Colorado State University Extension is teaming up with other land-grant universities to help you manage money through tough times. As part of eXtension (http://www.extension.org), CSU Extension is able to harness the knowledge of financial experts across the country. The Web site, Financial Security: Managing Money in Tough Times, serves as a portal to articles on all facets of personal finance as well as providing a form to ask experts specific questions. CSU Extension and its affiliates also offer timely financial tools such as PowerPay debt reduction calculation software, homebuyer education, bankruptcy prevention education, [local money management programs], agribusiness decision-making tools and many other financial resources available at the Adams County Extension Office.