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Finance Charge
The cost of consumer credit. Examples include the cash advance fee and minimum finance charge.

First Mortgage
The mortgage that has first claim (or "lien") on real property.

Fixed Annual Percentage Rate (APR)
An Annual Percentage Rate that is fixed for a specified term and is not tied to movements of a financial index such as the prime rate.

Fixed-Rate Loan
A loan in which the interest rate does not change during the entire term of the loan.

Funds Transfer
Money that is withdrawn from one account and transferred into a different account.