SINGLE FAMILY HOUSING

For the U.S. Department of Agriculture (USDA) Rural Development staff the challenge of Single Family Housing and Multi-family Housing programs is to provide affordable housing opportunities to very low, low and moderate-income households in the rural areas of Utah.  In order to accomplish this task Rural Development has established partnerships with local conventional lenders, non-profit organizations, and other federal and state agencies.  Utah is fortunate to have a broadly based resource that significantly impacts affordable housing in our State.  

Use this link to find a listing for the offices in regions of Utah where you may obtain applications for financial assistance.

Those areas of Utah INELIGIBLE for housing loans are:  Logan City Limits, Providence, parts of North Logan and River Heights; Weber County with the exception of Ogden Valley (east of Pineview Reservoir); Davis County; Salt Lake County; Utah County north of the Spanish Fork River to the county line and everything east of the Jordan River; and the St. George City Limits.

Links for our different loan programs in Single-family Housing are:

· Direct (Very Low Income 50% of adjusted median and Low Income 80% of adjusted median).

· Guaranteed Loans (adjusted annual family income that does not exceed 115% of the median income for a designated rural area).

· Housing Repair Loans and Grants.

· Self Help Technical Assistance Grants.

· Site Loans (self-help) and Site Loans (non-self help).

· Two Special Incentive Programs:

o Rural Housing Loan Partnerships.

o Rural Housing Demonstration Programs.

· Single Family Housing - Established Loan Limits by County.

Use this link for information on eligibility.

Use this link to review all of our Single-Family Housing Programs.

Use this link for information on our Multi-family Housing Programs.

To contact Housing Staff in our State Office please use this link.

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