Reports Employer-Sponsored
Health Insurance: State
and National Estimates. (PHS) 98-1017. Plan and Operation of the National Employer Health Insurance. (PHS)
99-1021. Health Insurance Coverage for the Self-Employed With no Employees.
(PHS) 99-1024. Employer-Sponsored
Health Insurance: State and
National Estimates NEHIS is the first federally sponsored survey designed to produce State estimates of employer-sponsored health insurance. Data are based on responses from 34,604 private establishments (business locations) obtained in computer-assisted telephone interviews. Data Highlights At the end of 1993, 52 percent of private sector establishments sponsored group health insurance and 58 percent of employees participated in their health plans. Firm size was one of the most important determinants of whether a business offered health insurance. One-third of establishments that belong to firms with less than 10 employees offered health insurance compared with 96 percent of establishments in firms of 100 or more employees. Approximately 56 percent of establishments sponsoring health insurance offered managed care plans, 26 percent offered a health maintenance organization (HMO), and 35 percent a preferred provider organization (PPO) plan. Approximately 74 percent of private establishments that offered health insurance in the United States required employees work, on average, a minimum of 32 hours per week to be eligible for health benefits. 804 KBPlan and Operation of the National Employer Health Insurance Survey The NEHIS four major objectives were to: Provide baseline data for evaluating the effects of heath care reform at the state and national level. Describe the employment-based health insurance system as of 1993. Measure state and national levels of health insurance spending for the National Health Accounts. (National Health Accounts are HCFA’’s source of data used for describing the current economic resources of the National devoted to health care. Provide data for prospective policy analysis of the effects of health care reform. View/download PDF 3 MB Health
Insurance Coverage for the Self-Employed With no Employees Self-employed individuals with no employees (SENE’s) represent a small but important segment of the workforce. According to the National Employer Health Insurance Survey (NEHIS) they account for almost one-half of all businesses nationally yet are usually excluded from employer surveys. Therefore, in order to provide baseline data for evaluating the effects of health care reform, the sample design of NEHIS included a sample of SENE’s. Data Highlights At the end of 1993, of the 4.5 million self-employed individuals with no employees (SENE’s) aged 18-64 years, 31 percent were uninsured, 28 percent directly purchased health insurance, 38 percent had coverage through other employment-related sources (mostly through a spouse), and 5 percent had coverage through a public source. Family income was one of the most important determinants of health insurance coverage for SENE’s. Almost two-thirds of SENE’s with an annual family income of less than $20,000 were uninsured compared to 16 percent of SENE’s with family income of $35,000 or more. Two-thirds of SENE’s who purchased health insurance directly from an insurance company obtained a fee-for-service plan, while among SENE’s with other employment-related plans, 39 percent had a fee-for service plan. 5 MB
This page last reviewed
October 15, 2008
|