Article
- The 2007 HMDA Data
Robert B. Avery, Kenneth P. Brevoort, and Glenn B. Canner
December 23, 2008
The data that mortgage lending institutions reported for 2007 under the Home Mortgage Disclosure Act of 1975 (HMDA) reflect the considerable stress that housing and mortgage markets have recently experienced, particularly in the higher-priced market segment. This article presents key findings from the 2007 HMDA data. In doing so, it highlights the notable changes in relationships that are revealed when the 2007 data--especially the data pertaining to the higher-priced market segment--are compared with data from earlier years. PDF (239 KB) |
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