Entry bubble Does the Gov Owe you Money?

By: Colleen | July 02, 2008 | Category: Money

The state of Pennsylvania owes me money. Happy 4th of July to me!money

My uncle was perusing the PA treasury website when he found a search field for people who may be owed money from the state. For fun, he started entering family members' names, and BINGO! I'm the big winner.

Turns out, upon graduating in 2005, I failed to pick up my final paycheck from working at the University of Pittsburgh's student newspaper. So the moolah has remained in the coffers of my alma mater for the past three years. Why didn't they just send it to me? I'm not entirely sure, they always seemed to get tuition bills and library fines to me with no problem.

Seeing that I was paid a whopping 1/3 cent per character, my missing funds aren't going to be sending me on an exotic vacay, but I know I will put that $40 to good use (hello shoe sale!).

There's a good chance Uncle Sam could owe you some money and you just don't know it. USA.gov has a great page which lists possible places and sources from which you could be owed some cold hard cash. Also, check out your own state's treasury page and see what you can find.

Any luck?

| View Comments [2] | envelope E-mail This Entry | Tags: cash   colleen   money   owe   sam   treasury   uncle  

 

Entry bubble Tips for Traveling Overseas

By: Sam | February 06, 2008 | Category: Travel

Next week, I’ll be in the Eternal City exploring ruins, drinking wine, eating gelato, and of course, shopping. But before I can say Ciao, I need to make sure I’m prepared for my trip overseas.

Thanks to Marybeth’s post on travel docs, I have the 411 on everything from entry requirements to the exchange rate‚a necessity for Woman With Luggagecalculating how much the “must have” Italian shoes and bags will cost me. Speaking of shopping, it’s a good idea to make note of your credit card limit and to find out how to report a loss of your card abroad. And don’t forget to get a number that you can call while overseas since the 800 numbers don’t work. You may also want to ask if your card has a “foreign currency conversion fee,” which can sometimes be up to 3%.

I’ve also learned from other overseas trips to leave my travel itinerary and copies of important documents (passport, will, driver’s license, etc.) with a family member or friend. But what do I do if my passport is lost or stolen in Italy? Or, I unfortunately get sick?

USA.gov’s International Travel section is full of useful links that can answer these questions and many more. You can get customs and health info, tips for long-distance calling, emergency services facts, and much more. There’s also important info on how to stay safe on your trip abroad at Pueblo.gsa.gov.

Feel free to share any stories, tidbits, or helpful websites on traveling overseas. In addition to the resources I’ve linked to, I always have found Budget Travel and NBC’s Travel Editor, Peter Greenberg, to be invaluable.

Starting next week, the Wednesday posts will be written by our substitute blogger, Colleen. Although I'm moving on to a new opportunity outside the government, I can’t wait to read her weekly entries since they always manage to provide the right mix of great info and humor, whether they’re about Philly, the Boss, or Beantown. Thanks for reading my posts each week—I’ve really enjoyed our conversations!

| View Comments [2] | envelope E-mail This Entry | Tags: currency   customs   foreign   health   overseas   passport   sam   travel  

 

Entry bubble Go Ahead, Wear Red on Friday

By: Sam | January 30, 2008 | Category: Health

Friday is the kick-off to American Heart Month and National Wear Red Day.  So grab your favorite red dress, tie, socks, sweater, or even lipstick and show your support for research and education about women and heart disease.red dress

Heart health is an important issue for me not only as a woman but also as someone who suffers from a heart condition. As a teen, I had open-heart surgery to repair my mitral valve and to remove a bacterial infection. After more than 10 years, I am, thankfully, doing very well, but the experience made me more mindful of learning as much as I can about heart disease.

So why should you wear red? Because heart disease is not just a “man’s disease”—it’s the number one of killer of women. In fact, one in four women dies of heart disease. But even with these shocking statistics, there’s hope. No matter if you’re 20 or 60, there are steps all women can take to lower their risk and protect their heart.

Here are some to start with:

And don’t forget to help spread the word about National Wear Red Day, and please feel free to share any heart health stories that you may have.

| View Comments [2] | envelope E-mail This Entry | Tags: cholesterol   diabetes   disease   exercise   health   heart   sam   stress  

 

Entry bubble Financing College

By: Sam | January 23, 2008 | Category: Home and Family

My sister is in her last semester of high school, and of course, everyone’s favorite question is “Where do you want to go to college?”  Right now, it’s between five schools-2 public and 3 private. Even though the jury is still out on what colors she’ll be wearing next fall, one thing is for certain-college costs are painfully high.  graduation cap with diploma and money

It’s been 10 years since I went to college, and during that time, the average cost of tuition and fees has risen by 57% at private four-year colleges and 69% at four-year public colleges  These figures from the College Board may have you feeling a little light-headed, but the costs can be managed thanks to the power of compounding interest.

Since every family’s situation is different, you’ll need to find a savings method that works for you.  In doing so, you’ll want to consider factors like your tax bracket, child’s age, how much financial aid you expect to receive, etc.  Then, you can use these helpful college financing calculators to figure out how much you’ll need to save. 

Once you’ve determined this figure, you need to decide on a savings vehicle.  In addition to mutual funds, brokerage accounts, and bank savings accounts, there are also some tax-advantaged alternatives available to help.  Here are some options:

And remember you don’t necessarily have to save for the entire four years.  Grants, loans, and scholarships can help make affording college a little easier.  Here are some resources to get you started:

 Students

Parents

 

| View Comments [2] | envelope E-mail This Entry | Tags: college   education   grants   loans   money   sam   scholarships   students   usa.gov