Disaster Assistance Electronic Loan Application

The SBA now offers the option of filing your disaster home and business loan applications electronically.

As a disaster victim, you may now apply for disaster loan assistance at your own convenience through the Electronic Loan Application (ELA).  The ELA simplifies the application process and speeds delivery of assistance to you. 

The ELA allows anyone with damages to their home or business resulting from a declared disaster to apply for disaster loan assistance.  Homeowners and Renters can apply for damages to their home, personal property, and vehicles.  Businesses can apply for damages to their real estate or business contents and for economic losses. Learn more about the Electronic Loan Application.

You also have the option of submitting your application via mail. Individuals that are Homeowners and Renters must register with the Federal Emergency Management Agency to obtain a FEMA Registration ID Number by calling 1-800-621-3362. The speech or hearing impaired may call (TTY) 1-800-462-7585. Learn more about submitting your application via mail.

Apply for a Disaster Loan Online

It is recommended that you have the following information available when completing the online application:

Home Applications

• Contact Information for all applicants (current and alternate telephone numbers)
• Identity Information for all applicants (social security numbers / FEMA registration number)
• Deed or Lease Information, if available
• Insurance Information – if applicable, the name address, and policy number of any insurance carrier for the loss
• Financial Information (income, creditors’ names, monthly payments, balances)
  

Business Applications

• Contact Information (current and alternate telephone numbers)
• Owner/Identity Information (social security numbers / EIN number / FEMA registration number)
• Insurance Information – if applicable, the name, address, and policy number of any insurance carrier for the loss