The path that you choose for debt consolidation is an important decision to make. We are here to help.

Home Equity Loans – If you own a home, using the equity may enable you to reduce your debt to a lower rate. We offer rates as low as 3.25% APR^{¹ ²} on our Home Equity Line of Credit and rates as low as 5.50% APR ^¹ on our fixed Home Equity Loan. Also, the interest may be tax deductible.*

Signature Loans – You do not have to use collateral. Consider a fixed term loan with a rate as low as 7.99% APR,** which is typically lower than a bank.

^¹ APR is Annual Percentage Rate. Rate is effective 01/14/09 and may change at any time without advance notice. Flood and/or hazard insurance may be required. All loans are subject to credit approval. Closing costs must be paid if loan remains open less than 24 months. Minimum loan amount is $10,000.
^² APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on LTV and/or your credit rating. The current prime rate is 3.25% as of 12/17/08. Certain restrictions and conditions may apply.
* Consult your tax advisor.
** APR is Annual Percentage Rate. Rate effective as of 01/14/09. Rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Minimum loan amount is $500. Terms up to 60 months. Certain restrictions and conditions may apply.