30,671 25,255 5,416 4/3/02 858,990 86,981 77,633 29,741 30,077 23,348 6,729 4/17/02 846,711 78,191 69,544 34,904 29,678 22,306 7,371 5/1/02 832,921 83,284 75,931 31,334 30,084 23,639 6,445 5/15/02 863,945 79,401 71,970 29,796 29,835 23,390 6,445 5/29/02 813,051 83,097 76,743 32,727 31,593 24,825 6,768 6/12/02 936,867 85,353 76,187 27,666 31,888 25,217 6,671 6/26/02 952,847 85,193 76,950 35,273 32,425 24,843 7,582 7/10/02 976,109 88,428 80,037 34,313 34,024 26,138 7,886 7/24/02 975,579 86,316 76,128 34,766 32,835 24,458 8,377 8/7/02 936,522 81,866 73,836 35,444 32,361 24,452 7,909 8/21/02 1,145,791 97,227 80,491 47,229 35,538 25,043 10,495 9/4/02 822,241 87,148 78,084 36,207 32,545 24,569 7,976 9/18/02 839,145 83,035 75,811 30,061 32,339 26,030 6,309 10/2/02 1,087,634 92,943 86,687 32,871 36,171 28,386 7,785 10/16/02 1,071,575 92,127 85,548 33,928 37,395 29,927 7,469 10/30/02 1,160,188 91,563 82,335 35,893 36,129 27,659 8,470 11/13/02 1,399,391 103,537 90,495 45,980 42,158 30,543 11,615 11/27/02 1,317,495 100,482 91,266 39,052 38,826 30,919 7,907 12/11/02 1,105,406 97,167 84,833 33,833 38,106 29,536 8,570 12/25/02 916,734 90,265 84,204 26,314 35,216 29,627 5,588 1/8/03 945,908 95,338 86,955 30,340 35,669 28,968 6,701 1/22/03 1,126,590 97,490 90,080 29,140 37,086 30,775 6,311 2/5/03 1,098,150 90,865 80,430 39,356 35,495 27,157 8,338 2/19/03 1,110,809 97,950 86,007 39,746 38,037 28,856 9,181 3/5/03 1,377,726 103,196 92,746 44,338 40,228 29,752 10,476 3/19/03 1,355,638 103,179 94,925 38,718 40,362 31,516 8,847 4/2/03 1,289,076 98,552 88,272 44,633 39,040 29,472 9,568 4/16/03 1,163,630 92,821 81,565 36,637 36,940 28,659 8,281 4/30/03 1,083,849 95,499 86,831 29,588 35,652 28,983 6,669 5/14/03 1,462,442 104,234 89,944 33,161 41,325 32,906 8,419 5/28/03 1,219,458 103,455 90,301 41,446 40,164 30,976 9,188 6/11/03 1,408,986 99,189 88,879 46,683 40,716 29,997 10,718 6/25/03 1,457,409 109,548 98,675 40,797 41,903 32,551 9,352 7/9/03 1,557,758 121,048 106,015 42,310 45,829 34,534 11,296 7/23/03 1,169,114 96,971 86,489 39,475 36,738 28,052 8,686 8/6/03 1,351,645 103,226 92,729 43,733 40,392 30,032 10,360 8/20/03 1,454,808 111,122 102,947 46,962 42,992 33,379 9,613 9/3/03 1,003,905 100,672 92,880 41,696 36,978 28,758 8,220 9/17/03 1,301,164 104,081 94,072 36,839 40,695 32,614 8,081 10/1/03 1,207,575 106,007 97,940 31,374 39,223 32,117 7,107 10/15/03 1,129,674 97,682 90,285 40,272 39,794 31,088 8,705 10/29/03 1,293,581 99,491 90,356 39,019 39,048 29,622 9,426 11/12/03 1,145,436 97,431 87,198 35,180 38,738 30,668 8,069 11/26/03 1,219,186 100,763 94,581 34,918 38,963 31,360 7,603 12/10/03 1,091,765 99,832 87,317 36,728 37,902 28,680 9,221 12/24/03 1,183,820 94,726 86,881 40,412 37,879 30,056 7,823 1/7/04 898,233 99,913 89,823 29,035 37,621 30,796 6,824 1/21/04 1,271,501 101,576 86,758 50,321 41,667 31,221 10,446 2/4/04 