National Association of Insurance Commissioners

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CONSUMER ALERTS:

Holiday season mishaps might be humorous in the movies, but they are not so funny when they happen to you. Before you gather with family and friends this holiday, take the time to review potential mishaps and understand how your insurance might apply.
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For renters, the choice to carry renter's insurance is their own — and many people facing financial uncertainty might choose to go without it, even though they have many of the same risks as homeowners.
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Many credit card companies know that it's tempting to use credit to buy holiday presents, and are using the season to offer credit insurance for your account. The NAIC offers these details to help you make a decision about your needs before purchasing credit insurance.
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More Consumer Alerts . . .

GAO REPORT: NAIC CAUTIONS AGAINST UNJUSTIFIED CHANGES
NAIC President and New Hampshire Insurance Commissioner Roger Sevigny issued the following statement in response to the recent Government Accountability Office (GAO) report on financial regulation: “We commend the GAO for its review of the U.S. financial regulatory system—and look forward to working with the new Congress and administration to strengthen and improve our state-federal regulatory system with meaningful reforms. Full Story >	Roger Sevigny NAIC President and New Hampshire Insurance Commissioner
PRAEGER APPEARS ON 'GMA GETS ANSWERS'

During an interview with Chris Cuomo, Kansas Insurance Commissioner Sandy Praeger discusses state insurance regulators' difficulty protecting consumers in situations involving federal ERISA pre-emption. In this particular case, a Florida family was wrongly denied benefits under a life insurance policy by a third-party administrator. Watch Video >
CAPITAL, SURPLUS RELIEF MEASURES RECEIVE OPEN, EXPEDITIOUS REVIEW
NAIC President and New Hampshire Insurance Commissioner Roger Sevigny issued the following statement regarding the request from the American Council of Life Insurers (ACLI) for capital and surplus relief for life insurance companies: “During this unprecedented time of economic upheaval, existing conservative state regulatory requirements have helped insurers remain solvent when other financial institutions were failing. Rigorous solvency standards protect companies — and, even more importantly, protect consumers. Full Story >
NAIC RESPONDS TO ECONOMIC DIFFICULTIES Insurance Regulators Discuss Capital, Surplus Relief
The NAIC held a meeting to discuss a request from the American Council of Life Insurers (ACLI) for capital and surplus relief for life insurance companies. First requested by the ACLI in November 2008, the appeal comes during a time of unprecedented national economic challenges. Full Story >