OPM.gov Home  |  Subject Index  |  Important Links  |  Contact Us  |  Help

U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce

Advanced Search

This page can be found on the web at the following url:
http://www.opm.gov/insure/new_employ/index.asp?AnswerId=198

Insurance Programs

New / Prospective Employees

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

GUIDE ME...

Dental

What benefits are available?

Answer:

The Federal Employees Dental and Vision Insurance Program (FEDVIP) provides comprehensive dental insurance at competitive group rates. There are four nationwide dental plans and three regional dental plans from which to choose. Nationwide plans provide benefits for eligible employees and their families living overseas.

FEDVIP offers dental benefits to eligible individuals. These dental plans provide a comprehensive range of services including orthodontia (for dependents under the age of 19), routine exams, cleaning, x-rays, bridges, and crowns.

A dental insurance plan is much like a health insurance plan; you may be required to meet a deductible and provide a copay or coinsurance payments for your dental services. With any plan choice, you should look at all the information and find a plan that will best fit your needs. You should also review your FEHB plan brochure to determine what dental benefits the FEHB plan provides.


There are no pre-existing condition limitations, however, there may be specific plan exclusions or limitations.  Dental plans may have a waiting period for orthodontia services of up to 24 months. Your dependent must be enrolled in the same dental plan/option over the duration of the waiting period to receive orthodontia services.

Please visit the dental website for more information.