1,353,003 99,199 89,815 43,335 39,988 30,614 9,374 2/18/04 1,391,870 101,340 85,159 48,138 42,375 30,910 11,465 3/3/04 1,362,283 100,051 85,383 45,715 39,950 28,473 11,477 3/17/04 1,322,512 90,306 82,153 45,339 39,176 29,458 9,719 3/31/04 1,260,123 100,672 92,740 42,758 39,190 29,934 9,256 4/14/04 1,133,455 89,469 80,840 40,425 35,944 26,926 9,018 4/28/04 1,167,529 98,049 87,382 41,463 32,388 25,119 7,269 5/12/04 1,441,358 104,963 97,422 43,718 35,555 27,532 8,024 5/26/04 1,099,559 93,929 88,823 38,120 33,122 26,263 6,859 6/9/04 1,145,516 102,194 85,884 48,594 34,206 24,068 10,137 6/23/04 1,070,909 99,309 88,365 38,061 32,134 25,020 7,114 7/7/04 1,323,491 114,894 108,288 45,516 37,547 29,447 8,099 7/21/04 1,253,245 99,629 93,163 53,101 34,223 25,351 8,872 8/4/04 1,036,270 96,690 87,690 45,444 30,594 22,768 7,826 8/18/04 1,246,933 107,062 97,199 43,463 33,931 26,676 7,255 9/1/04 997,036 95,728 89,618 45,427 30,819 23,250 7,569 9/15/04 1,024,151 101,475 93,187 54,041 33,090 24,369 8,720 9/29/04 1,336,135 112,590 105,247 57,544 36,284 26,766 9,518 10/13/04 1,306,196 107,667 98,963 63,934 37,275 26,514 10,760 10/27/04 1,438,955 104,635 89,325 65,023 36,673 25,517 11,156 11/10/04 1,460,346 107,674 99,596 61,919 37,563 26,730 10,833 11/24/04 1,509,333 122,242 108,607 63,816 41,052 29,104 11,948 12/8/04 1,396,485 112,332 104,884 60,010 38,425 28,438 9,987 12/22/04 1,681,529 117,241 108,138 65,175 40,856 30,188 10,668 1/5/05 1,216,991 107,738 99,678 50,679 34,247 26,155 8,091 1/19/05 1,447,799 118,421 101,048 74,860 39,763 27,322 12,441 2/2/05 1,625,214 112,017 102,794 68,888 39,054 27,796 11,258 2/16/05 1,736,304 114,738 98,040 72,888 40,925 27,622 13,304 3/2/05 1,658,455 120,244 107,971 72,604 42,298 29,500 12,798 3/16/05 1,659,791 110,497 97,088 74,001 39,954 26,816 13,138 3/30/05 1,519,720 114,716 104,194 63,462 39,000 27,492 11,508 4/13/05 1,640,737 113,279 96,221 69,882 40,377 27,186 13,191 4/27/05 1,354,915 108,623 94,896 62,079 37,803 27,677 10,126 5/11/05 1,576,542 118,339 109,973 51,260 40,251 30,865 9,385 5/25/05 1,429,203 114,134 99,663 48,316 38,154 28,943 9,210 6/8/05 1,280,590 107,669 93,346 57,176 37,741 26,964 10,777 6/22/05 1,742,989 122,106 99,686 61,350 42,359 30,344 12,015 7/6/05 1,709,597 135,218 127,757 58,486 45,067 34,965 10,102 7/20/05 1,499,417 113,118 102,955 54,619 39,718 30,525 9,194 8/3/05 1,625,616 117,742 109,404 58,693 41,017 30,933 10,083 8/17/05 1,871,783 123,157 111,931 61,002 42,801 31,323 11,479 8/31/05 1,706,536 120,900 105,685 64,200 42,052 30,446 11,606 9/14/05 1,813,975 122,267 107,677 69,153 44,713 31,397 13,316 9/28/05 1,907,266 135,560 130,192 47,358 44,594 36,269 8,325 10/12/05 1,615,052 128,868 119,193 60,151 42,892 32,444 10,448 10/26/05 1,771,684 130,380 122,662 51,813 43,160 34,435 8,724 11/9/05 1,620,132 124,930 116,023 47,248 41,601 33,101 8,501 11/23/05 1,497,039 