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Maturity
The termination period of a note (for example, a 30-year loan has maturity of 30 years) or a deposit account (for example a certificate may mature in 12 months and then be eligible for renewal at the current interest rate).

Member Privilege
Member Privilege provides all members with a special overdraft protection safety net up to $400, including our non-sufficient funds (NSF) fee (per item) that may protect you if you overdraw your account.

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Minimum Draw
Required upon opening some home equity lines of credit. A line with a $5,000 minimum draw would require you to borrow at least $5,000 to open up that particular line.

Money Market
Money markets are for borrowing and lending money for three years or less.

Mortgage
A legal document that pledges real property to the lender as security for repayment of a debt.