At AFCU, you're a member/owner

Agriculture FCU is a member-owned financial institution. Since there are no stockholders, profits are returned to members in the form of lower rates on loans, higher rates on savings, and additional services.

We're a cooperative—a not-for-profit, democratically run organization of people who have banded together to give ourselves a better deal than we're going to get from profit-driven financial institutions. The more services you use, the more you save!

Our services are comparable to those of other financial institutions. The only difference is you'll pay less.