126,907 114,304 53,740 43,212 33,429 9,783 12/7/05 1,528,624 123,167 114,378 47,230 43,080 33,920 9,161 12/21/05 1,876,203 127,787 116,477 46,139 45,085 36,292 8,793 1/4/06 1,397,148 132,149 123,274 41,003 43,693 35,795 7,898 1/18/06 1,548,219 124,364 115,844 55,667 43,862 33,326 10,536 2/1/06 1,815,950 125,759 113,160 52,751 44,007 33,948 10,059 2/15/06 1,825,447 111,821 99,591 56,756 42,533 32,200 10,333 3/1/06 1,556,852 142,243 130,057 59,858 46,115 34,408 11,708 3/15/06 1,761,521 125,934 100,530 67,541 43,169 31,515 11,654 3/29/06 1,760,205 121,199 108,440 52,988 44,435 34,418 10,017 4/12/06 1,747,521 122,329 107,830 59,149 44,229 33,247 10,981 4/26/06 1,753,303 124,944 113,274 45,096 45,077 36,789 8,289 5/10/06 1,937,070 131,761 118,239 61,924 48,203 37,117 11,087 5/24/06 1,963,636 136,729 111,169 64,692 48,821 36,441 12,380 6/7/06 1,676,447 132,392 115,858 59,545 48,058 36,671 11,387 6/21/06 2,047,858 130,538 114,945 59,107 49,220 38,669 10,552 7/5/06 2,184,233 144,278 133,635 53,804 54,364 44,291 10,074 7/19/06 1,926,362 133,844 107,653 67,343 48,407 36,033 12,374 8/2/06 2,586,252 159,532 116,636 89,288 56,619 40,716 15,903 8/16/06 2,645,535 152,157 117,883 86,423 56,385 40,691 15,694 8/30/06 2,492,641 152,738 122,448 85,246 55,831 41,347 14,484 9/13/06 2,396,784 152,966 113,806 97,475 56,609 38,997 17,612 9/27/06 2,636,902 163,278 127,490 82,087 58,386 44,561 13,825 10/11/06 2,471,468 157,535 123,491 79,341 59,078 44,103 14,974 10/25/06 2,498,472 154,081 112,317 79,723 55,179 40,738 14,442 11/8/06 2,547,600 148,653 114,816 84,277 54,623 38,763 15,860 11/22/06 2,389,038 150,418 119,214 74,773 54,866 41,535 13,331 12/6/06 2,316,636 153,033 126,465 75,551 56,965 42,750 14,215 12/20/06 2,636,707 159,037 126,675 65,483 57,675 45,215 12,460 1/3/07 1,899,242 153,959 130,258 62,966 55,595 44,290 11,305 1/17/07 2,075,377 144,577 113,884 70,796 54,152 41,896 12,256 1/31/07 2,505,838 155,164 123,628 73,281 56,953 44,388 12,565 2/14/07 2,439,565 147,440 118,326 76,146 54,767 40,997 13,769 2/28/07 2,397,128 159,799 133,305 82,204 60,052 46,784 13,267 3/14/07 2,620,850 156,599 117,188 87,960 57,612 41,031 16,582 3/28/07 2,354,910 152,605 126,206 71,804 56,567 44,626 11,941 4/11/07 2,221,197 139,428 119,000 66,881 53,820 42,230 11,590 4/25/07 2,337,434 149,971 125,453 73,041 56,803 44,465 12,338 5/9/07 2,231,610 148,107 128,035 76,975 55,805 42,112 13,693 5/23/07 2,364,103 154,521 136,787 81,311 57,500 45,177 12,323 6/6/07 2,330,680 153,946 137,199 80,179 59,954 45,692 14,262 6/20/07 2,262,597 147,216 125,041 68,079 56,639 44,838 11,801 7/4/07 2,418,859 160,441 148,515 75,207 62,692 49,092 13,600 7/18/07 2,390,022 153,042 129,738 78,232 58,859 45,493 13,365 8/1/07 2,382,920 154,017 134,761 83,185 58,454 44,146 14,309 8/15/07 2,706,985 160,425 131,956 86,882 60,620 43,856 16,764 8/29/07 2,701,495 163,166 141,126 81,985 62,960 47,004 15,956 9/12/07 2,804,304 171,296 151,431 91,290 66,867 48,037 18,830 9/26/07 2,548,635 162,504 137,226 74,129 61,032 46,667 14,365 10/10/07 2,580,615 172,473 162,539 79,044 63,762 49,295 14,467 10/24/07 2,791,077 161,951 145,451 84,022 63,874 48,695 15,179 11/7/07 3,069,480 169,217 149,689 87,598 67,215 51,151 16,064 11/21/07 2,652,282 174,202 155,604 82,553 67,715 52,054 15,660 12/5/07 2,577,911 168,624 157,380 72,885 65,783 52,445 13,338 12/19/07 2,775,747 169,635 146,040 74,339 65,338 51,886 13,452 1/2/08 2,243,550 173,584 150,865 66,313 65,542 52,511 13,031 1/16/08 2,428,396 162,356 140,630 73,913 61,897 47,807 14,090 1/30/08 2,632,911 174,461 148,532 86,125 67,081 52,177 14,904 2/13/08 2,856,971 170,871 143,947 90,338 65,080 48,062 17,018 2/27/08 2,500,773 174,437 140,554 83,917 65,463 51,687 13,776 3/12/08 3,092,725 177,543 141,168 99,469 68,524 48,693 19,831 3/26/08 3,125,882 203,548 170,914 84,852 78,729 60,951 17,777 4/9/08 3,023,759 215,379 170,428 96,371 82,633 61,737 20,895 4/23/08 2,589,163 194,721 162,012 86,981 72,493 58,078 14,415 5/7/08 2,913,305 191,377 154,229 92,839 73,383 55,749 17,634 5/21/08 2,705,323 184,350 151,691 81,583 71,800 56,698 15,102 6/4/08 2,287,540 175,603 147,532 84,814 67,860 52,399 15,461 6/18/08 2,523,498 181,293 143,984 90,950 66,796 52,009 14,787 7/2/08 2,619,420 174,500 150,779 68,157 65,135 52,876 12,259 1/ Data are updated quarterly. Aggregate fees are subject to minor changes due to charge adjustments. Data will be adjusted to reflect actual fees as needed. 2/ The peak daylight overdraft for a given day is the greatest value reached by the sum of the daylight overdrafts for all institutions at the end of each operating minute of the day. 3/ The average per-minute daylight overdraft for a given day is the sum of the average per-minute daylight overdrafts for all institutions on that day. 4/ As a result of the September 11, 2001 terrorist attacks, some institutions experienced significant processing problems and difficulty funding their Federal Reserve accounts. The Federal Reserve took many steps to alleviate liquidity concerns during this time period, including waiving daylight overdraft fees for all institutions from September 11 to September 21. From September 11 to September 19, the amount of daylight overdraft fees waived totaled $1,278,419 and on September 20 and September 21, the amount of fees waived totaled $414,609. Note1: Beginning with December 8, 1997, average overdrafts are calculated based on an 18-hour Fedwire operating day. Based on a 10-hour Fedwire operating day, average overdrafts are as follows: 17-Dec-97: 49,747(total), 31,319(funds), 18,428(book-entry) 31-Dec-97: 50,985(total), 32,193(funds), 18,791(book-entry) Note2: Beginning with May 17, 2004, average overdrafts are calculated based on an 21.5-hour Fedwire operating day.